A.M. BEST EUROPE - RATING SERVICES LIMITED
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Cash
£687K
-59.1% lowest in 3 filed years
Net assets
£7.6M
-35.3% lowest in 3 filed years
Employees
67
+1.5% vs 2024
Profit before tax
£1.9M
-31.2% lowest in 3 filed years
Net assets
3-year trend · vs Industrials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £10,611,700 | £11,154,238 | £11,784,621 | +5.7% | |
| Operating profit | £1,995,033 | £2,056,999 | £1,670,410 | -18.8% | |
| Profit before tax | £2,527,437 | £2,728,957 | £1,876,913 | -31.2% | |
| Net profit | £1,862,374 | £1,971,017 | £1,303,910 | -33.8% | |
| Cash | £9,149,082 | £1,676,482 | £686,519 | -59.1% | |
| Total assets less current liabilities | £12,806,485 | £11,903,972 | £11,067,771 | -7% | |
| Net assets | £12,579,000 | £11,777,960 | £7,621,349 | -35.3% | |
| Equity | £12,579,000 | £11,777,960 | £7,621,349 | -35.3% | |
| Average employees | 67 | 66 | 67 | +1.5% | |
| Wages | £5,459,077 | £5,681,264 | £6,022,979 | +6% | |
| Directors' remuneration | £731,171 | £747,963 | £729,313 | -2.5% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 18.8% | 18.4% | 14.2% | |
| Net margin | 17.6% | 17.7% | 11.1% | |
| Return on capital employed | 15.6% | 17.3% | 15.1% | |
| Gearing (liabilities / total assets) | — | 21.1% | 45.0% | |
| Current ratio | 4.88x | 4.48x | 3.56x | |
| Interest cover | — | — | 8.91x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 4 times since incorporation
- A.M. BEST EUROPE - RATING SERVICES LIMITED 2010-08-11 → present
- A.M. BEST EUROPE LIMITED 2004-12-30 → 2010-08-11
- A.M. BEST INTERNATIONAL LIMITED 1998-06-15 → 2004-12-30
- FINANCIAL INTELLIGENCE & RESEARCH LIMITED 1997-01-27 → 1998-06-15
- FINANCIAL INTELLIGENCE AND RESEARCH LIMITED 1991-02-26 → 1997-01-27
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 22 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| POOL, Suzanne Elisabeth | Secretary | 2016-09-08 | — | — |
| ADAM, Robin John Leaver | Director | 2025-09-08 | Jul 1971 | British |
| CHARTERIS-BLACK, Nicholas James | Director | 2012-07-10 | Jan 1962 | British |
| GILLARD JR, James Aloysius | Director | 2020-01-01 | Aug 1977 | American |
| HOLZBERGER, Stefan William, Mr. | Director | 2025-01-01 | Jul 1969 | American |
| POOL, Suzanne Elisabeth | Director | 2012-07-10 | Feb 1965 | British |
| POWER, Andrew Charles | Director | 2022-06-06 | May 1956 | British |
Show 22 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ANDERSON, Sheila Mary | Secretary | — | 1998-06-11 |
| PEECOCK, Bernard Joseph | Secretary | 2012-01-31 | 2016-09-08 |
| BART SECRETARIES LIMITED | Corporate Secretary | 2005-12-01 | 2012-01-31 |
| LAYTONS SECRETARIES LIMITED | Corporate Secretary | 2001-03-28 | 2005-12-01 |
| LEBOEUF LAMB CORPORATE SERVICES LIMITED | Corporate Secretary | 1998-06-11 | 2001-03-28 |
| ANDERSON, David Minton | Director | 1993-07-09 | 1996-06-01 |
| ANDERSON, Peter Lawrence | Director | — | 1998-06-11 |
| ANDERSON, Sheila Mary | Director | 1995-05-10 | 1998-06-11 |
| BROMFIELD, John Robert | Director | 2017-06-06 | 2022-06-05 |
| FLYNN, Shaun Patrick | Director | 2005-12-01 | 2006-06-27 |
| HOPTON, Christopher John | Director | 2016-01-01 | 2020-12-31 |
| MAYEWSKI, Larry George | Director | 2005-12-01 | 2019-12-31 |
| MOSHER, Matthew Craig | Director | 2019-04-01 | 2024-12-31 |
| OLIVER, James | Director | 1995-10-31 | 1998-06-11 |
| PEECOCK, Bernard Joseph | Director | 2012-07-10 | 2015-12-31 |
| SANTORI, Laura | Director | 2016-01-01 | 2017-06-05 |
| SELLEK, Roger | Director | 2010-08-18 | 2019-03-31 |
| SNYDER, Arthur | Director | 1998-06-11 | 2009-12-31 |
| SNYDER, John Harper | Director | 1998-06-11 | 2001-01-13 |
| SNYDER III, Arthur | Director | 1998-06-11 | 2012-07-10 |
| TINNIRELLO, Paul Carl | Director | 2008-06-30 | 2012-07-10 |
| WILSON, Steven James | Director | 2021-01-01 | 2025-09-13 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Arthur Snyder Iii | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 201 total filings
Material constitutional events — rename, articles re-file, resolution
- 2024-03-02 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-16 | AA | accounts | Accounts with accounts type full | |
| 2026-02-26 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-16 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-09 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-08 | AA | accounts | Accounts with accounts type full | |
| 2025-07-22 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2025-07-22 | CH01 | officers | Change person director company with change date | |
| 2025-07-22 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2025-04-14 | CH01 | officers | Change person director company with change date | |
| 2025-02-26 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-01-02 | AP01 | officers | Appoint person director company with name date | |
| 2025-01-02 | TM01 | officers | Termination director company with name termination date | |
| 2024-08-19 | AA | accounts | Accounts with accounts type full | |
| 2024-03-02 | MA | incorporation | Memorandum articles | |
| 2024-02-26 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-01-22 | CH01 | officers | Change person director company with change date | |
| 2023-09-18 | AA | accounts | Accounts with accounts type full | |
| 2023-05-04 | CH01 | officers | Change person director company with change date | |
| 2023-03-10 | AD02 | address | Change sail address company with old address new address | |
| 2023-03-10 | AD02 | address | Change sail address company with old address new address |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 8
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.