UNITED KINGDOM MUTUAL WAR RISKS ASSOCIATION LIMITED
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Cash
—
Latest balance sheet
Net assets
—
Equity attributable
Employees
—
Average over period
Profit before tax
£2.8M
USD 3,691,000
-25.2% lowest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2026-02-20
| Metric | Trend | 2024-02-20 | 2025-02-20 | 2026-02-20 | Δ vs prior |
|---|---|---|---|---|---|
| Gross written premiums | — | — | — | — | |
| Net earned premiums | — | £5,410,990 | £8,674,203 | +60.3% | |
| Claims incurred | — | £26,202 | £411,738 | +1,471.4% | |
| Investment return | — | £3,755,802 | £3,894,296 | +3.7% | |
| Profit before tax | £2,900,883 | £3,694,415 | £2,763,138 | -25.2% | |
| Net profit | £2,033,239 | £2,769,127 | £1,688,876 | -39% | |
| Insurance contract liabilities | — | £1,995,808 | £910,316 | -54.4% | |
| Total assets | £48,009,433 | £51,245,695 | £51,932,924 | +1.3% | |
| Total liabilities | — | £8,985,627 | £7,983,980 | -11.1% | |
| Equity | £39,490,942 | £42,260,069 | — | — | |
| Average employees | — | — | — | — |
Figures converted to GBP from USD at 0.749 per USD (Frankfurter spot rate) — hover any figure for the original. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-02-20 | 2025-02-20 | 2026-02-20 |
|---|---|---|---|---|
| Operating margin | -7.8% | -0.5% | — | |
| Net margin | 17.4% | 23.2% | — | |
| Gearing (liabilities / total assets) | 17.7% | 17.5% | — | |
| Current ratio | 1.98x | 1.58x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- BDO LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After making enquiries, the Directors have a reasonable expectation that the Company has adequate resources to continue operations for at least twelve months from the date the financial statements are signed. For this reason, the going concern basis has been adopted in preparing the accounts.”
Significant events
- “Ongoing tensions in the Red Sea and the Russia/Ukraine conflict have been compounded on 28 February, shortly after our renewal - by the outbreak of hostilities involving Iran and the resulting impact on the Strait of Hormuz and the wider Gulf region.”
- “After the reporting date of 20 February 2026, geopolitical tensions and security incidents in and around the Strait of Hormuz have increased, raising the risk of disruption to shipping and associated costs (including freight, fuel and insurance). These developments have given rise to claims incidents which are expected to exceed the annual aggregate deductible of $3m for policy year 2025 in respect to the unearned premium and the same annual aggregate deductible in respect of policy year 2026 claims.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
9 active · 23 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HALPENNY, Kieran Patrick | Secretary | 2009-12-31 | — | British |
| ACKERLEY, Carl David | Director | 2024-10-22 | Jan 1966 | British |
| BROWN, Christopher John | Director | 2025-01-02 | Mar 1961 | American |
| DECLERCK, Patrick Albert Eric | Director | 2025-01-09 | Oct 1984 | Belgian |
| HARNAL, Rajiv Anil Akash | Director | 2016-06-01 | Aug 1961 | British |
| HINE, Marcus Nigel | Director | 2025-07-01 | Sep 1960 | British |
| MILES, Jeremy | Director | 2020-01-17 | Jun 1962 | British |
| VERBEECK, Egied | Director | 2016-10-18 | Jul 1974 | Belgian |
| WINGFIELD DIGBY, Alice Clare | Director | 2020-12-15 | Jul 1974 | British |
Show 23 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| JARRETT, Ian Richard | Secretary | — | 2009-12-31 |
| ANDERSON, David Thomas | Director | 2002-08-20 | 2004-07-05 |
| ANDRE, Eric Fritz | Director | 2012-10-22 | 2024-11-14 |
| BALSON, Charles Stanley | Director | — | 1996-02-20 |
| BLACK, Martyn Gerald | Director | 2000-01-11 | 2001-01-17 |
| BURMEISTER, Richard Douglas | Director | 2013-04-09 | 2019-01-18 |
| CRAWFORD, Robert Gammie | Director | — | 2010-04-14 |
| DAVIES, Alan John | Director | 2008-12-05 | 2017-05-23 |
| EVERARD, Fiona Caroline | Director | 2019-06-10 | 2019-10-24 |
| FREEMAN, John Graham Mackenzie | Director | 1998-06-23 | 2010-02-20 |
| JOHNSON, Philip George | Director | 2011-01-11 | 2012-04-17 |
| KNIGHT, Paul Jonathan Olsen | Director | 2022-10-18 | 2024-12-10 |
| KULUKUNDIS, Miltiades Alexander | Director | — | 1997-11-22 |
| POWELL, Peter | Director | — | 2000-10-10 |
| QUIRE, Maurice John | Director | — | 2000-01-11 |
| ROBERTSON, Nicholas Antony Norman Stuart | Director | 2004-11-10 | 2008-10-28 |
| ROTHWELL, Eamonn | Director | 2002-09-03 | 2013-10-15 |
| SCHEFFER, Hugh William | Director | 2010-04-14 | 2020-01-17 |
| SMITH, Nigel Hugh Hamilton | Director | 2020-11-30 | 2025-10-21 |
| STAGE, Torben | Director | 2007-02-27 | 2017-10-03 |
| STARING, Alex | Director | 2023-10-17 | 2023-12-31 |
| WANNELL, Colin Douglas | Director | 2000-10-10 | 2013-02-20 |
| WARD, Andrew Edward | Director | 2016-06-01 | 2022-05-15 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 165 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-03-10 MA Memorandum articles
- 2026-03-10 RESOLUTIONS Resolution
- 2025-10-28 RESOLUTIONS Resolution
- 2025-10-28 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-09 | AA | accounts | Accounts with accounts type full | |
| 2026-03-23 | TM01 | officers | Termination director company with name termination date | |
| 2026-03-10 | MA | incorporation | Memorandum articles | |
| 2026-03-10 | RESOLUTIONS | resolution | Resolution | |
| 2025-11-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-11-07 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-28 | RESOLUTIONS | resolution | Resolution | |
| 2025-10-28 | MA | incorporation | Memorandum articles | |
| 2025-06-11 | AA | accounts | Accounts with accounts type full | |
| 2025-04-29 | AP01 | officers | Appoint person director company with name date | |
| 2025-03-24 | TM01 | officers | Termination director company with name termination date | |
| 2025-02-07 | AP01 | officers | Appoint person director company with name date | |
| 2025-01-09 | AP01 | officers | Appoint person director company with name date | |
| 2025-01-09 | TM01 | officers | Termination director company with name termination date | |
| 2024-12-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-08-23 | AA | accounts | Accounts with accounts type full | |
| 2024-01-31 | TM01 | officers | Termination director company with name termination date | |
| 2023-12-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-10-17 | AP01 | officers | Appoint person director company with name date | |
| 2023-06-15 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 8
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.