PHOENIX LIFE CA LIMITED
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Cash
—
Latest balance sheet
Net assets
£212M
-12.7% vs 2024
Employees
—
Average over period
Profit before tax
£8.1M
-84.8% lowest in 3 filed years
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
3 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Gross written premiums | — | £40,135,000 | £36,697,000 | -8.6% | |
| Net earned premiums | — | £30,207,000 | £13,637,000 | -54.9% | |
| Claims incurred | — | £341,619,000 | £301,238,000 | -11.8% | |
| Investment return | — | £410,484,000 | £540,205,000 | +31.6% | |
| Profit before tax | £101,704,000 | £53,284,000 | £8,124,000 | -84.8% | |
| Net profit | £78,364,000 | — | — | — | |
| Insurance contract liabilities | — | £6,802,468,000 | £6,691,134,000 | -1.6% | |
| Total assets | £7,707,669,000 | £8,608,275,000 | £8,383,148,000 | -2.6% | |
| Total liabilities | — | £8,364,924,000 | £8,170,804,000 | -2.3% | |
| Equity | £154,863,000 | £243,351,000 | £212,344,000 | -12.7% | |
| Average employees | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Net margin | 30.9% | — | — | |
| Gearing (liabilities / total assets) | 98.0% | 97.2% | 97.5% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- PHOENIX LIFE CA LIMITED 2024-11-18 → present
- SUN LIFE ASSURANCE COMPANY OF CANADA (U.K.) LIMITED 1969-07-28 → 2024-11-18
Audit & accounting basis
- Accounting basis
- FRS 102 and FRS 103
- Reporting scope
- Standalone (parent only)
- Auditor
- KPMG LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“As a result of this review, the Directors believe the Company has adequate resources to continue in operational existence over the going concern period assessed up to 30 June 2027. Accordingly, they continue to adopt the going concern basis in preparing the financial statements.”
Group structure
- PHOENIX LIFE CA LIMITED · parent
- Barnwood Properties Limited 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
9 active · 59 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| PEARL GROUP SECRETARIAT SERVICES LIMITED | Corporate Secretary | 2024-04-01 | — | — |
| BRIGGS, Andrew David | Director | 2024-04-01 | Mar 1966 | British |
| COOK, Karin Alexandra | Director | 2024-05-01 | Aug 1966 | British |
| GILL, Jora Singh | Director | 2023-10-01 | Oct 1965 | British |
| GREGORY, Mark Julian, Mr | Director | 2025-08-25 | Aug 1963 | British |
| HARRIS, Rosemary | Director | 2023-10-01 | Jan 1958 | British |
| HARRIS, Timothy Walter | Director | 2023-10-01 | Apr 1969 | British |
| MUIR, Martin John | Director | 2025-01-01 | Jan 1967 | British |
| NICANDROU, Nicolaos Andreas | Director | 2026-05-08 | Aug 1965 | British |
Show 59 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BLACKBURN, Barry John | Secretary | — | 1996-03-25 |
| HOBBS, Margaret Fleur | Secretary | 2010-01-28 | 2024-04-01 |
| JONES, Alison Mary | Secretary | 1996-03-27 | 1999-02-12 |
| LITTLEJOHN, Robert Edward Stuart | Secretary | 1999-02-12 | 2010-01-28 |
| ANSTEE, Eric Edward | Director | 2012-01-01 | 2019-09-24 |
| ASKARI, Hasan | Director | 2011-11-17 | 2017-06-30 |
| BAKER, Richard William Shelmerdine | Director | — | 1996-12-31 |
| BATEMAN, Timothy John | Director | 2001-09-12 | 2002-03-01 |
| BATES, Maurice Edward | Director | — | 1998-08-31 |
| BAXENDELL, Peter Brian, Sir | Director | — | 1995-04-22 |
| BIRRELL, Andrew Seaton | Director | 2018-06-27 | 2023-09-30 |
| BLACKBURN, Barry John | Director | 2000-01-14 | 2001-07-30 |
| BOSCIA, Jon Andrew | Director | 2010-08-25 | 2010-08-25 |
| BOSCIA, Jon Andrew | Director | 2010-07-23 | 2011-03-31 |
| BOWE, Amanda Helen | Director | 2023-10-01 | 2024-04-30 |
| BREALEY, Richard Arthur, Professor | Director | 1994-07-15 | 1995-04-22 |
| BRINDLE, John Arthur | Director | — | 1995-04-22 |
| CAIRNS, Arlene | Director | 2024-04-01 | 2026-05-07 |
| CONNOR, Dean Arthur | Director | 2006-11-17 | 2007-12-31 |
| COOMBES, Stephen Mark | Director | 2013-09-25 | 2016-02-29 |
| CRASTON, Ian Adam | Director | 2023-10-01 | 2025-10-31 |
| CURRAN, Bernard Andrew | Director | 2024-04-09 | 2025-05-08 |
| DAVIDSON, Anthony Beverley | Director | 2000-09-14 | 2012-07-01 |
| DAVIES, David Wyndham | Director | 2002-09-30 | 2012-04-01 |
| DAVIES, Paul John | Director | 2000-01-14 | 2003-02-28 |
| DUNLEY-OWEN, Tracy | Director | 2019-03-27 | 2023-09-30 |
| FULLER, Janet Christine | Director | 2002-03-01 | 2013-05-03 |
| GALT, Thomas Maunsel | Director | — | 1994-07-15 |
| GARDNER, Edward Ian | Director | 2001-09-12 | 2005-04-29 |
| GARDNER, John Robert | Director | — | 1995-04-22 |
| GARNER, Katherine Angela | Director | 2010-03-04 | 2024-04-01 |
| GREEN, Philip Harding | Director | 1996-12-31 | 1998-11-13 |
| HAMMOND, David | Director | 1995-04-22 | 1996-10-01 |
| HANBY, Peter Nicholas | Director | 2000-01-14 | 2002-09-30 |
| HAYNES, Neil Leonard | Director | 2005-04-29 | 2008-11-03 |
| HILL, Stuart Terence | Director | 1996-08-01 | 2001-07-19 |
| HOUSTON, Julie | Director | 2001-09-12 | 2001-09-12 |
| KENT, Neville Dean | Director | 2009-12-29 | 2011-12-31 |
| LISTER, John Robert | Director | 2023-10-01 | 2025-08-24 |
| LOCKYER, Philip Martin | Director | 2000-01-14 | 2001-07-02 |
| MCNEIL, John Duncan | Director | — | 1995-04-22 |
| MEANEY, Brid Mary | Director | 2024-04-16 | 2024-08-19 |
| MEEK, Robert George | Director | 1996-12-31 | 1999-01-22 |
| MELCHER, Andrew Stephen | Director | 1999-02-12 | 2002-11-21 |
| MOSS, Jonathan Stephen | Director | 2012-01-31 | 2018-06-28 |
| PERRIN, Amanda Louise | Director | 2000-01-14 | 2000-10-27 |
| POYNTZ-WRIGHT, Nicholas Hugh | Director | 2023-10-01 | 2024-12-31 |
| PRIEUR, Claude James | Director | 2000-05-05 | 2006-09-06 |
| REID, Robert Paul, Sir | Director | 2000-05-05 | 2008-04-01 |
| SALIPANTE, Robert | Director | 2008-11-01 | 2009-10-30 |
| SHARKEY, Robert John | Director | 2008-11-03 | 2010-11-30 |
| SHARMAN, Paul | Director | 1996-06-21 | 1998-09-01 |
| SISMEY DURRANT, Mark Timothy John | Director | 1999-01-20 | 1999-10-01 |
| STEWART, Donald Alexander | Director | 2000-05-05 | 2017-12-31 |
| SUTCLIFFE, James Harry | Director | 2017-07-15 | 2023-09-30 |
| SUTCLIFFE, James Harry | Director | 2010-05-20 | 2011-12-31 |
| TATE, Jonathan Charles Hyatt | Director | 1995-04-22 | 1996-05-31 |
| THAKRAR, Rakesh Kishore | Director | 2024-04-01 | 2024-07-31 |
| WILLMAN, George Lester | Director | 1995-04-22 | 1996-06-28 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Sun Life Financial Inc. | Corporate entity | Significant influence | 2016-04-06 | Ceased 2023-04-03 |
| Phoenix Life Ca Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 284 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-30 | AA | accounts | Accounts with accounts type full | |
| 2026-05-12 | AP01 | officers | Appoint person director company with name date | |
| 2026-05-07 | TM01 | officers | Termination director company with name termination date | |
| 2026-03-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-02-27 | AD02 | address | Change sail address company with old address new address | |
| 2025-11-11 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-11-11 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-11-10 | CH04 | officers | Change corporate secretary company with change date | |
| 2025-11-03 | TM01 | officers | Termination director company with name termination date | |
| 2025-08-25 | AP01 | officers | Appoint person director company with name date | |
| 2025-08-25 | TM01 | officers | Termination director company with name termination date | |
| 2025-05-29 | CH01 | officers | Change person director company with change date | |
| 2025-05-28 | AA | accounts | Accounts with accounts type full | |
| 2025-05-08 | TM01 | officers | Termination director company with name termination date | |
| 2025-02-27 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-01-02 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-02 | AP01 | officers | Appoint person director company with name date | |
| 2024-11-28 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2024-11-28 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-11-19 | PSC05 | persons-with-significant-control | Change to a person with significant control without name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 11
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 3
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.