CARDINUS RISK MANAGEMENT LIMITED
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Cash
£1M
+105.8% vs 2024
Net assets
£1.6M
+4.5% vs 2024
Employees
—
Average over period
Profit before tax
£2.8M
+22.8% highest in 3 filed years
Net assets
3-year trend · vs Consumer Discretionary median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £10,571,738 | £11,093,654 | £11,966,780 | +7.9% | |
| Operating profit | £1,763,424 | £2,196,556 | £2,758,092 | +25.6% | |
| Profit before tax | £1,837,934 | £2,269,120 | £2,787,408 | +22.8% | |
| Net profit | £1,311,648 | £1,601,668 | £2,067,210 | +29.1% | |
| Cash | £1,786,167 | £508,704 | £1,046,679 | +105.8% | |
| Total assets less current liabilities | £3,144,417 | £1,496,085 | £1,563,295 | +4.5% | |
| Net assets | £3,144,417 | £1,496,085 | £1,563,295 | +4.5% | |
| Equity | £3,144,417 | £1,496,085 | £1,563,295 | +4.5% | |
| Average employees | 0 | 0 | — | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | £1,771,029 | £1,271,528 | £981,367 | -22.8% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 16.7% | 19.8% | 23.0% | |
| Net margin | 12.4% | 14.4% | 17.3% | |
| Return on capital employed | 56.1% | 146.8% | 176.4% | |
| Gearing (liabilities / total assets) | — | 63.5% | 68.1% | |
| Current ratio | 1.61x | 1.31x | 1.30x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 3 times since incorporation
- CARDINUS RISK MANAGEMENT LIMITED 2009-11-09 → present
- THB RISK MANAGEMENT LIMITED 2003-09-25 → 2009-11-09
- RARRIGINI & ROSSO GROUP LIMITED 1996-08-27 → 2003-09-25
- RARRIGINI & ROSSO LIMITED 1995-11-17 → 1996-08-27
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have performed a going concern assessment and have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future and is able to meet its financial obligations as they fall due. Accordingly, it is appropriate for these financial statements to have been prepared on the going concern basis.”
Group structure
- CARDINUS RISK MANAGEMENT LIMITED · parent
- Cardinus LLC 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 32 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| REAH, Daniel Lee | Secretary | 2020-08-31 | — | — |
| ABBOTT, Jonathan | Director | 2009-11-07 | Apr 1973 | British |
| BRIMFIELD, Edward James | Director | 2020-01-01 | Oct 1988 | British |
| BRIMFIELD, Stephen Neil | Director | 2017-01-01 | Mar 1950 | British |
| HAWKES, Andrew John | Director | 2003-09-02 | May 1963 | British |
| NOBLE, Marcus John | Director | 2007-11-29 | Jan 1968 | British |
| REAH, Daniel Lee | Director | 2025-04-03 | Jun 1982 | British |
| TIBBALS, David Peter | Director | 2013-09-03 | Aug 1975 | British |
Show 32 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CARPENTER, Claire | Secretary | 2008-09-12 | 2014-09-01 |
| HEAD, Michael Edward | Secretary | 2003-09-02 | 2008-09-12 |
| JACKSON, Andrew John | Secretary | 1997-08-04 | 2002-08-23 |
| STURGESS, Christopher Julian | Secretary | 2014-09-01 | 2020-08-31 |
| WARD, Martin | Secretary | 2002-08-23 | 2003-09-02 |
| WARD, Martin | Secretary | 1995-11-17 | 1997-08-04 |
| BLACKFRIAR SECRETARIES LIMITED | Corporate Nominee Secretary | 1995-11-17 | 1995-11-17 |
| ABBOTT, David John | Director | 2003-09-03 | 2009-11-01 |
| BARLTROP, Philip Roy | Director | 1998-07-01 | 2001-02-11 |
| BRCEREVIC, Sasa | Director | 2017-01-01 | 2018-06-30 |
| CHISLETT, David William | Director | 2002-03-25 | 2003-09-02 |
| CONWAY, Christopher John | Director | 2001-09-27 | 2002-03-07 |
| COTTER, Gillian Mary | Director | 2003-09-02 | 2005-03-22 |
| GRIST, Michael Benjamin | Director | 2008-07-01 | 2010-01-29 |
| HARLEY, John | Director | 2005-09-07 | 2007-12-14 |
| HARPER, Christopher John | Director | 2000-12-19 | 2003-09-02 |
| HOLLOWAY, Adam Stuart | Director | 2002-04-15 | 2003-09-02 |
| JACKSON, Andrew John | Director | 1997-08-04 | 2002-08-23 |
| LINDSEY, Paul | Director | 2002-03-25 | 2003-09-02 |
| PRESTON, Anthony John | Director | 2007-05-29 | 2010-04-27 |
| ROBERTS, William James | Director | 1997-06-25 | 1998-07-07 |
| RODILOSSO, Julie Ann | Director | 1995-11-17 | 2003-09-02 |
| SIMONDS, Gavin Napier | Director | 2001-02-15 | 2001-08-17 |
| SMITH, Kay Louise | Director | 2020-11-24 | 2024-02-23 |
| SNAPE, Barbara Maeve | Director | 2009-11-01 | 2017-11-30 |
| THOMPSON, Victor Herbert | Director | 2003-09-02 | 2009-04-30 |
| TRUSCOTT, James Macgreggor | Director | 2009-08-31 | 2025-12-31 |
| VINCENT, Keith Michael | Director | 2007-11-29 | 2009-11-01 |
| WARD, Martin | Director | 1995-11-17 | 2003-09-02 |
| WILKINSON, Robert Stephen | Director | 2010-04-27 | 2017-01-01 |
| WINTER, David John Alexander | Director | 2000-03-27 | 2003-09-02 |
| BLACKFRIAR DIRECTORS LIMITED | Corporate Nominee Director | 1995-11-17 | 1995-11-17 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Amwins Global Risks Uk Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 219 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-05-27 CC04 Statement of companys objects
- 2026-05-27 RESOLUTIONS Resolution
- 2026-05-27 MA Memorandum articles
- 2025-12-08 RESOLUTIONS Resolution
- 2025-12-08 MA Memorandum articles
- 2025-12-08 CC04 Statement of companys objects
- 2024-08-02 RESOLUTIONS Resolution
- 2024-08-02 MA Memorandum articles
- 2023-09-27 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-28 | AA | accounts | Accounts with accounts type full | |
| 2026-05-27 | CC04 | change-of-constitution | Statement of companys objects | |
| 2026-05-27 | RESOLUTIONS | resolution | Resolution | |
| 2026-05-27 | MA | incorporation | Memorandum articles | |
| 2026-01-05 | TM01 | officers | Termination director company with name termination date | |
| 2025-12-08 | RESOLUTIONS | resolution | Resolution | |
| 2025-12-08 | MA | incorporation | Memorandum articles | |
| 2025-12-08 | CC04 | change-of-constitution | Statement of companys objects | |
| 2025-11-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-06-16 | AA | accounts | Accounts with accounts type full | |
| 2025-04-09 | AP01 | officers | Appoint person director company with name date | |
| 2024-11-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-08-02 | RESOLUTIONS | resolution | Resolution | |
| 2024-08-02 | MA | incorporation | Memorandum articles | |
| 2024-07-31 | AA | accounts | Accounts with accounts type full | |
| 2024-07-15 | CH01 | officers | Change person director company with change date | |
| 2024-03-01 | TM01 | officers | Termination director company with name termination date | |
| 2023-11-17 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-09-27 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2023-09-27 | RESOLUTIONS | resolution | Resolution |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 9
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.