COVÉA LIFE LIMITED
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Cash
—
Latest balance sheet
Net assets
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Equity attributable
Employees
—
Average over period
Profit before tax
—
Period ending 2025-12-31
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
5 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Profit before tax
3-year trend · vs Financials median
COVÉA LIFE LIMITED·Financials median
COVÉA LIFE LIMITED·Financials median
COVÉA LIFE LIMITED·Financials median
COVÉA LIFE LIMITED·Financials median
COVÉA LIFE LIMITED·Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Gross written premiums | £6,776,000 | £6,022,000 | — | — | |
| Net earned premiums | £3,158,000 | £2,972,000 | — | — | |
| Claims incurred | £3,350,000 | £4,397,000 | — | — | |
| Investment return | £2,170,000 | £∞ | £∞ | NaN% | |
| Profit before tax | £619,000 | -£374,000 | — | — | |
| Net profit | £1,453,000 | -£584,000 | £738,000 | +226.4% | |
| Insurance contract liabilities | £28,204,000 | £26,275,000 | — | — | |
| Total assets | £46,024,000 | £46,796,000 | — | — | |
| Total liabilities | £31,074,000 | £32,430,000 | — | — | |
| Equity | £14,950,000 | £14,366,000 | — | — | |
| Average employees | 0 | 0 | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Name history
Renamed 3 times since incorporation
- COVÉA LIFE LIMITED 2015-12-31 → present
- COVEA LIFE LIMITED 2015-12-31 → 2015-12-31
- STERLING LIFE LIMITED 1982-04-16 → 2015-12-31
- HILLGATE LIFE ASSURANCE COMPANY LIMITED 1967-07-21 → 1982-04-16
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Forvis Mazars LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After making enquiries, the Directors are satisfied that the Company has adequate resources to continue as a going concern for at least 12 months from the date of approval of these Financial Statements. Accordingly, they continue to adopt the going concern basis in preparing the Annual Report and Financial Statements.”
Group structure
- COVÉA LIFE LIMITED · parent
- SLI Services Limited 100%
Significant events
- “Assessment and disclosure of Scope 3 emissions including investment activities”
- “Launch of a mobile flood defence pilot for high flood risk properties in Oxfordshire to help prevent losses in advance of anticipated weather events”
- “Appointment of a climate advisory partner to work with the Group on a climate emissions strategy to achieve 2030 and 2050 targets aligned with the 1.5°C pathway”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
11 active · 57 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| LAWRY, Rebecca | Secretary | 2023-12-05 | — | — |
| CARRAUD, Laure Anne Lucie | Director | 2026-06-01 | Dec 1982 | French |
| DOMART, Philippe | Director | 2026-03-31 | Nov 1970 | French |
| EDDIS, Jonathan Lancelot | Director | 2023-11-06 | May 1960 | British |
| HERDMAN, Jeffrey Niven | Director | 2023-10-03 | Jan 1953 | British |
| MACEDO, Georges De | Director | 2023-05-09 | Oct 1981 | French |
| MCKINLAY, Heather Roberta | Director | 2026-03-23 | Jul 1971 | Canadian,British |
| MOAT, Christopher | Director | 2021-03-17 | Mar 1968 | British |
| SALELLES, Pascal Philippe | Director | 2026-01-08 | Jul 1969 | French |
| SEKHRI, Louride | Director | 2026-04-01 | Dec 1986 | French |
| SOUANCE, Emeric De | Director | 2024-01-02 | Mar 1980 | French |
Show 57 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BLACKBURN, Alan | Secretary | 1992-12-30 | 1999-07-31 |
| BLACKBURN, Barry John | Secretary | 2003-12-02 | 2010-05-14 |
| CUGLEY, John Henry | Secretary | 2010-05-14 | 2011-11-30 |
| LEE, Anthony | Secretary | — | 1992-12-30 |
| PENOLLAR, Edgardo Paunlagui | Secretary | 2011-11-30 | 2012-01-03 |
| RIVERS-MOORE, Graham Victor | Secretary | 2012-01-03 | 2015-12-11 |
| ROBINSON, Sarah | Secretary | 2023-08-01 | 2023-12-08 |
| SIMMONS, Timothy Kerry | Secretary | 1999-08-01 | 2003-12-02 |
| WILSON, Annabel Felicity | Secretary | 2015-12-11 | 2023-07-28 |
| ALEXANDER, John Bernard | Director | 1994-12-16 | 2003-01-07 |
| ALLEN, John Peter Clarkson | Director | 2023-01-31 | 2023-10-16 |
| BARRATT, Gordon John | Director | 1995-10-03 | 1999-03-31 |
| BLACKBURN, Alan | Director | 1994-11-07 | 1998-09-08 |
| BLUNDELL, John Giles | Director | 2006-04-03 | 2016-04-30 |
| BROOKE, Nicolas | Director | 2024-01-02 | 2025-09-15 |
| BUCCHINI, Francois | Director | 2023-05-05 | 2026-06-30 |
| CAPLAN, Nicholas Michael | Director | 2017-06-01 | 2023-01-31 |
| CLARKE, Stephen Andrew | Director | 2005-09-13 | 2023-10-31 |
| COBURN, Charles Henry Muir | Director | 1998-09-08 | 2002-12-05 |
| COOPER, Nicholas George | Director | 1992-12-30 | 2015-02-24 |
| DALE, Jane Elizabeth | Director | 2017-02-22 | 2026-03-31 |
| DIXON, Roger Harry Vernon | Director | 1994-11-07 | 2005-12-15 |
| DOSWELL, Graham Vincent | Director | 2015-02-24 | 2016-10-14 |
| DUFTON, Peter Anthony Howes | Director | 1992-12-30 | 2007-07-01 |
| FERRARI, Claire | Director | 2024-01-02 | 2026-03-31 |
| FORGET, Patrice Pierre Jacques | Director | 2015-03-03 | 2017-12-31 |
| FRANCQ, Thierry Pierre | Director | 2022-12-08 | 2024-01-02 |
| FURNESS, Adrian Charles | Director | 2021-07-21 | 2023-06-15 |
| GEAREY, James Tobin | Director | 2019-10-25 | 2022-08-31 |
| GEARY, Geoffrey John | Director | — | 1992-12-30 |
| GELU, Mahomed Iqbal | Director | 2001-03-20 | 2008-05-23 |
| GRINSTED, Judith Helen | Director | 1992-12-30 | 1994-11-07 |
| HARRISON, Daniel Lee | Director | 2009-01-26 | 2010-04-13 |
| HASLAM, John David | Director | 1992-12-30 | 1994-11-07 |
| HOLDEN, Harry James | Director | — | 1992-12-30 |
| HUMBER, Roger Thomas | Director | 2007-06-05 | 2008-02-29 |
| JOSSE, François Xavier Michel | Director | 2019-05-01 | 2022-12-20 |
| KENYON, Henry James | Director | 2015-02-24 | 2017-03-31 |
| KNAPP, John Alfred George | Director | 2001-12-17 | 2009-01-21 |
| LEFEBVRE, Bertrand | Director | 2015-02-24 | 2019-05-01 |
| LEIGHTON, Maria Louise | Director | 2020-03-24 | 2022-07-31 |
| MCWILLIAM, Brett Donald | Director | 2010-02-16 | 2015-02-24 |
| MICHEL, Pierre Albert Jean | Director | 2018-02-20 | 2023-01-31 |
| MOREAU, Nicolas | Director | 2023-06-15 | 2026-03-31 |
| MURPHY, Karl Peter | Director | 2017-05-22 | 2021-03-15 |
| PENOLLAR, Edgardo Paunlagui | Director | 2007-09-04 | 2019-06-30 |
| PLUMRIDGE, Aiden George | Director | 2008-06-25 | 2008-09-12 |
| PRITCHARD, Anthony | Director | 2008-02-19 | 2018-03-30 |
| READER, James William | Director | 2015-02-24 | 2021-10-11 |
| ROTHMAN, Robert | Director | 1992-12-30 | 1994-11-07 |
| RUSSELL, Colin David | Director | 1998-12-09 | 2008-06-12 |
| SALVY, Dominique | Director | 2015-02-24 | 2022-12-08 |
| SCOTT, Alexander | Director | 2004-09-15 | 2009-10-23 |
| THOMPSON, Paul Edward Godfrey | Director | 2005-12-06 | 2015-02-24 |
| WILLIAMS, Stephen David | Director | 2007-06-05 | 2015-02-24 |
| WOODALL, Michael Alan | Director | — | 1992-12-30 |
| CONSOLIDATED INSURANCE GROUP LIMITED | Corporate Director | — | 1992-12-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mma Holdings Uk Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2019-02-11 | Active |
| Covea Insurance Services Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2019-02-11 |
Filing timeline
Last 20 of 274 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-02 | TM01 | officers | Termination director company with name termination date | |
| 2026-06-24 | AA | accounts | Accounts with accounts type full | |
| 2026-06-01 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-21 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-20 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-16 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-02 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-01 | TM01 | officers | Termination director company with name termination date | |
| 2026-03-23 | AP01 | officers | Appoint person director company with name date | |
| 2026-01-15 | AP01 | officers | Appoint person director company with name date | |
| 2025-12-28 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-10-06 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-05 | CH01 | officers | Change person director company with change date | |
| 2025-05-13 | AA | accounts | Accounts with accounts type full | |
| 2024-12-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-20 | AA | accounts | Accounts with accounts type full | |
| 2024-01-24 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-01-24 | TM01 | officers | Termination director company with name termination date | |
| 2024-01-18 | AP01 | officers | Appoint person director company with name date | |
| 2024-01-08 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 12
- Capital events
- 0
- Officers appointed
- 5
- Officers resigned
- 5
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.