ZURICH COMMUNITY TRUST (UK) LIMITED
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Cash
£262k
-88.2% vs 2024
Net assets
£4m
+3.6% vs 2024
Employees
17
0% vs 2024
Profit before tax
—
Period ending 2025-12-31
Net assets
2-year trend · vs Consumer Discretionary median
ZURICH COMMUNITY TRUST (UK) LIMITED·Consumer Discretionary median
ZURICH COMMUNITY TRUST (UK) LIMITED·Consumer Discretionary median
ZURICH COMMUNITY TRUST (UK) LIMITED·Consumer Discretionary median
ZURICH COMMUNITY TRUST (UK) LIMITED·Consumer Discretionary median
ZURICH COMMUNITY TRUST (UK) LIMITED·Consumer Discretionary median
Accounts
2-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|
| Total income | £3,403,000 | £3,371,000 | -0.9% | |
| Operating profit | £13,000 | £138,000 | +961.5% | |
| Profit before tax | — | — | — | |
| Net profit | £13,000 | £138,000 | +961.5% | |
| Cash | £2,215,000 | £262,000 | -88.2% | |
| Total assets less current liabilities | £3,838,000 | £3,975,000 | +3.6% | |
| Net assets | £3,838,000 | £3,975,000 | +3.6% | |
| Equity | £3,838,000 | £3,975,000 | +3.6% | |
| Average employees | 17 | 17 | 0% | |
| Wages | £845,000 | £927,000 | +9.7% | |
| Directors' remuneration | £0 | £0 | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating margin | 0.4% | 4.1% | |
| Net margin | 0.4% | 4.1% | |
| Return on capital employed | 0.3% | 3.5% | |
| Gearing (liabilities / total assets) | 8.2% | 1.7% | |
| Current ratio | 6.64x | 37.74x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 4 times since incorporation
- ZURICH COMMUNITY TRUST (UK) LIMITED 2005-04-01 → present
- ZURICH FINANCIAL SERVICES (UKISA) COMMUNITY TRUST LIMITED 1998-09-08 → 2005-04-01
- BRITISH AMERICAN FINANCIAL SERVICES (UK AND INTERNATIONAL) COMMUNITY TRUST LIMITED 1997-10-01 → 1998-09-08
- ALLIED DUNBAR CHARITABLE TRUST LIMITED 1985-07-01 → 1997-10-01
- HAMBRO LIFE CHARITABLE TRUST LIMITED(THE) 1973-12-31 → 1985-07-01
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Trustees are satisfied that Zurich Community Trust can continue to use the going concern basis in preparing the financial statements.”
Significant events
- “To support delivery of the strategy, ZCT undertook an organisational restructure during 2025, focused on aligning resources to areas of greatest impact and ensuring the best use of the business donation. This resulted in four colleagues leaving the organisation during the year.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 63 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ZURICH CORPORATE SECRETARY (UK) LIMITED | Corporate Secretary | 2014-07-03 | — | — |
| COLLINSON, Stephen Michael | Director | 2019-04-10 | May 1972 | British |
| DUNSTER, Amy Elizabeth | Director | 2022-08-08 | Mar 1986 | British |
| JAKSIC, Drazen | Director | 2025-03-10 | Apr 1967 | British |
| PEDEN, Richard | Director | 2017-09-28 | Nov 1973 | English |
| SKELTON, Ben Samuel | Director | 2025-04-10 | Oct 1987 | British |
| WILLIS, Cadence Jean | Director | 2025-05-14 | Feb 1983 | Australian |
Show 63 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BLUNDELL, Ann Claire | Secretary | 2013-07-25 | 2014-07-03 |
| HOWE, Peter Charles | Secretary | 2001-09-04 | 2004-07-28 |
| HOWE, Peter Charles | Secretary | 1993-06-29 | 1997-10-01 |
| KNOTT, Amanda Louise | Secretary | 2007-07-12 | 2014-07-03 |
| LOWE, Nigel | Secretary | 2005-05-31 | 2007-07-12 |
| MEACHAM, Jayne Michelle | Secretary | 2007-07-12 | 2008-05-02 |
| OLISA HOLDING, Lily | Secretary | 2004-07-28 | 2005-05-31 |
| RITCHIE, Ian | Secretary | 2012-03-26 | 2014-07-03 |
| ROGERS, Helen Frances Leigh | Secretary | 2008-07-14 | 2011-12-02 |
| ROSS, Corina Katherine | Secretary | 2011-06-23 | 2013-07-25 |
| SMART, Andrew John | Secretary | — | 1993-06-29 |
| WILTSHIRE, James Anthony | Secretary | 1997-10-01 | 1999-05-31 |
| WOODWARD, Derek Richard | Secretary | 1999-05-31 | 2001-08-31 |
| BAILEY, Timothy James | Director | 2021-01-01 | 2025-03-07 |
| BALDWIN, Keith Reginald | Director | 1993-08-25 | 2003-08-31 |
| BRENNAN, Conor | Director | 2016-08-05 | 2018-06-15 |
| BRENNAN, Michael Joseph | Director | 2009-10-09 | 2011-08-31 |
| CAMPBELL, Peter Charles | Director | 2012-10-08 | 2014-07-31 |
| CELLERINI, Vinicio, Mr. | Director | 2013-06-06 | 2018-07-09 |
| CHALK, Miranda | Director | 2014-12-10 | 2017-09-28 |
| CHESSHER, Mark Christopher | Director | 2005-09-20 | 2007-02-16 |
| CHURCHILL, Lawrence | Director | 2002-12-01 | 2004-06-24 |
| CULLING, Timothy Paul | Director | 2007-11-28 | 2025-04-10 |
| CULMER, Mark George | Director | 2001-12-17 | 2004-01-12 |
| DUNN, Caroline Angela | Director | 2024-11-21 | 2026-05-07 |
| FARRELL, Georgina | Director | 2015-04-14 | 2017-12-18 |
| GILLIES, Alasdair Christopher | Director | 2001-09-17 | 2013-05-15 |
| GRAYBURN, Jeremy Ward | Director | 1998-12-15 | 2001-04-06 |
| GREENER, George Pallister, Dr | Director | 1993-08-25 | 1996-03-08 |
| GREENSHIELDS, Raymond | Director | 2001-04-20 | 2002-10-14 |
| HALL, David Sedgewick | Director | 2009-01-28 | 2010-11-22 |
| HAUGH, Ann | Director | 2011-05-11 | 2012-12-04 |
| HODKINSON, Phil Andrew | Director | 1998-12-15 | 2001-08-14 |
| HOPKINS, Eileen | Director | 2004-06-14 | 2014-09-29 |
| JEPP, Andrew Michael | Director | 2016-07-26 | 2022-08-08 |
| JOFFE, Joel Goodman, Lord | Director | — | 1993-12-20 |
| LEITCH, Alexander Park | Director | 1991-10-18 | 2004-02-20 |
| LEWIS, Stephen | Director | 2009-10-09 | 2014-06-26 |
| LIPWORTH, Sydney, Sir | Director | — | 1994-12-31 |
| LOVETT, Ian Nicholas | Director | 1998-12-15 | 2019-12-29 |
| MANDUCA, Paul Victor Sant | Director | 1998-12-15 | 1999-02-22 |
| MARTIN, David John | Director | 2007-02-07 | 2008-02-01 |
| MARTIN, Kay | Director | 2011-12-08 | 2016-07-01 |
| MOORE, Andrew | Director | 2004-06-14 | 2014-09-29 |
| MOULE, Martin David | Director | 2004-02-02 | 2005-04-25 |
| MUNNOCH, Gavin Russell Cameron | Director | 2007-02-07 | 2009-10-01 |
| MYSLIK, Wayne Donald | Director | 2014-12-10 | 2025-12-31 |
| NAIDU, Tulsi Ratakonda | Director | 2017-02-08 | 2020-12-31 |
| OSULLIVAN, Patrick Henry | Director | 1998-12-15 | 2002-12-02 |
| PLUMTREE, Jonathan | Director | 2013-10-18 | 2017-02-28 |
| QUINTON, Michael Nicholas | Director | 2009-10-09 | 2010-11-30 |
| RIDDELL, Geoffrey Martin | Director | 2002-12-01 | 2004-11-16 |
| SEWARD, Ian Graham | Director | 2000-05-04 | 2000-12-28 |
| SHANMUGANATHAN, Subo, Dr | Director | 2014-12-10 | 2017-08-31 |
| SHARMA, Vibhu Ranjan | Director | 2015-04-14 | 2016-07-01 |
| SHAUGHNESSY, Gary Paul John | Director | 2012-10-08 | 2016-01-01 |
| SIMS, David Perrott | Director | 2001-04-20 | 2009-07-24 |
| SMITH, Philip | Director | — | 1998-10-12 |
| STAPLES, Christopher | Director | 2005-05-31 | 2007-11-15 |
| STUART, Ian Charles Robert | Director | 2004-11-08 | 2006-12-31 |
| THOMAS, Brian Michael | Director | 2000-05-04 | 2002-01-01 |
| TORRY, Anne | Director | 2016-07-26 | 2019-10-01 |
| WHITE, Dennis William | Director | 1998-12-15 | 2000-05-04 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Zurich Financial Services (Ukisa) Nominees Limited | Corporate entity | Voting 25–50% (as firm) | 2016-04-06 | Active |
| Zurich Financial Services (Ukisa) Limited | Corporate entity | Voting 25–50% (as firm) | 2016-04-06 | Active |
Filing timeline
Last 20 of 292 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-16 | AA | accounts | Accounts with accounts type full | |
| 2026-08-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-08-06 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2026-08-06 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2026-05-11 | TM01 | officers | Termination director company with name termination date | |
| 2026-03-12 | CH01 | officers | Change person director company with change date | |
| 2026-02-11 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2026-02-11 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2026-02-02 | TM01 | officers | Termination director company with name termination date | |
| 2025-08-18 | AA | accounts | Accounts with accounts type full | |
| 2025-08-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-15 | AP01 | officers | Appoint person director company with name date | |
| 2025-04-14 | AP01 | officers | Appoint person director company with name date | |
| 2025-04-14 | TM01 | officers | Termination director company with name termination date | |
| 2025-03-11 | AP01 | officers | Appoint person director company with name date | |
| 2025-03-11 | TM01 | officers | Termination director company with name termination date | |
| 2024-12-06 | AP01 | officers | Appoint person director company with name date | |
| 2024-09-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-07-30 | AA | accounts | Accounts with accounts type full | |
| 2023-09-29 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 9
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.