HOUSING FOR WOMEN
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Cash
£4.1m
+163.1% highest in 3 filed years
Net assets
£4.8m
-27.8% lowest in 3 filed years
Employees
65
-4.4% vs 2024
Profit before tax
-£1.8m
-20.7% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
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Confirmation statement overdue
Due 2026-06-27.
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Material uncertainty over going concern
We draw attention to Note 2.2 to the financial statements, which describes the uncertainty regarding the timing of the receipt of insurance proceeds in relation to the Childers fire that occurred in May 2020 and associated building safety matters. As described in Note 2.2, the charity has an expected settlement due in this regard within the going concern period.
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Going-concern uncertainty disclosed
Net assets
3-year trend · vs Consumer Discretionary median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-09-30
| Metric | Trend | 2023-09-30 | 2024-09-30 | 2025-09-30 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £9,048,954 | £9,571,071 | £10,269,584 | +7.3% | |
| Operating profit | -£1,415,459 | -£2,484,728 | -£1,038,725 | +58.2% | |
| Profit before tax | — | -£1,524,362 | -£1,839,329 | -20.7% | |
| Net profit | -£4,057,291 | -£1,524,362 | -£1,839,329 | -20.7% | |
| Cash | £2,983,053 | £1,563,962 | £4,114,220 | +163.1% | |
| Total assets less current liabilities | £74,682,396 | £71,677,393 | £73,011,689 | +1.9% | |
| Net assets | £8,149,704 | £6,625,342 | £4,786,013 | -27.8% | |
| Equity | £8,149,704 | £6,625,342 | £4,786,013 | -27.8% | |
| Average employees | 64 | 68 | 65 | -4.4% | |
| Wages | £2,562,602 | £2,882,498 | £2,848,313 | -1.2% | |
| Directors' remuneration | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|---|
| Operating margin | -15.6% | -26.0% | -10.1% | |
| Net margin | -44.8% | -15.9% | -17.9% | |
| Return on capital employed | -1.9% | -3.5% | -1.4% | |
| Gearing (liabilities / total assets) | — | 91.1% | 93.8% | |
| Current ratio | 1.83x | 0.94x | 1.55x | |
| Interest cover | -1.14x | -1.95x | -0.79x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- HOUSING FOR WOMEN 1992-01-20 → present
- OVER FORTY ASSOCIATION FOR WOMEN WORKERS(THE) 1946-10-02 → 1992-01-20
Audit & accounting basis
- Accounting basis
- FRS 102
- Auditor
- Crowe U.K. LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“We draw attention to Note 2.2 to the financial statements, which describes the uncertainty regarding the timing of the receipt of insurance proceeds in relation to the Childers fire that occurred in May 2020 and associated building safety matters. As described in Note 2.2, the charity has an expected settlement due in this regard within the going concern period.”
Significant events
- “In May 2020 we had a significant fire at our Childers Street scheme within a block leased and managed by another housing association.”
- “We have issued legal High Court proceedings against the developer who sold us the Childers Blocks in order to recover the funds for the remediation of the three blocks and associated damages and costs.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
10 active · 70 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| QURESHI, Zaiba | Secretary | 2016-10-01 | — | — |
| AKINMODUN, Yvonne | Director | 2022-05-12 | Dec 1961 | British |
| BASEY, Simon Jonathan | Director | 2022-05-12 | May 1981 | British |
| DAVIES, Caroline | Director | 2020-05-18 | Mar 1982 | British |
| DINGLE, Victoria | Director | 2023-10-09 | Dec 1978 | British |
| EVANS, Helena | Director | 2023-10-09 | Apr 1973 | British |
| HENSHALL, Troy Gordon Mark | Director | 2021-09-07 | May 1972 | British |
| KANE, Susan Margaret | Director | 2020-03-24 | Jan 1962 | British |
| MARSHALL, Elaine | Director | 2023-03-14 | Oct 1959 | British |
| YAQUB, Somayya | Director | 2023-10-09 | Oct 1979 | British |
Show 70 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CLARSON, Elizabeth | Secretary | 1997-12-01 | 2013-06-11 |
| LANDER, Elizabeth Ann | Secretary | 1997-02-03 | 1997-11-30 |
| MORAN, Margaret | Secretary | — | 1997-05-02 |
| MOXHAM, Jakki | Secretary | 2013-06-11 | 2016-09-30 |
| AGANA, Abiola Josina Adebisi | Director | 2022-05-12 | 2023-03-14 |
| ALAM, Khurshid | Director | 2000-03-14 | 2003-05-19 |
| ALLAN, Kasia | Director | 2017-03-21 | 2017-11-07 |
| ALLISON, Safeena | Director | 2015-06-09 | 2019-06-30 |
| BANDERIS, Julia | Director | — | 1992-04-21 |
| BEAUMONT, Robert Anthony | Director | 1997-08-12 | 2006-03-28 |
| BELGRAVE, Sheila Agetta | Director | 2010-03-16 | 2016-03-22 |
| BLACKBURN, Krystyna Barbara Anna | Director | 2005-05-10 | 2009-06-30 |
| BLYTHER, Frances Jacqueline | Director | 2002-05-21 | 2003-11-04 |
| BRADSHAW, Karen | Director | 2007-01-23 | 2016-03-22 |
| BUCHANAN, Madelaine Adell | Director | 2004-05-18 | 2008-09-10 |
| CALDER, Christine Jean | Director | 1995-08-10 | 2007-03-21 |
| CARTER, Dorothy Ethel Fleming | Director | — | 1992-04-21 |
| COOPER, Catherine Margaret | Director | — | 2005-03-22 |
| COOPER, Mark | Director | 2018-03-20 | 2021-11-09 |
| CROFT, Christina Susanna | Director | 2005-03-01 | 2007-09-25 |
| CROME, Janet | Director | — | 1995-02-24 |
| DE MONT, Susan Elizabeth | Director | — | 2003-03-26 |
| DONALDSON, Caroline Ann | Director | 2009-05-19 | 2019-03-26 |
| EAST, Sally Anne, Dr | Director | 2019-11-08 | 2022-05-11 |
| EMANU, Nicci Elizabeth | Director | 2005-11-15 | 2006-11-14 |
| EWEN, Nicola Anne | Director | 2022-08-29 | 2024-02-05 |
| FLANAGAN, Eileen | Director | 2004-04-06 | 2009-06-30 |
| GARNER, Graham | Director | 1996-01-31 | 2004-03-23 |
| GOLT, Jean Amy Mcmillan | Director | — | 1994-04-27 |
| GOODACRE, John Michael Kendall | Director | 1997-08-12 | 2000-04-28 |
| HARPER, Carli | Director | 2021-09-07 | 2025-12-03 |
| HART, Diane Linda | Director | 2017-03-21 | 2020-03-24 |
| HERBERT, Diane Mary | Director | 2009-05-19 | 2017-03-21 |
| HILLS, Marie Emily | Director | — | 1999-03-23 |
| HOPE, Harriet | Director | 2015-06-09 | 2017-11-07 |
| HUDA, Fahmia, Dr | Director | 2011-08-02 | 2015-03-24 |
| JHIRAD, Sarah | Director | 1991-12-07 | 2005-09-27 |
| LAING, Mary | Director | — | 2011-03-29 |
| LAKEY, Sheila | Director | 2005-04-12 | 2007-09-25 |
| LANGTON, Anne | Director | 2018-03-20 | 2020-03-24 |
| LATIF, Zahira Perveen | Director | 2009-02-10 | 2010-05-18 |
| LESLIE, Phoebe | Director | — | 1993-04-27 |
| LOFINMAKIN, Olasimbo Olukemi | Director | 2007-01-23 | 2010-07-07 |
| LORD, Gerald Robert | Director | — | 1996-03-25 |
| LYONS, Gillian | Director | 2004-01-27 | 2007-03-06 |
| MARKS DE CHABRIS, Giorianna | Director | — | 1991-03-01 |
| MARSH, Elizabeth Ann | Director | 2009-09-22 | 2017-03-21 |
| MONAGHAN, Richard Leslie Peter | Director | — | 1991-04-24 |
| MOOSA, Zohra | Director | 2006-09-26 | 2009-06-30 |
| NANKIVELL, Mary | Director | 1994-04-26 | 1995-06-06 |
| NGUYEN, Thuy Thanh | Director | 2005-11-15 | 2010-03-16 |
| NORRIS, Joanne | Director | 2013-11-26 | 2022-04-04 |
| O'SHEA, Mary Bernadette | Director | 2010-04-01 | 2020-03-24 |
| PAPWORTH, Marie Louise | Director | 2009-05-19 | 2013-03-26 |
| PARK, Pamela Elaine | Director | — | 1994-04-27 |
| PITCHER, Sandra Joy | Director | 2003-09-23 | 2005-11-15 |
| POINTER, Christine Lorna | Director | 2017-03-21 | 2023-03-14 |
| PORRETT, Carolyn | Director | 2018-03-20 | 2018-05-15 |
| RICHARDSON, Nancy | Director | 1994-06-01 | 1998-04-28 |
| RIDDELL, Barbara Elizabeth | Director | 2009-05-19 | 2017-03-21 |
| RODRICKS, David George | Director | 2006-09-26 | 2007-01-23 |
| SAMPSON, Joyce | Director | 1994-04-26 | 1996-02-12 |
| SEABROOK, Jane Helen | Director | 2002-07-23 | 2004-09-28 |
| SEABROOK, Jane Helen | Director | 1992-09-16 | 1998-04-28 |
| SHOWUNMI, Yewande | Director | 2020-05-18 | 2022-03-25 |
| TOWNSEND, Christina, Dr | Director | 2006-07-18 | 2011-03-30 |
| TUCKER, Doreen | Director | — | 1992-04-21 |
| WEBB, Helen Louise | Director | 2015-06-09 | 2023-11-01 |
| WILLIS, Margaret | Director | 1991-12-06 | 2005-04-06 |
| WORRALL, Christopher | Director | 2018-03-20 | 2021-03-23 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 316 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-29 | RP01AP01 | officers | Replacement filing of director appointment with name | |
| 2026-07-12 | AA | accounts | Accounts with accounts type full | |
| 2026-07-09 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-04-22 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-04-22 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-03-04 | TM01 | officers | Termination director company with name termination date | |
| 2026-02-24 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-02-19 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-02-19 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-02-19 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-02-19 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-02-19 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-02-19 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-02-19 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-02-19 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-02-19 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-02-19 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-02-19 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-02-19 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-02-19 | MR04 | mortgage | Mortgage satisfy charge full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 20
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.