LOMBARD LEASE FINANCE LIMITED
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Cash
£176K
-81.9% lowest in 3 filed years
Net assets
£17M
-7.6% lowest in 3 filed years
Employees
—
Average over period
Profit before tax
£825K
-68.8% lowest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £3,341,000 | £2,535,000 | £1,325,000 | -47.7% | |
| Operating profit | £8,859,000 | £2,457,000 | £1,139,000 | -53.6% | |
| Profit before tax | £3,026,000 | £2,645,000 | £825,000 | -68.8% | |
| Net profit | £3,592,000 | £1,984,000 | £617,000 | -68.9% | |
| Cash | £58,273,000 | £975,000 | £176,000 | -81.9% | |
| Total assets less current liabilities | £55,178,000 | £25,461,000 | £16,600,000 | -34.8% | |
| Net assets | £18,475,000 | £17,959,000 | £16,600,000 | -7.6% | |
| Equity | £18,475,000 | £17,959,000 | £16,600,000 | -7.6% | |
| Average employees | — | — | — | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | — | 96.9% | 86.0% | |
| Net margin | 107.5% | 78.3% | 46.6% | |
| Return on capital employed | 16.1% | 9.7% | 6.9% | |
| Gearing (liabilities / total assets) | 83.4% | 69.9% | 35.5% | |
| Current ratio | 1.36x | 1.74x | 2.82x | |
| Interest cover | 1.52x | 1.55x | 0.95x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Margin ratios are hidden where reported turnover is too small relative to profit to yield a meaningful figure — typical of holding companies whose income is mostly subsidiary dividends rather than trading revenue. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- LOMBARD LEASE FINANCE LIMITED 2017-01-24 → present
- W. & G. LEASE FINANCE LIMITED 1985-01-10 → 2017-01-24
- NEATHIRE LIMITED 1984-07-03 → 1985-01-10
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties, relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of twelve months from when the financial statements are authorised for issue.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 36 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| NATWEST GROUP SECRETARIAL SERVICES LIMITED | Corporate Secretary | 2012-10-31 | — | — |
| ELLIS, Ian Andrew | Director | 2018-03-06 | Jun 1969 | British |
| HARRIS, David Gerald | Director | 2025-07-14 | Jun 1969 | British |
| SILVESTER, Gabriella Mary | Director | 2025-07-25 | May 1992 | British |
Show 36 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CUNNINGHAM, Angela Mary | Secretary | 2000-07-01 | 2003-05-31 |
| DOWN, Carolyn Jean | Secretary | 2005-11-18 | 2012-10-31 |
| LEA, John Albert | Secretary | — | 2000-06-30 |
| THOMAS, Marina Louise | Secretary | 2003-06-01 | 2005-11-18 |
| BROWN, Martin Graham | Director | — | 1997-01-31 |
| CARR, Thomas | Director | — | 2000-06-26 |
| CASTLEDINE, Trevor Vaughan | Director | 2004-06-18 | 2007-07-19 |
| CATERER, Sharon Jill | Director | 2004-03-01 | 2017-08-31 |
| CLEMETT, Graham Colin | Director | 2003-06-01 | 2004-02-29 |
| CLIBBENS, Nigel Timothy John | Director | 2014-04-01 | 2015-02-27 |
| CONNER, Lynne | Director | 2019-11-18 | 2021-03-05 |
| CROME, Trevor Douglas | Director | 2014-04-01 | 2016-06-28 |
| DEVINE, Alan Sinclair | Director | 2007-07-19 | 2008-07-31 |
| ELDER, Davies Burns | Director | 2000-07-01 | 2001-11-09 |
| FARNELL, Adrian Colin | Director | 1995-05-03 | 2008-07-31 |
| FLINT, Eion Arthur Mcmorran | Director | 2001-07-01 | 2003-05-31 |
| FREEBOROUGH, Christopher Rupert | Director | — | 1995-03-21 |
| GADSBY, Andrew Paul | Director | 2014-04-01 | 2015-05-15 |
| HARRIS, David Gerald | Director | 2017-07-31 | 2019-11-01 |
| JOHNSON, Alan Piers | Director | 2015-05-11 | 2017-07-31 |
| LATTER, William Vaughan | Director | 1997-05-06 | 2004-06-07 |
| MAYES, Emma-Marie | Director | 2019-05-10 | 2025-05-13 |
| MAYES, Emma-Marie | Director | 2017-07-31 | 2018-03-06 |
| MCDAID, Neil Jason | Director | 2016-12-30 | 2017-07-31 |
| MCKIRKLE, Lynn | Director | 2021-03-05 | 2024-09-30 |
| NOBLE, Amy Louise | Director | 2024-09-30 | 2025-07-25 |
| PEARCE, Nigel | Director | 2001-07-01 | 2004-03-18 |
| ROGERS, Julian Edwin | Director | 2009-03-16 | 2014-04-01 |
| ROULSTON, Steven James | Director | 2017-09-21 | 2019-11-18 |
| SHEPHARD, Ian Maxwell | Director | 2008-08-20 | 2009-02-10 |
| SLATTERY, Domhnal | Director | 2004-03-18 | 2004-07-19 |
| SULLIVAN, Paul Denzil John | Director | 2008-07-31 | 2013-12-31 |
| SWEETMAN, Jonathan Michael | Director | — | 2001-07-16 |
| TUBB, Philip Anthony | Director | 2004-05-19 | 2008-08-15 |
| WARREN, Roy Francis | Director | 2008-07-31 | 2014-04-01 |
| WOOD, John Hamer | Director | 2016-06-28 | 2017-06-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Royal Bank Leasing Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 254 total filings
Material constitutional events — rename, articles re-file, resolution
- 2023-07-10 MA Memorandum articles
- 2023-07-10 RESOLUTIONS Resolution
- 2023-07-03 CC04 Statement of companys objects
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-27 | AA | accounts | Accounts with accounts type full | |
| 2025-09-12 | AA | accounts | Accounts with accounts type full | |
| 2025-08-26 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-07-28 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-28 | TM01 | officers | Termination director company with name termination date | |
| 2025-07-14 | AP01 | officers | Appoint person director company with name date | |
| 2025-05-13 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-11 | AA | accounts | Accounts with accounts type full | |
| 2024-10-01 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-01 | AP01 | officers | Appoint person director company with name date | |
| 2024-08-12 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-08-15 | AA | accounts | Accounts with accounts type full | |
| 2023-08-11 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-07-10 | MA | incorporation | Memorandum articles | |
| 2023-07-10 | SH08 | capital | Capital name of class of shares | |
| 2023-07-10 | SH10 | capital | Capital variation of rights attached to shares | |
| 2023-07-10 | RESOLUTIONS | resolution | Resolution | |
| 2023-07-03 | CC04 | change-of-constitution | Statement of companys objects | |
| 2022-08-15 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-07-07 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.