RCC INSURANCE BROKERS PLC
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Cash
£103k
-37.2% vs 2024
Net assets
£344k
-62.7% lowest in 3 filed years
Employees
14
+40% highest in 3 filed years
Profit before tax
-£578k
-183.3% lowest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £529,000 | £828,000 | £814,000 | -1.7% | |
| Operating profit | -£63,000 | -£251,000 | -£604,000 | -140.6% | |
| Profit before tax | -£13,000 | -£204,000 | -£578,000 | -183.3% | |
| Net profit | -£26,000 | -£204,000 | -£579,000 | -183.8% | |
| Cash | £35,000 | £164,000 | £103,000 | -37.2% | |
| Total assets less current liabilities | £1,127,000 | £923,000 | — | — | |
| Net assets | £1,127,000 | £923,000 | £344,000 | -62.7% | |
| Equity | £1,127,000 | £923,000 | £344,000 | -62.7% | |
| Average employees | 3 | 10 | 14 | +40% | |
| Wages | £183,000 | £461,000 | £675,000 | +46.4% | |
| Directors' remuneration | £103,000 | £125,000 | £127,000 | +1.6% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | -11.9% | -30.3% | -74.2% | |
| Net margin | -4.9% | -24.6% | -71.1% | |
| Return on capital employed | -5.6% | -27.2% | — | |
| Gearing (liabilities / total assets) | 4.2% | 11.9% | 27.6% | |
| Current ratio | 23.24x | 8.38x | 3.63x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 6 times since incorporation
- RCC INSURANCE BROKERS PLC 2009-06-26 → present
- RCC INSURANCE BROKERS LIMITED 2008-12-03 → 2009-06-26
- RCC INSURANCE BROKERS PLC 1988-06-07 → 2008-12-03
- RCC INSURANCE BROKERS PLC 1986-09-05 → 1988-06-07
- RELIANCE CONSUMER CREDIT INSURANCE BROKERS LIMITED 1984-03-30 → 1986-09-05
- RELIANCE CONSUMER CREDIT LIMITED 1977-12-31 → 1984-03-30
- CHRISTIE,OWEN AND DAVIES (HOLDINGS) LIMITED 1964-12-28 → 1977-12-31
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- MHA
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Having reviewed these forecasts and reviewed the implications of them in terms of cashflow and the available cash resources and received assurances from the ultimate parent company of ongoing support in relation to normal trading, management believe the company has sufficient resources to continue as a going concern for the foreseeable future. Accordingly, the Directors continue to adopt the going concern basis in preparing these Financial Statements.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 31 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| RUTLAND, David John | Secretary | 2025-02-25 | — | — |
| HAWKINS, Simon James | Director | 2008-08-08 | Jul 1971 | British |
| MURRAY, Walter | Director | 2009-01-02 | Dec 1967 | British |
| PRICKETT, Daniel Ronald | Director | 2024-01-15 | Sep 1976 | British |
Show 31 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| AHMED, Shamim | Secretary | 2023-01-17 | 2023-04-13 |
| BAXTER, Michael Robert | Secretary | 2024-05-20 | 2025-02-25 |
| CRAIGEN, Mark Andrew | Secretary | 2018-05-02 | 2020-11-06 |
| DIXON, Susan Mary | Secretary | 1993-10-19 | 1996-02-20 |
| DOBSON, Jane Helena | Secretary | 1996-05-22 | 2006-05-24 |
| HAWKINS, Simon James | Secretary | 2023-04-13 | 2024-05-20 |
| HAWKINS, Simon James | Secretary | 2022-09-14 | 2023-01-17 |
| HAWKINS, Simon James | Secretary | 2008-08-08 | 2018-05-02 |
| IRVING, Hannah Louise | Secretary | 2020-11-16 | 2022-09-02 |
| LINDSAY, Rachael Dawn | Secretary | 1996-02-20 | 1996-05-22 |
| MERRETT, Stephen | Secretary | 2006-05-24 | 2008-08-08 |
| WADE, Caroline Frances | Secretary | — | 1993-10-19 |
| AHMED, Shamim | Director | 2023-01-17 | 2023-04-13 |
| BAKER, Nicholas James | Director | 2017-12-15 | 2018-08-31 |
| CRAIGEN, Mark Andrew | Director | 2018-05-02 | 2020-11-06 |
| CRISP, Stephen Roger | Director | 2003-01-27 | 2004-11-28 |
| DAY, Christopher John | Director | 2008-09-05 | 2020-06-05 |
| DOUGAL, Sue | Director | 2007-12-20 | 2008-09-05 |
| EAKIN, Kevin Robert | Director | — | 1998-09-29 |
| GRUNCELL, Andrew David | Director | 2001-05-22 | 2003-01-27 |
| IRVING, Hannah Louise | Director | 2020-11-16 | 2022-09-02 |
| JAMES, Graham Keith | Director | 1998-09-08 | 2001-12-18 |
| MACDONALD, Stuart Christopher | Director | 1998-06-29 | 1999-10-31 |
| MERRETT, Stephen | Director | 2003-12-18 | 2008-08-08 |
| MILLER, Charles Robert | Director | 1995-03-21 | 1996-02-20 |
| PERRY, Christopher | Director | 2003-12-18 | 2007-07-12 |
| RUGG, David Barry | Director | — | 2007-01-18 |
| RYAN, Patrick John | Director | 1999-10-19 | 2007-12-20 |
| STEIN, Jeremy Paul | Director | — | 1993-03-03 |
| TURSCHWELL, David | Director | 2007-01-18 | 2007-12-07 |
| WOOD, Mathew Damian | Director | — | 1995-05-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Christie Financial Services Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2017-12-07 | Active |
| Rcc Business Mortgages Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2017-12-07 |
Filing timeline
Last 20 of 238 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-04 | AA | accounts | Accounts with accounts type full | |
| 2025-12-16 | CH01 | officers | Change person director company with change date | |
| 2025-09-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-08-22 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-06-03 | AA | accounts | Accounts with accounts type full | |
| 2025-03-10 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-03-10 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-09-04 | AP01 | officers | Appoint person director company with name date | |
| 2024-09-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-06-14 | AA | accounts | Accounts with accounts type full | |
| 2024-05-28 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-05-28 | AP03 | officers | Appoint person secretary company with name date | |
| 2023-09-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-07-06 | AA | accounts | Accounts with accounts type full | |
| 2023-04-18 | AP03 | officers | Appoint person secretary company with name date | |
| 2023-04-18 | TM01 | officers | Termination director company with name termination date | |
| 2023-04-18 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-01-31 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-01-31 | AP03 | officers | Appoint person secretary company with name date | |
| 2023-01-30 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.