M & G FINANCIAL SERVICES LIMITED
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Cash
£1.1M
-39.1% lowest in 3 filed years
Net assets
£3.3M
-18.4% lowest in 3 filed years
Employees
—
Average over period
Profit before tax
£81K
-16.5% lowest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £81,000 | £33,000 | £29,000 | -12.1% | |
| Operating profit | £67,000 | £22,000 | £18,000 | -18.2% | |
| Profit before tax | £125,000 | £97,000 | £81,000 | -16.5% | |
| Net profit | £96,000 | £73,000 | £61,000 | -16.4% | |
| Cash | £1,641,000 | £1,797,000 | £1,094,000 | -39.1% | |
| Total assets less current liabilities | — | £4,006,000 | £3,267,000 | -18.4% | |
| Net assets | £3,933,000 | £4,006,000 | £3,267,000 | -18.4% | |
| Equity | £3,933,000 | £4,006,000 | £3,267,000 | -18.4% | |
| Average employees | — | — | — | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 82.7% | 66.7% | 62.1% | |
| Net margin | 118.5% | — | — | |
| Return on capital employed | — | 0.5% | 0.6% | |
| Gearing (liabilities / total assets) | — | 0.0% | 0.1% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Margin ratios are hidden where reported turnover is too small relative to profit to yield a meaningful figure — typical of holding companies whose income is mostly subsidiary dividends rather than trading revenue. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- M & G FINANCIAL SERVICES LIMITED 1983-10-03 → present
- M & G ADMINISTRATIVE SERVICES LIMITED 1967-11-29 → 1983-10-03
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for a period of at least twelve months from the date of approval of the financial statements.”
Significant events
- “Dividends paid in the year amounted to £800,000 (2024: £nil).”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 45 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| M&G MANAGEMENT SERVICES LIMITED | Corporate Secretary | 2017-05-08 | — | — |
| ARONA, Marcello, Mr | Director | 2025-01-13 | May 1971 | Italian |
| JELFS, Philip Robert | Director | 2013-08-02 | Feb 1976 | British |
| MUMFORD, Laurence John | Director | 2004-12-17 | Apr 1966 | British |
Show 45 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BURCHILL, David Jeremy Michael | Secretary | — | 1999-09-03 |
| MCCLELLAND, Jonathan Peter | Secretary | 2013-07-01 | 2017-05-08 |
| TALBOT, John Richard | Secretary | 1999-09-03 | 2013-06-30 |
| ABBOTT, Michael Gordon | Director | 1993-06-21 | 1994-03-31 |
| ASHPLANT, Anthony John | Director | 1998-11-17 | 2001-08-13 |
| BURCHILL, David Jeremy Michael | Director | 1997-07-21 | 1999-09-03 |
| CARTER, Deborah Jacqueline | Director | 2005-02-24 | 2008-10-31 |
| CLARK, Gillian | Director | — | 1994-07-08 |
| DARBY, Lavinia Ulrike | Director | 2008-09-24 | 2011-12-23 |
| DIBBEN, David William | Director | 2001-11-15 | 2004-10-31 |
| EMMS, Peter Anthony | Director | 1992-11-16 | 1998-10-09 |
| EVE, Christopher Owen | Director | — | 1994-10-01 |
| FITZGERALD, Sean Andrew | Director | 2020-03-16 | 2025-01-13 |
| FRIEND, Michael John | Director | — | 1993-08-04 |
| GODDARD, John Hamilton | Director | 2004-09-13 | 2005-07-08 |
| GOODDEN, Benjamin Bernard Woulfe | Director | — | 1994-10-01 |
| HADEN, Harold John | Director | 1996-03-18 | 1997-03-17 |
| JACKSON, Christopher Ian | Director | 2005-05-16 | 2013-04-30 |
| JENNINGS, Roger Andrew | Director | — | 1994-10-01 |
| KING, Norman | Director | 1996-03-18 | 1997-06-06 |
| KING, Norman | Director | 1993-06-21 | 1994-10-01 |
| LE GRYS, Desmond John | Director | 1998-11-17 | 2000-07-05 |
| LEWIS, Martin | Director | 1997-10-20 | 2016-06-13 |
| LINAKER, Laurence Edward | Director | — | 1994-07-28 |
| MACDOWALL, Graham Williamson | Director | 2001-06-06 | 2019-01-04 |
| MCCRINDLE, Robert Arthur, Sir | Director | 1993-06-21 | 1998-01-08 |
| MCLINTOCK, Michael George Alexander | Director | 1996-07-12 | 2001-08-13 |
| MEDILL, Rachel Mary | Director | 1997-10-20 | 1998-03-10 |
| MILLER, Timothy Peter Francis | Director | — | 1992-10-12 |
| MORGAN, David Leslie | Director | 1994-07-18 | 1997-01-20 |
| MUSHENS, Jeffrey Stephen Peter | Director | 1996-07-12 | 1998-03-05 |
| MUSHENS, Jeffrey Stephen Peter | Director | — | 1994-10-01 |
| NOTT, William John | Director | 2006-03-27 | 2017-12-31 |
| OBRIEN, Charles Michael | Director | 1993-06-21 | 1994-12-31 |
| ODDIE, Alan James | Director | 1993-06-21 | 1996-04-01 |
| SCRINE, Leslie John | Director | 2005-04-08 | 2012-04-30 |
| SCRINE, Leslie John | Director | 1994-04-18 | 2012-04-30 |
| SHAUGHNESSY, Gary Paul John | Director | 2001-05-15 | 2008-06-12 |
| SHEARER, Anthony Presley | Director | — | 1996-01-15 |
| TALBOT, John Richard | Director | 1993-06-21 | 2013-06-30 |
| TURNER, Lyndon Terence | Director | — | 1993-06-21 |
| VASILIEFF, William George | Director | 1996-03-18 | 1998-03-17 |
| WAGSTAFF, Philip Charles | Director | 2001-05-15 | 2004-06-30 |
| WATSON, David Kenneth | Director | 1994-10-26 | 2001-08-28 |
| WILLIAMS, Brett Stuart Powell | Director | 1996-03-18 | 1998-02-02 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| M&G Fa Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 250 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-10 | AA | accounts | Accounts with accounts type full | |
| 2025-10-24 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-06 | AA | accounts | Accounts with accounts type full | |
| 2025-01-24 | AP01 | officers | Appoint person director company with name date | |
| 2025-01-24 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-08-19 | AAMD | accounts | Accounts amended with accounts type full | |
| 2024-04-30 | AA | accounts | Accounts with accounts type full | |
| 2023-10-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-05-18 | AA | accounts | Accounts with accounts type full | |
| 2022-10-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-09-13 | AA | accounts | Accounts with accounts type full | |
| 2022-07-12 | AUD | auditors | Auditors resignation company | |
| 2021-10-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-06-08 | AA | accounts | Accounts with accounts type full | |
| 2020-10-28 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-06-16 | AA | accounts | Accounts with accounts type full | |
| 2020-03-17 | AP01 | officers | Appoint person director company with name date | |
| 2019-10-29 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2019-09-27 | PSC05 | persons-with-significant-control | Change to a person with significant control |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.