HALIFAX LOANS LIMITED
Get an alert when HALIFAX LOANS LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Cash
—
Latest balance sheet
Net assets
—
Equity attributable
Employees
—
Average over period
Profit before tax
—
Period ending 2025-12-31
Net assets
3-year trend · vs Industrials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Net interest income | — | — | — | — | |
| Fee & commission income | — | — | — | — | |
| Operating income | — | — | £55,000 | — | |
| Impairment losses | — | — | £0 | — | |
| Profit before tax | £104,000 | £66,000 | — | — | |
| Net profit | £79,000 | £50,000 | £37,000 | -26% | |
| Loans & advances to customers | — | — | — | — | |
| Customer deposits | — | — | — | — | |
| Total assets | £1,917,000 | £1,957,000 | — | — | |
| Total liabilities | — | — | — | — | |
| Equity | £1,884,000 | £1,934,000 | — | — | |
| Average employees | 0 | 0 | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Net margin | 70.5% | 60.2% | — | |
| Gearing (liabilities / total assets) | 1.7% | 1.2% | — | |
| Current ratio | 37.77x | 67.00x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- HALIFAX LOANS LIMITED 1989-10-12 → present
- WIGMORE MORTGAGES (NO. 1) LIMITED 1989-03-08 → 1989-10-12
- STAYSERVE LIMITED 1988-11-02 → 1989-03-08
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Significant events
- “The Group has an open matter in relation to a claim for group relief of losses incurred in its former Irish banking subsidiary, which ceased trading on 31 December 2010. ... In January 2025, the First Tier Tribunal concluded in favour of HMRC. ... The appeal has been listed for hearing in March 2027.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 38 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MULHOLLAND, Alison Elizabeth | Secretary | 2024-01-18 | — | — |
| ASAAM, Andrew | Director | 2023-01-11 | Jun 1971 | British |
| PORT, Alison Jane | Director | 2023-06-28 | Aug 1971 | British |
Show 38 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| COCKROFT, Charles Stephen | Secretary | — | 1994-09-30 |
| GITTINS, Paul | Secretary | 2011-11-25 | 2016-06-28 |
| HENNESSEY, David Dermot | Secretary | 2016-06-28 | 2024-01-08 |
| LOCKWOOD, Angela | Secretary | 2006-06-13 | 2011-11-25 |
| LODGE, Matthew Sebastian | Secretary | 1994-10-01 | 1999-09-30 |
| MAYER, Sally | Secretary | 2002-02-22 | 2006-06-13 |
| MCPHERSON, Donald James | Secretary | 1999-09-30 | 2002-02-22 |
| SOBO, Femi | Secretary | 2003-05-16 | 2003-12-24 |
| AGARWAL, Ajey Rajan | Director | 2015-07-28 | 2023-04-28 |
| ATCHISON, Judith Clare | Director | 1995-08-01 | 1997-03-01 |
| CARTWRIGHT, Michael David | Director | 1992-10-28 | 1995-08-01 |
| CHAPMAN, John Lionel | Director | — | 1995-08-01 |
| CROSS, Angela Anna | Director | 2010-02-05 | 2010-09-30 |
| DUFFIN, Paul | Director | 1999-01-01 | 2002-09-21 |
| DUGGLEBY, Colin | Director | 1993-02-01 | 1999-09-30 |
| FOLWELL, Grenville John | Director | 1999-01-01 | 2000-01-01 |
| GOWLAND, Christopher | Director | 2010-02-05 | 2010-09-30 |
| GRACIE, Samuel | Director | — | 1993-01-31 |
| HANSON, Philip David | Director | 2002-10-01 | 2004-12-31 |
| JACKSON, Geoffrey Keith | Director | — | 1996-04-17 |
| JACKSON, Jeremy Peter | Director | 2008-12-08 | 2010-02-05 |
| JENKS, Philip Anthony | Director | 2002-04-01 | 2008-12-08 |
| JONES, Michael John Probert | Director | 2010-09-30 | 2015-07-28 |
| LENMAN, Alasdair Bruce | Director | 2010-09-30 | 2012-08-22 |
| MCKINLAY, Craig James | Director | 2015-07-28 | 2017-09-27 |
| MILLER, John Richard | Director | 1997-03-01 | 1998-12-31 |
| MITTEN, Patrick Anthony | Director | 2002-04-01 | 2010-02-05 |
| MORRIS, John | Director | 1995-08-01 | 1997-03-01 |
| PURDY, Robert Andrew | Director | 2012-08-22 | 2014-08-08 |
| ROBERTS, William David | Director | 1999-09-30 | 2001-11-09 |
| SINGH, Jasjyot | Director | 2018-07-31 | 2023-02-02 |
| SPELMAN, Richard | Director | 2000-01-01 | 2002-04-01 |
| SPELMAN, Richard | Director | — | 1995-08-01 |
| SPENCE, Michael John | Director | 1999-01-01 | 1999-09-30 |
| WALKDEN, David James, Mr. | Director | 1997-08-20 | 1998-12-31 |
| WHITENHOUSE, Michael George | Director | — | 1992-10-20 |
| WYCKS, Charles John | Director | 1995-08-01 | 1996-04-17 |
| ZACZKIEWICZ, Stacey | Director | 1997-03-01 | 2002-04-01 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Bank Of Scotland Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 200 total filings
Material constitutional events — rename, articles re-file, resolution
- 2021-09-28 CC04 Statement of companys objects
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-28 | AA | accounts | Accounts with accounts type full | |
| 2026-01-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-07-09 | AA | accounts | Accounts with accounts type full | |
| 2025-05-12 | CH03 | officers | Change person secretary company with change date | |
| 2025-01-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-08-08 | AA | accounts | Accounts with accounts type full | |
| 2024-01-23 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-01-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-01-09 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-07-07 | AA | accounts | Accounts with accounts type full | |
| 2023-06-29 | AP01 | officers | Appoint person director company with name date | |
| 2023-05-26 | TM01 | officers | Termination director company with name termination date | |
| 2023-03-01 | AP01 | officers | Appoint person director company with name date | |
| 2023-02-20 | TM01 | officers | Termination director company with name termination date | |
| 2023-01-16 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-07-20 | AA | accounts | Accounts with accounts type full | |
| 2022-01-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-09-28 | CC04 | change-of-constitution | Statement of companys objects | |
| 2021-07-15 | AA | accounts | Accounts with accounts type full | |
| 2021-01-18 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.