INVESTEC BANK PLC
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Cash
—
Latest balance sheet
Net assets
£3.9bn
+15.5% highest in 3 filed years
Employees
—
Average over period
Profit before tax
£440m
-1.6% vs 2025
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2026-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 | Δ vs prior |
|---|---|---|---|---|---|
| Net interest income | — | £790,461,000 | £733,205,000 | -7.2% | |
| Fee & commission income | — | £69,730,000 | £113,705,000 | +63.1% | |
| Operating income | — | £1,191,594,000 | £1,191,273,000 | 0% | |
| Impairment losses | — | £97,040,000 | £67,349,000 | -30.6% | |
| Profit before tax | £421,742,000 | £446,848,000 | £439,641,000 | -1.6% | |
| Net profit | £325,213,000 | £366,431,000 | £353,551,000 | -3.5% | |
| Loans & advances to customers | — | £16,814,723,000 | £17,801,063,000 | +5.9% | |
| Customer deposits | — | £21,555,444,000 | £22,534,593,000 | +4.5% | |
| Total assets | £29,838,043,000 | £29,734,085,000 | £31,734,890,000 | +6.7% | |
| Total liabilities | — | £26,081,405,000 | £27,263,788,000 | +4.5% | |
| Equity | £2,894,043,000 | £3,652,680,000 | £3,866,088,000 | +5.8% | |
| Average employees | 2,331 | 2,357 | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|
| Return on capital employed | 10.0% | 10.3% | — | |
| Gearing (liabilities / total assets) | 90.3% | 88.7% | — | |
| Current ratio | 1.10x | 1.06x | — | |
| Interest cover | 0.40x | 0.24x | — |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 5 times since incorporation
- INVESTEC BANK PLC 2009-01-23 → present
- INVESTEC BANK LIMITED 2009-01-23 → 2009-01-23
- INVESTEC BANK (UK) LIMITED 1997-01-06 → 2009-01-23
- ALLIED TRUST BANK LIMITED 1989-09-01 → 1997-01-06
- ALLIED ARAB BANK LIMITED 1977-12-31 → 1989-09-01
- EDWARD BATES & SONS LIMITED 1950-12-20 → 1977-12-31
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Consolidated group
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements are prepared on the going concern basis. The directors confirm that they have a reasonable expectation that the Bank has adequate resources to continue in operational existence for the 12 months from the date the financial statements were approved.”
Group structure
- INVESTEC BANK PLC · parent
- Investec Properties (UK) Limited 100%
- Investec Asset Finance plc 100%
- Investec Bank (Channel Islands) Limited 100%
- Investec Group Investments (UK) Limited 100%
- Rathbones Group Plc 41%
Significant events
- “Successfully completed a £500 million Senior issuance in June 2025, resulting in an oversubscribed order book of £745 million with participation from over 40 investors.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
10 active · 45 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MILLER, David | Secretary | 2007-05-02 | — | British |
| AHUJA, Vivek Gopaldas | Director | 2025-03-05 | Sep 1966 | Singaporean |
| BALDOCK, Henrietta Caroline | Director | 2021-02-10 | Feb 1971 | British |
| GERMAIN, David | Director | 2020-09-15 | Apr 1976 | British |
| LEAS, Ruth | Director | 2016-07-27 | May 1972 | British,South African |
| MCKENNA, Kevin Patrick | Director | 2012-05-10 | Sep 1966 | Irish |
| SEWARD, Paul Kenneth | Director | 2019-04-01 | Feb 1956 | British |
| TITI, Fani | Director | 2011-08-03 | Jun 1962 | South African |
| VAN DER WALT, Marle | Director | 2022-09-20 | Oct 1975 | South African |
| WATKINS, Lesley Susan | Director | 2018-11-13 | May 1959 | British |
Show 45 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BROWN, Philippa Jane Littleton | Secretary | 1993-06-16 | 1994-09-23 |
| MARGARSON, John David Rhodes | Secretary | 1991-09-25 | 1993-06-15 |
| RICHINGS, Susan Christine | Secretary | 1993-06-16 | 1996-05-02 |
| VARDY, Richard John | Secretary | 1996-05-02 | 2007-05-02 |
| ABELL, John Norman | Director | 1993-09-01 | 2004-05-26 |
| ALFORD, George Francis Onslow | Director | 2000-04-05 | 2014-08-07 |
| BASSA, Zarina Bibi Mahomed | Director | 2017-04-01 | 2024-08-08 |
| CARDEN, Anthony Richard Paul | Director | — | 1992-11-16 |
| CHAMPION, John | Director | — | 1992-11-16 |
| CROSTHWAITE, Peregrine Kenneth Oughton | Director | 2010-11-10 | 2018-05-15 |
| CROSTHWAITE, Peregrine Kenneth Oughton | Director | 1999-06-23 | 2004-03-31 |
| FORLEE, Richard Paul Mark Aidan | Director | 2003-02-05 | 2004-06-23 |
| FRIED, Bradley | Director | 1999-07-22 | 2010-02-24 |
| FRIEDLAND, David | Director | 2013-03-01 | 2020-09-15 |
| FUKUDA OBE, Haruko | Director | 2012-12-03 | 2019-08-08 |
| HEILBRON, Steven John | Director | 2010-02-24 | 2011-12-08 |
| HERMAN, Hugh Sidney | Director | 1994-02-22 | 2011-11-17 |
| HICKEY, David Martin James | Director | 1999-06-23 | 1999-12-08 |
| JAMES, Allan Maurice | Director | — | 1997-01-06 |
| JAMESON TILL, Michael Anthony | Director | 1998-03-19 | 2004-06-30 |
| KALKHOVEN, Barry Kevin Archibald | Director | 1996-05-01 | 1999-08-31 |
| KANTOR, Bernard | Director | 1992-11-16 | 2019-01-30 |
| KANTOR, Ian Robert | Director | 1992-11-16 | 2013-07-16 |
| KARDOL, Bastiaan | Director | 1992-11-16 | 2002-03-19 |
| KESWICK, John Chippendale Lindley, Sir | Director | 2000-03-01 | 2010-08-13 |
| KOSEFF, Stephen | Director | 1992-11-16 | 2019-01-30 |
| LARKMAN, Jolyon David | Director | — | 1992-12-16 |
| MANNINGS, Sheikh Mansurah Tal-At | Director | 2016-07-27 | 2023-01-31 |
| MARGARSON, John David Rhodes | Director | 1992-07-27 | 1993-02-09 |
| MEYER, Christopher Guy Butt | Director | 2019-11-19 | 2020-07-23 |
| POTTER, David Roger William | Director | 1999-02-01 | 1999-04-30 |
| PROSSER, David John, Sir | Director | 2011-07-07 | 2014-08-07 |
| REIZENSTEIN, Anthony Jonathan | Director | 2024-04-02 | 2026-01-29 |
| SNOW, Alexander Charles Wallace | Director | 2013-03-01 | 2013-06-06 |
| STEVENSON, Brian David, Mr. | Director | 2016-09-14 | 2024-07-01 |
| STUART, Alistair David | Director | 2019-11-19 | 2020-07-23 |
| TAPNACK, Alan | Director | 1998-03-19 | 2011-02-24 |
| THOLET, Ryan James Eric, Mr. | Director | 2019-11-19 | 2020-07-23 |
| VAN DER WALT, David Michael | Director | 2003-02-05 | 2019-11-19 |
| WAKELIN, Anthony Colin | Director | — | 1999-10-01 |
| WHELAN, James Kieran Colum, Mr. | Director | 2016-04-14 | 2019-11-19 |
| WOHLMAN, Ian Robert | Director | 1999-06-23 | 2019-11-19 |
| WOHLMAN, Ian Robert | Director | 1992-07-27 | 1993-02-09 |
| WOHLMAN, Ina Robert | Director | 1992-07-27 | 1993-02-09 |
| ZIMBLER, Allen, Dr | Director | 2012-05-10 | 2016-03-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Investec 1 Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 500 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-12 | AA | accounts | Accounts with accounts type group | |
| 2026-06-25 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-03-25 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2026-03-23 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2026-02-02 | TM01 | officers | Termination director company with name termination date | |
| 2025-07-22 | AA | accounts | Accounts with accounts type group | |
| 2025-06-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-03-21 | AP01 | officers | Appoint person director company with name date | |
| 2024-09-11 | TM01 | officers | Termination director company with name termination date | |
| 2024-08-14 | AUD | auditors | Auditors resignation company | |
| 2024-07-12 | AA | accounts | Accounts with accounts type group | |
| 2024-07-11 | TM01 | officers | Termination director company with name termination date | |
| 2024-06-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-06-11 | CH01 | officers | Change person director company with change date | |
| 2024-04-09 | AP01 | officers | Appoint person director company with name date | |
| 2024-03-06 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2023-10-13 | AA | accounts | Accounts with accounts type group | |
| 2023-09-20 | CH01 | officers | Change person director company with change date | |
| 2023-06-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-02-13 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.