LONDON GENERAL INSURANCE COMPANY LIMITED
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Cash
—
Latest balance sheet
Net assets
£21M
-27.9% lowest in 3 filed years
Employees
—
Average over period
Profit before tax
-£834K
-1,644.4% lowest in 3 filed years
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
1 PSC ceased in last 24 months
Significant control changed hands — see the Ownership section.
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Gross written premiums | £17,429,000 | £10,918,000 | £11,762,000 | +7.7% | |
| Net earned premiums | £22,725,000 | £20,732,000 | £16,529,000 | -20.3% | |
| Claims incurred | £6,811,000 | £8,412,000 | £6,547,000 | -22.2% | |
| Investment return | £3,738,000 | £1,857,000 | £2,877,000 | +54.9% | |
| Profit before tax | £4,088,000 | £54,000 | -£834,000 | -1,644.4% | |
| Net profit | £4,174,000 | -£16,000 | -£639,000 | -3,893.8% | |
| Insurance contract liabilities | £30,904,000 | £20,898,000 | £15,923,000 | -23.8% | |
| Total assets | £86,077,000 | £64,524,000 | £51,462,000 | -20.2% | |
| Total liabilities | £48,530,000 | £35,066,000 | — | — | |
| Equity | £37,547,000 | £29,458,000 | £21,240,000 | -27.9% | |
| Average employees | — | 0 | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Gearing (liabilities / total assets) | — | 54.3% | 58.7% |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- LONDON GENERAL INSURANCE COMPANY LIMITED 1985-04-19 → present
- LEGIBUS 510 LIMITED 1984-11-22 → 1985-04-19
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Following the above stated considerations, the directors have a reasonable expectation that the Company has adequate resources to continue in operation for a period of at least twelve months from the date the financial statements were approved and accordingly that application of the going concern basis of preparation is appropriate.”
Significant events
- “GAP product being back on sale (post industry wide GAP product investigation).”
- “The 2024 premiums included a few months of the Amazon contract which has since transferred to another group entity.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 39 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| PADDOCK, Natalie Ann | Secretary | 2019-01-01 | — | — |
| MACHIN, Timothy | Director | 2025-09-23 | Mar 1986 | British |
| SACHDEV, Helen Elizabeth | Director | 2026-04-01 | Sep 1965 | British |
| SCHOFIELD, Michael James | Director | 2023-02-02 | Jan 1977 | British |
| SHEPHERD, Suzanne Marie | Director | 2023-02-02 | Sep 1982 | American |
| STURGEON, Lee Harry | Director | 2025-07-09 | Jun 1977 | British |
| THOMAS, Perry Ian | Director | 2023-04-26 | Jun 1967 | British |
Show 39 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BLAKE, David Michael Victor | Secretary | — | 1996-04-17 |
| HOPE, Duncan Patrick Nicholson | Secretary | 2007-05-21 | 2010-12-10 |
| OWEN, David Mark | Secretary | 2010-12-10 | 2018-12-31 |
| WITT, Geoffrey Alan | Secretary | 1996-04-17 | 2007-05-21 |
| BARTLETT, George Derek Wilson | Director | 2023-01-01 | 2023-06-30 |
| BARTLETT, George Derek Wilson | Director | 2019-01-01 | 2019-12-31 |
| BLAKE, David Michael Victor | Director | — | 1996-04-17 |
| CARTER, Michael John | Director | 2019-01-01 | 2021-12-31 |
| COLE, David Lee | Director | — | 2011-12-30 |
| DIZIJ, Julian Melchior Pierre | Director | 2004-10-14 | 2012-06-19 |
| FORMBY HERNANDEZ, Christian Wesley | Director | 2019-11-04 | 2025-07-10 |
| GREEN, Richard William | Director | 2017-06-07 | 2018-12-31 |
| HURST, Geoff, Sir | Director | 1996-04-17 | 1998-12-14 |
| INSLEY, James Christopher Paul | Director | 2016-09-15 | 2018-12-31 |
| JENNISON, Gary Antony | Director | 2015-10-01 | 2017-02-15 |
| JOHNSTON, John Edward | Director | — | 1996-04-17 |
| KELLY, John Michael | Director | 2012-05-04 | 2018-12-31 |
| KENNEDY, Kevin John Paul | Director | 2003-09-15 | 2012-06-19 |
| KENNY, Ian Steven | Director | 1998-12-14 | 2012-06-19 |
| KERSLEY, Colin Martin | Director | 2019-01-01 | 2022-12-31 |
| KNAUP, Rimke | Director | 1994-01-18 | 2002-01-30 |
| MEDVIN, Harvey Norman | Director | — | 1993-07-18 |
| MILLER, Desmond | Director | 2005-04-01 | 2014-12-31 |
| MORALES-GOMEZ, Ricardo Jesus | Director | 2019-01-21 | 2023-02-02 |
| MORRIS, Andrew James | Director | 2019-01-01 | 2019-11-04 |
| OWEN, Elizabeth Jane | Director | 2012-02-15 | 2018-12-31 |
| POWELL, Roger Charles Jeremy | Director | 1994-01-18 | 2015-03-31 |
| PROCTOR, Edmund Justin | Director | 2003-09-15 | 2011-07-22 |
| PURDY, Stuart Edward | Director | 2019-11-01 | 2026-03-31 |
| RYAN, Patrick George | Director | — | 1993-07-18 |
| SARFO-AGYARE, Claude Kwasi | Director | 2019-01-01 | 2022-12-20 |
| SHANKS, Geoffrey David Lorimer | Director | 2015-08-07 | 2018-12-31 |
| SKILLING, Raymond Inwood | Director | — | 2006-11-28 |
| SULLIVAN, Thomas Francis | Director | — | 1994-07-05 |
| SWAIN, Andrew Donald | Director | 1996-04-17 | 2002-03-27 |
| VICKERS, David Irving | Director | 2012-05-30 | 2016-08-10 |
| WAGNER, Edward Harris | Director | 2016-08-01 | 2018-08-31 |
| WALKER, Paul Reginald | Director | 1996-04-17 | 2000-06-16 |
| WITT, Geoffrey Alan | Director | 2002-02-15 | 2012-06-19 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Assurant Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2024-07-03 | Active |
| Twg Europe Limited | Corporate entity | Shares 75–100% | 2016-04-06 | Ceased 2024-07-03 |
| Mr David Bonderman | Individual | Significant influence | 2016-04-06 | Ceased 2016-04-06 |
| Mr James George Coulter | Individual | Significant influence | 2016-04-06 | Ceased 2016-04-06 |
Filing timeline
Last 20 of 238 total filings
Material constitutional events — rename, articles re-file, resolution
- 2023-10-16 RESOLUTIONS Resolution
- 2023-10-16 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-28 | AA | accounts | Accounts with accounts type full | |
| 2026-04-01 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-01 | TM01 | officers | Termination director company with name termination date | |
| 2026-02-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-23 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-10 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-07-10 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-10 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-30 | AA | accounts | Accounts with accounts type full | |
| 2025-02-07 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-07-08 | AA | accounts | Accounts with accounts type full | |
| 2024-07-05 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2024-07-05 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-04-11 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-10-16 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2023-10-16 | RESOLUTIONS | resolution | Resolution | |
| 2023-10-16 | SH20 | capital | Legacy | |
| 2023-10-16 | CAP-SS | insolvency | Legacy | |
| 2023-10-16 | RESOLUTIONS | resolution | Resolution | |
| 2023-07-06 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 8
- Capital events
- 0
- Officers appointed
- 3
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.