ANGEL RISK MANAGEMENT LIMITED
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Cash
£4.7M
-48.3% vs 2023
Net assets
£2.7M
-62.3% vs 2023
Employees
—
Average over period
Profit before tax
£2.1M
+9.2% vs 2023
Profit before tax
2-year trend · vs Financials median
Accounts
2-year trend · Δ = latest vs prior filed period · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | Δ vs prior |
|---|---|---|---|---|
| Turnover | £1,997,319 | £2,194,476 | +9.9% | |
| Operating profit | £1,969,063 | £2,106,507 | +7% | |
| Profit before tax | £1,947,310 | £2,126,640 | +9.2% | |
| Net profit | £1,489,692 | £1,594,980 | +7.1% | |
| Cash | £9,060,805 | £4,683,766 | -48.3% | |
| Total assets less current liabilities | — | — | — | |
| Net assets | — | — | — | |
| Equity | £7,074,204 | £2,669,184 | -62.3% | |
| Average employees | — | — | — | |
| Wages | — | — | — | |
| Directors' remuneration | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 98.6% | 96.0% | |
| Net margin | 74.6% | 72.7% | |
| Current ratio | 4.08x | 2.13x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 3 times since incorporation
- ANGEL RISK MANAGEMENT LIMITED 2015-09-25 → present
- BLUNT UNDERWRITING SERVICES LIMITED 2002-05-15 → 2015-09-25
- BLUNT BLOODSTOCK, LIVESTOCK AND PERSONAL ACCIDENT UNDERWRITING SERVICESLIMITED 1994-11-25 → 2002-05-15
- ADDMINI LIMITED 1994-06-24 → 1994-11-25
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Company's management believe that the entity has the ability to continue to operate as a going concern and there is no intention to liquidate the entity or cease trading. The directors have concluded further that there are no material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's financial ability to continue as a going concern.”
Significant events
- “In July 2024, the Company declared an interim dividend of £6m to its shareholder (XL Bermuda Ltd).”
- “H Sanghera resigned on 6 December 2024.”
- “E Hanna was appointed on 29 January 2025.”
- “During 2024 Ernst & Young LLP expressed their willingness to be reappointed as auditors to the Company.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 28 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MCQUILLAN, Pauline Louise | Secretary | 2023-12-19 | — | — |
| HANNA, Elie | Director | 2025-01-29 | Aug 1982 | British |
| JORDAN, Laura Dembiec | Director | 2022-05-09 | Jun 1977 | British,American |
| STANDEN, Craig | Director | 2025-10-01 | Jun 1977 | British |
Show 28 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BRADY, Graham Leslie | Secretary | 2013-09-06 | 2015-08-31 |
| IOANNIDES, George | Secretary | 2002-04-30 | 2013-09-06 |
| MURTAGH, Dawn Marie | Secretary | 2001-08-16 | 2002-04-30 |
| REES, Marie Louise | Secretary | 2015-09-01 | 2023-12-19 |
| SOMERVILLE, Malcolm Macdonald | Secretary | 1994-07-26 | 2001-08-16 |
| SWIFT INCORPORATIONS LIMITED | Corporate Nominee Secretary | 1994-06-24 | 1994-07-26 |
| BLUNT, Robin John | Director | 1994-11-03 | 2013-09-06 |
| BOYNS, Jonathan Andrew | Director | 1994-11-03 | 2002-04-11 |
| BRADBROOK, Paul Richard | Director | 2015-09-02 | 2019-07-16 |
| COX, Malcolm John | Director | 1994-11-03 | 2010-10-31 |
| CUMMINGS, Mark Rankin | Director | 2019-07-16 | 2025-08-28 |
| DRAKE, Paul John | Director | 2004-12-07 | 2006-02-26 |
| ERSWELL, Robin Paul | Director | 2010-01-31 | 2010-11-15 |
| FARMER, William John Alexander | Director | 2017-04-25 | 2021-09-30 |
| GERRY, James Thomas | Director | 2002-05-10 | 2003-06-02 |
| GOOLD, Robert Michael | Director | 2003-02-26 | 2015-09-03 |
| IOANNIDES, George | Director | 2002-05-10 | 2013-09-06 |
| LESLEY, Kelly | Director | 2008-07-21 | 2009-12-15 |
| MATSON, Peter Colin | Director | 1994-07-26 | 2002-04-29 |
| MCCUSKER, Eileen Elizabeth | Director | 2006-02-26 | 2008-07-21 |
| SANGHERA, Harpreet | Director | 2021-12-12 | 2024-12-06 |
| SINGH, Rajkumar Ramesh | Director | 2017-04-13 | 2020-12-31 |
| SMITH, Mark Charles | Director | 2002-02-14 | 2003-02-26 |
| SOMERVILLE, Malcolm Macdonald | Director | 1994-07-26 | 2001-08-16 |
| TURNER, Martin David | Director | 2010-11-15 | 2017-04-13 |
| WILLIAMS, Graham David | Director | 1994-11-03 | 2005-03-22 |
| WINCHESTER, Lois Juliette Sarah | Director | 1994-11-03 | 1999-08-24 |
| INSTANT COMPANIES LIMITED | Corporate Nominee Director | 1994-06-24 | 1994-07-06 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Axa Sa | Corporate entity | Shares 75–100%, Voting 75–100% | 2018-09-12 | Active |
| Xl Group Ltd | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-07-25 | Ceased 2018-09-12 |
| Xl Group Plc | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Ceased 2016-07-25 |
Filing timeline
Last 20 of 164 total filings
Material constitutional events — rename, articles re-file, resolution
- 2024-07-29 CC04 Statement of companys objects
- 2023-06-27 RESOLUTIONS Resolution
- 2023-06-27 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-10-21 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-05 | TM01 | officers | Termination director company with name termination date | |
| 2025-07-14 | AA | accounts | Accounts with accounts type full | |
| 2025-02-10 | AP01 | officers | Appoint person director company with name date | |
| 2024-12-06 | TM01 | officers | Termination director company with name termination date | |
| 2024-09-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-07-29 | CC04 | change-of-constitution | Statement of companys objects | |
| 2024-06-25 | AA | accounts | Accounts with accounts type full | |
| 2024-06-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-01-08 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-01-08 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-07-24 | AA | accounts | Accounts with accounts type full | |
| 2023-06-27 | RESOLUTIONS | resolution | Resolution | |
| 2023-06-27 | MA | incorporation | Memorandum articles | |
| 2023-06-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-07-29 | AA | accounts | Accounts with accounts type full | |
| 2022-06-30 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-05-16 | AP01 | officers | Appoint person director company with name date | |
| 2021-12-23 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.