AVON INSURANCE PLC
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Cash
—
Latest balance sheet
Net assets
£27M
+5.5% vs 2024
Employees
12
-14.3% vs 2024
Profit before tax
£6.5M
+10.2% vs 2024
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|
| Gross written premiums | £15,600,000 | £14,600,000 | -6.4% | |
| Net earned premiums | £9,300,000 | £8,600,000 | -7.5% | |
| Claims incurred | £4,900,000 | £1,800,000 | -63.3% | |
| Investment return | £600,000 | £2,000,000 | +233.3% | |
| Profit before tax | £5,900,000 | £6,500,000 | +10.2% | |
| Net profit | £4,500,000 | £4,900,000 | +8.9% | |
| Insurance contract liabilities | £36,700,000 | £34,000,000 | -7.4% | |
| Total assets | £69,400,000 | £69,600,000 | +0.3% | |
| Total liabilities | £44,000,000 | £42,800,000 | -2.7% | |
| Equity | £25,400,000 | £26,800,000 | +5.5% | |
| Average employees | 14 | 12 | -14.3% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 63.4% | 61.5% |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The accounts have been prepared on a going concern basis. The Directors consider that the Company has adequate resources and continues to have a strong solvency ratio which remains within the Company's risk appetite to continue in operation and are satisfied that it is appropriate to continue to adopt the going concern basis in preparing the financial statements.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 29 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| JOHNS, Sian Elizabeth | Secretary | 2023-06-22 | — | — |
| DIXON, Hannah Marie | Director | 2023-04-01 | Feb 1977 | British |
| HARVEY, Graham | Director | 2023-04-01 | May 1958 | British |
| MORLEY, Richard David | Director | 2016-04-08 | Jul 1967 | British |
Show 29 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| COOPER, William Edward | Secretary | — | 1999-11-18 |
| CREECHAN, James Damian | Secretary | 1999-11-18 | 2023-06-22 |
| ALDERSEY, Peter William | Director | 1991-07-17 | 1995-10-06 |
| BILBY, Colin Thomas | Director | — | 1991-07-18 |
| BOWER, Steven Mark | Director | 2022-06-17 | 2023-03-31 |
| BUTLER, Richard Clive, Sir | Director | — | 1996-01-12 |
| CARTER, Nicholas | Director | 1999-08-01 | 2001-09-28 |
| CARTER, Richard John, Jp | Director | 1998-07-16 | 2003-06-16 |
| CRIBB, Joanne | Director | 2016-03-08 | 2023-03-31 |
| CURRY, Donald Thomas Younger, Lord | Director | 2000-06-01 | 2011-12-31 |
| DEACON, Robert Anthony | Director | 1995-12-21 | 1997-06-30 |
| EVANS, Alun | Director | — | 2000-05-31 |
| GEDEN, Ian Scott | Director | 2001-03-15 | 2008-11-01 |
| GRANT, Ian David, Sir | Director | 2003-06-16 | 2008-07-31 |
| HARRIS, Alan | Director | 2010-01-04 | 2011-05-31 |
| HARRIS, Alan | Director | 2002-02-11 | 2006-03-22 |
| HITCHCOCK, Arnold Quinney | Director | — | 1999-07-31 |
| HODSON, Beverley Cliffe | Director | 2007-08-01 | 2012-06-21 |
| LEECH, Ian Charles | Director | 2011-05-31 | 2013-07-16 |
| LUCAS, Robert James | Director | 2006-03-22 | 2008-02-01 |
| MORROW, William Robert | Director | — | 1998-04-30 |
| PERCY, Charles Richard | Director | 2007-11-21 | 2016-03-08 |
| ROBERTS, John Owen | Director | 2010-04-14 | 2016-03-08 |
| SCHOUTEN, Wilhelmus Johannes Maria | Director | 2005-06-01 | 2009-12-31 |
| SINCLAIR, Lindsay Neil | Director | 2008-11-01 | 2021-03-31 |
| SKELTON, Julian Miles | Director | 2008-02-01 | 2010-03-29 |
| TINSLEY, Mark Patrick | Director | 2012-01-19 | 2014-12-31 |
| TURNER, Nicholas James | Director | 2021-04-01 | 2022-06-17 |
| YOUNG, Andrew Skinner | Director | — | 2002-01-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| N.F.U. Mutual Management Company Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 191 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-20 | AA | accounts | Accounts with accounts type full | |
| 2026-05-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-06-23 | AA | accounts | Accounts with accounts type full | |
| 2025-05-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-06-24 | AA | accounts | Accounts with accounts type full | |
| 2024-05-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-06-29 | AP03 | officers | Appoint person secretary company with name date | |
| 2023-06-29 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-06-28 | AA | accounts | Accounts with accounts type full | |
| 2023-05-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-04-06 | AP01 | officers | Appoint person director company with name date | |
| 2023-04-06 | AP01 | officers | Appoint person director company with name date | |
| 2023-04-06 | TM01 | officers | Termination director company with name termination date | |
| 2023-04-06 | TM01 | officers | Termination director company with name termination date | |
| 2022-06-30 | TM01 | officers | Termination director company with name termination date | |
| 2022-06-30 | AP01 | officers | Appoint person director company with name date | |
| 2022-05-23 | AA | accounts | Accounts with accounts type full | |
| 2022-05-05 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2021-05-17 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2021-05-10 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.