OMNILIFE INSURANCE COMPANY LIMITED
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Cash
—
Latest balance sheet
Net assets
£90m
-47.9% lowest in 3 filed years
Employees
0
Average over period
Profit before tax
£13m
+805.6% first positive since 2024
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Gross written premiums | — | £0 | £0 | — | |
| Net earned premiums | — | -£10,900,000 | -£9,800,000 | +10.1% | |
| Claims incurred | — | £60,400,000 | £55,600,000 | -7.9% | |
| Investment return | — | £6,800,000 | £28,500,000 | +319.1% | |
| Profit before tax | £30,700,000 | -£1,800,000 | £12,700,000 | +805.6% | |
| Net profit | £23,400,000 | -£1,300,000 | £9,500,000 | +830.8% | |
| Insurance contract liabilities | — | £579,800,000 | £526,800,000 | -9.1% | |
| Total assets | £845,300,000 | £756,800,000 | £621,900,000 | -17.8% | |
| Total liabilities | — | £584,100,000 | £531,900,000 | -8.9% | |
| Equity | £174,000,000 | £172,700,000 | £90,000,000 | -47.9% | |
| Average employees | 0 | 0 | 0 | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Return on capital employed | 3.7% | -0.2% | — | |
| Gearing (liabilities / total assets) | 79.4% | 77.2% | — | |
| Current ratio | 5.62x | 10.31x | — |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- OMNILIFE INSURANCE COMPANY LIMITED 1993-06-16 → present
- OMNILIFE OVERSEAS INSURANCE COMPANY LIMITED 1988-09-08 → 1993-06-16
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for a period of 12 months from the date of signing the annual report and accounts. Therefore, they continue to adopt the going concern basis of accounting in preparing these financial statements.”
Significant events
- “In November 2025, the Board agreed to distribute £92.2 million of our surplus capital to our immediate parent.”
- “The distribution in specie in 2025 resulted in the reversal of £31.6m of previously reported unrealised losses, which are reported in 2025 as unrealised gains with a corresponding realised loss.”
- “The actual claims have been lower than expected due to favourable mortality.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 43 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| COOMBS, Thomas Jack | Secretary | 2023-08-09 | — | — |
| FERRIS, Emma Margaret, Ms. | Director | 2025-03-31 | Nov 1979 | British |
| HARRISON, Lynzi | Director | 2023-01-17 | Jun 1974 | British |
| JONES, Deian Lewis | Director | 2022-01-24 | Feb 1974 | British |
| LAIDLAW, John Mark | Director | 2020-07-01 | Jun 1966 | British |
| PRINGLE, Martin John | Director | 2023-04-27 | Nov 1969 | British |
| WHITLOCK, Paul Mark | Director | 2020-07-01 | Nov 1957 | British |
Show 43 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BATEY, Richard Mark | Secretary | 2017-12-13 | 2020-01-31 |
| HARRINGTON, Kenneth Anthony | Secretary | 1999-10-01 | 1999-12-31 |
| KIDWAI, Moin Asghar | Secretary | 2001-01-01 | 2017-11-17 |
| MUHANNA, Janmarie | Secretary | — | 1997-05-09 |
| NAHAS, Samir | Secretary | 1998-06-12 | 1998-06-12 |
| SHADRACH, Michael John Cleverly | Secretary | 1997-05-09 | 1999-09-30 |
| WATERSTONE COMPANY SECRETARIES LTD | Corporate Secretary | 2020-02-04 | 2023-08-01 |
| BANNON, John Paul | Director | 2010-11-18 | 2014-04-07 |
| BANTHORPE, Peter John | Director | 2022-07-05 | 2025-03-31 |
| BECHALANY, Emil Antoine | Director | 2004-11-01 | 2015-03-23 |
| CHIDIAC, Pierre | Director | — | 1993-01-01 |
| COCHRAINE, John, Captain | Director | 1993-04-01 | 1997-10-31 |
| CRACKNELL, Michelle Ann | Director | 2015-06-18 | 2020-04-30 |
| EL ZEIN, Muhammad Bachar Fadel | Director | 2012-10-29 | 2019-02-01 |
| FRISBY, Hortense | Director | 2019-03-15 | 2019-12-12 |
| GALLOWAY, James Andrew | Director | 2019-04-16 | 2025-03-31 |
| GARRETT, Edward James Sutcliffe | Director | 2009-02-26 | 2019-02-01 |
| GREEN, Solomon Jacques | Director | 1992-03-01 | 1995-07-31 |
| INSTANCE, Caroline Mary | Director | 2015-04-01 | 2023-07-31 |
| JACK, James White | Director | 2014-09-23 | 2022-12-13 |
| KAVANAGH, Patricia | Director | 2019-05-10 | 2022-07-05 |
| KIDWAI, Moin Asghar | Director | 1998-05-02 | 2017-11-17 |
| MALEK, Faycal | Director | 2004-11-01 | 2006-09-01 |
| MANSELL, Peter William | Director | 2009-10-22 | 2010-05-18 |
| MICHAELSON, Robin Winston | Director | 1998-05-02 | 2005-02-01 |
| MOMTAZ, Houda | Director | 2015-09-29 | 2019-02-01 |
| MUHANNA, Ibrahim Elias | Director | — | 1998-04-08 |
| NAHAS, Samir | Director | 1997-11-04 | 2004-11-01 |
| NAUDI, Robert Emmanuel | Director | 1998-05-02 | 2009-10-22 |
| PHARAON, Michel Pierre | Director | — | 1998-05-07 |
| PLUMTREE, Jonathan | Director | 2017-11-17 | 2021-12-01 |
| REFAI, Chadi | Director | 2007-03-26 | 2012-08-01 |
| ROBERTSON, Roger Leslie | Director | — | 1995-07-21 |
| SAAB, Fadi Michel | Director | 1994-05-06 | 1998-06-12 |
| SALEH, Kamal Ali | Director | 1998-05-02 | 2005-04-01 |
| SEVERIS, Nicholas Constantine | Director | 2000-02-15 | 2008-11-12 |
| SHADRACH, Michael John Cleverly | Director | 1996-02-27 | 1999-09-30 |
| SHARIF, Ahmad Sami | Director | 2004-11-01 | 2005-04-01 |
| SHARIF, Ahmad-Sami | Director | 2012-10-01 | 2013-06-12 |
| SKERRETT, Philip Edward | Director | 2004-11-01 | 2009-03-06 |
| SYMEONIDIS, Christos Gera | Director | 2006-10-01 | 2012-04-13 |
| TUCKER, Keith Desmond | Director | 2005-07-01 | 2008-04-15 |
| WATERMAN, Gaynor Annette | Director | 2014-07-22 | 2015-01-20 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Reinsurance Group Of America, Incorporated | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2019-02-01 | Active |
| Mr Lutfi Fadel El-Zein | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Ceased 2019-02-01 |
| Orix Corporation | Corporate entity | Shares 25–50%, Voting 25–50% | 2016-04-06 | Ceased 2019-02-01 |
Filing timeline
Last 20 of 298 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-05-12 MA Memorandum articles
- 2025-05-12 RESOLUTIONS Resolution
- 2024-06-03 RESOLUTIONS Resolution
- 2024-05-30 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-25 | AA | accounts | Accounts with accounts type full | |
| 2025-12-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-12 | MA | incorporation | Memorandum articles | |
| 2025-05-12 | RESOLUTIONS | resolution | Resolution | |
| 2025-04-10 | AA | accounts | Accounts with accounts type full | |
| 2025-04-01 | AP01 | officers | Appoint person director company with name date | |
| 2025-04-01 | TM01 | officers | Termination director company with name termination date | |
| 2025-04-01 | TM01 | officers | Termination director company with name termination date | |
| 2024-12-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-06-07 | AA | accounts | Accounts with accounts type full | |
| 2024-06-03 | SH20 | capital | Legacy | |
| 2024-06-03 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2024-06-03 | CAP-SS | insolvency | Legacy | |
| 2024-06-03 | RESOLUTIONS | resolution | Resolution | |
| 2024-05-31 | SH01 | capital | Capital allotment shares | |
| 2024-05-30 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2024-05-30 | SH20 | capital | Legacy | |
| 2024-05-30 | CAP-SS | insolvency | Legacy | |
| 2024-05-30 | RESOLUTIONS | resolution | Resolution | |
| 2023-12-13 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.