BRITISH RESERVE INSURANCE COMPANY LIMITED
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Cash
—
Latest balance sheet
Net assets
£5.5M
-11.8% lowest in 3 filed years
Employees
—
Average over period
Profit before tax
-£979K
-266.7% lowest in 3 filed years
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
1 PSC ceased in last 24 months
Significant control changed hands — see the Ownership section.
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Gross written premiums | — | — | — | — | |
| Net earned premiums | — | — | — | — | |
| Claims incurred | -£129,000 | -£30,000 | £3,000 | +110% | |
| Investment return | £634,000 | £576,000 | £445,000 | -22.7% | |
| Profit before tax | -£225,000 | -£267,000 | -£979,000 | -266.7% | |
| Net profit | -£172,000 | -£200,000 | -£734,000 | -267% | |
| Insurance contract liabilities | £6,797,000 | £6,243,000 | £5,271,000 | -15.6% | |
| Total assets | £13,462,000 | £12,706,000 | £11,048,000 | -13% | |
| Total liabilities | £7,033,000 | £6,477,000 | £5,553,000 | -14.3% | |
| Equity | £6,429,000 | £6,229,000 | £5,495,000 | -11.8% | |
| Average employees | 0 | 0 | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Gearing (liabilities / total assets) | 52.2% | 51.0% | 50.3% |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102, FRS 103
- Reporting scope
- Standalone (parent only)
- Auditor
- Forvis Mazars LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for a period of 12 months from the approval of these financial statements. Thus, they continue to adopt the going concern basis of accounting in preparing the annual financial statements.”
Significant events
- “The escalation of geopolitical tensions between the US and Iran has increased global macroeconomic and financial market uncertainty, primarily through energy markets, inflation expectations, and interest rates”
- “The Company has no known insurance or reinsurance exposure arising from the conflict. The principal exposures for the Company arises via the asset portfolio which is invested predominantly in corporate and government bonds. The assessed overall impact on the Company is expected to be low.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 20 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| POLO COMMERCIAL INSURANCE SERVICES LTD | Corporate Secretary | 2023-07-01 | — | — |
| GREGG, Robert Roderick | Director | 2024-03-26 | Sep 1967 | British |
| MINSHALL, Simon | Director | 2020-12-31 | Nov 1965 | British |
| ROOKE, Philip Anthony | Director | 2020-12-31 | May 1969 | British |
| SEBOLD-BENDER, Monika, Dr | Director | 2020-12-31 | Mar 1963 | German |
| TOLLE, Rolf | Director | 2020-12-31 | Dec 1947 | German |
| WEMMER, Dieter Franz-Josef | Director | 2020-12-31 | Feb 1957 | Swiss |
Show 20 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DARBY, John | Secretary | — | 1997-01-30 |
| JACK-KEE, Robin Christian | Secretary | 2009-09-24 | 2020-12-31 |
| KIDDLE MORRIS, Christopher John | Secretary | 1997-01-30 | 2009-09-24 |
| HACKWOOD SECRETARIES LIMITED | Corporate Secretary | 2020-12-31 | 2023-06-30 |
| BARLOW, Alan | Director | 2020-12-31 | 2023-11-01 |
| BRETTELL, Neil David | Director | 2014-03-17 | 2016-04-30 |
| BRIMICOMBE, Simon John | Director | 2008-03-03 | 2017-04-03 |
| CHURCHLOW, Mark John | Director | 2011-01-28 | 2018-12-31 |
| DYE, Jonathan Mark | Director | 2007-11-12 | 2020-12-31 |
| DYSON, Fernley Keith | Director | 2019-05-14 | 2020-12-31 |
| JONES, Gareth Austin | Director | 2003-07-01 | 2007-11-30 |
| LORETTO, Denis Crofton | Director | — | 1999-01-31 |
| LOWE, Karl Hermann, Dr | Director | 1993-09-02 | 1996-08-31 |
| MCGINN, Simon Cavendish | Director | 2016-10-07 | 2020-12-31 |
| REED, Ian William | Director | 2000-01-01 | 2003-06-30 |
| REINEKE, Thomas | Director | — | 1993-08-31 |
| STRATFORD, George Richard | Director | 1996-09-05 | 2010-09-29 |
| TORRANCE, David Andrew | Director | 2003-07-01 | 2013-06-30 |
| TREEN, William Raymond | Director | — | 2003-06-30 |
| ZEDELIUS, Werner Eduard | Director | 1999-02-01 | 1999-12-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Oaktree Capital Group Holdings L.P. | Corporate entity | Shares 75–100% | 2025-11-05 | Active |
| Brookfield Oaktree Holdings, Llc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2020-12-31 | Ceased 2025-11-10 |
| Allianz Insurance Plc | Corporate entity | Shares 75–100% (as firm), Voting 75–100% (as firm), Appoints directors (as firm) | 2016-04-06 | Ceased 2020-12-31 |
Filing timeline
Last 20 of 197 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-22 | AA | accounts | Accounts with accounts type full | |
| 2026-03-06 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2026-03-06 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2025-12-18 | CH01 | officers | Change person director company with change date | |
| 2025-12-17 | CH01 | officers | Change person director company with change date | |
| 2025-12-17 | CH01 | officers | Change person director company with change date | |
| 2025-12-17 | CH01 | officers | Change person director company with change date | |
| 2025-12-17 | CH01 | officers | Change person director company with change date | |
| 2025-10-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-06-13 | AA | accounts | Accounts with accounts type full | |
| 2024-12-23 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2024-10-31 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-04-25 | AA | accounts | Accounts with accounts type full | |
| 2024-04-05 | AP01 | officers | Appoint person director company with name date | |
| 2024-01-09 | AD01 | address | Change registered office address company with date old address new address | |
| 2023-12-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-11-01 | TM01 | officers | Termination director company with name termination date | |
| 2023-09-20 | AA | accounts | Accounts with accounts type full | |
| 2023-07-06 | AP04 | officers | Appoint corporate secretary company with name date | |
| 2023-07-06 | AD01 | address | Change registered office address company with date old address new address |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 9
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.