FINSA UK LIMITED
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Cash
£150K
0% vs 2024
Net assets
£17M
+53.9% highest in 3 filed years
Employees
18
+5.9% vs 2024
Profit before tax
£1.1M
-2% vs 2024
Net assets
3-year trend · vs Consumer Discretionary median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £62,176,000 | £63,388,000 | £59,017,000 | -6.9% | |
| Operating profit | £1,562,000 | £1,601,000 | £1,497,000 | -6.5% | |
| Profit before tax | £1,105,000 | £1,140,000 | £1,117,000 | -2% | |
| Net profit | £844,000 | £853,000 | £835,000 | -2.1% | |
| Cash | £150,000 | £150,000 | £150,000 | 0% | |
| Total assets less current liabilities | £17,482,000 | £18,335,000 | £24,170,000 | +31.8% | |
| Net assets | £9,981,000 | £10,834,000 | £16,669,000 | +53.9% | |
| Equity | £9,981,000 | £10,834,000 | £16,669,000 | +53.9% | |
| Average employees | 19 | 17 | 18 | +5.9% | |
| Wages | £869,000 | £861,000 | £929,000 | +7.9% | |
| Directors' remuneration | £169,000 | £141,000 | £142,000 | +0.7% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 2.5% | 2.5% | 2.5% | |
| Net margin | 1.4% | 1.3% | 1.4% | |
| Return on capital employed | 8.9% | 8.7% | 6.2% | |
| Gearing (liabilities / total assets) | — | 55.8% | 45.8% | |
| Current ratio | 1.68x | 2.16x | 2.67x | |
| Interest cover | 3.37x | 3.24x | 2.92x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- FINSA UK LIMITED 1990-09-28 → present
- CHANGEFOCUS LIMITED 1990-07-04 → 1990-09-28
Audit & accounting basis
- Accounting basis
- FRS 102
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- Bennett Brooks & Co Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After making enquiries, the directors have a reasonable expectation that the company has adequate resources to continue in operational existence for a period of at least 12 months from the date of approving these financial statements.”
Significant events
- “Payments for £5,000,000 are committed towards the asset under construction at Grandidges Quay, Birkenhead. An additional £3,500,000 intercompany loan with a 10 year team, has been agreed but not received at 31 December with Financiera Maderera S.A that will be used towards funding the development.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 13 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| FIGUEROA LOPEZ, Pablo Luis, Mr. | Secretary | 2021-05-20 | — | — |
| CARRILLO PECINO, Raquel | Director | 2023-05-09 | Jul 1976 | Spanish |
| FIGUEROA LOPEZ, Pablo Luis, Mr. | Director | 2021-05-20 | Jul 1973 | Spanish |
| SEGADE CASTRO, Fernando | Director | 2023-05-09 | Dec 1969 | Spanish |
Show 13 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| KORSHAW, Roger Geoffrey | Secretary | — | 1994-05-09 |
| O'NEILL, Lance | Secretary | 1994-05-09 | 2000-09-01 |
| ROMERO, Virgilio | Secretary | 2001-08-06 | 2021-05-20 |
| CARBALLO, Jose | Director | 1998-06-01 | 2023-05-09 |
| GARCIA MUELA, Manuel Jaime | Director | 2006-03-22 | 2010-06-01 |
| KENNEDY, Patrick | Director | — | 1995-03-01 |
| KORSHAW, Roger Geoffrey | Director | — | 1994-05-09 |
| MCELLIGOTT, Liam | Director | — | 1997-06-01 |
| O'NEILL, Lance | Director | — | 2000-09-01 |
| RAMOS GARCIA, Jose Maria | Director | 1990-11-05 | 2006-03-22 |
| ROMERO, Virgilio | Director | 1998-06-01 | 2021-05-20 |
| WILLISCH, Rafael Federico, Mr. | Director | 2008-02-18 | 2023-05-09 |
| WILLISCH, Rafael | Director | 1994-05-09 | 2000-10-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Financiera Maderera S.A. | Corporate entity | Shares 75–100% | 2016-10-31 | Active |
| Mr David John Harris | Individual | Significant influence | 2016-04-06 | Ceased 2019-12-31 |
Filing timeline
Last 20 of 120 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-07 | AA | accounts | Accounts with accounts type full | |
| 2026-06-02 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-02-03 | SH01 | capital | Capital allotment shares | |
| 2025-06-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-19 | AA | accounts | Accounts with accounts type full | |
| 2024-06-18 | AA | accounts | Accounts with accounts type full | |
| 2024-06-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-06-07 | AA | accounts | Accounts with accounts type full | |
| 2023-06-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-05-16 | AP01 | officers | Appoint person director company with name date | |
| 2023-05-16 | AP01 | officers | Appoint person director company with name date | |
| 2023-05-16 | TM01 | officers | Termination director company with name termination date | |
| 2023-05-16 | TM01 | officers | Termination director company with name termination date | |
| 2022-06-08 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-06-07 | AA | accounts | Accounts with accounts type full | |
| 2022-03-31 | SH01 | capital | Capital allotment shares | |
| 2021-06-30 | AA | accounts | Accounts with accounts type full | |
| 2021-06-14 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2021-05-20 | AP03 | officers | Appoint person secretary company with name date | |
| 2021-05-20 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 1
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.