TALISMAN UNDERWRITING PLC
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Cash
—
Latest balance sheet
Net assets
£25m
+33.1% highest in 3 filed years
Employees
—
Average over period
Profit before tax
£6m
+55.2% highest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Gross written premiums | — | £47,750,000 | £47,733,000 | 0% | |
| Net earned premiums | — | £34,670,000 | £34,678,000 | 0% | |
| Claims incurred | — | £18,063,000 | £15,974,000 | -11.6% | |
| Investment return | — | £2,909,000 | £3,808,000 | +30.9% | |
| Profit before tax | £5,403,000 | £3,848,000 | £5,971,000 | +55.2% | |
| Net profit | £4,020,000 | £3,067,000 | £4,737,000 | +54.5% | |
| Insurance contract liabilities | — | £89,119,000 | £85,587,000 | -4% | |
| Total assets | £113,175,000 | £126,667,000 | £130,892,000 | +3.3% | |
| Total liabilities | — | £107,658,000 | £105,587,000 | -1.9% | |
| Equity | £16,149,000 | £19,009,000 | £25,305,000 | +33.1% | |
| Average employees | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 14.9% | 10.2% | — | |
| Net margin | 9.0% | 6.4% | — | |
| Return on capital employed | 6.6% | 4.3% | — | |
| Gearing (liabilities / total assets) | 85.7% | 85.0% | 80.7% | |
| Current ratio | 4.62x | 4.58x | — | |
| Interest cover | 5.46x | 3.52x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- TALISMAN UNDERWRITING PLC 1997-06-02 → present
- ENCORETONE PLC 1997-05-14 → 1997-06-02
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Group structure
- TALISMAN UNDERWRITING PLC · parent
- Talisman Corporate Underwriting Limited 100%
- Talisman Corporate Underwriting 1999 Limited 100%
- Talisman Corporate Underwriting 2000 Limited 100%
- Talisman Corporate Limited 100%
- Nameco (No. 420) Limited 100%
- Sally Hoppe LLP 100%
- Lesley Jenkins LLP 100%
- B Heywood LLP 100%
- Broun Lindsay LLP 100%
- Brian Sedgley Elvins LLP 100%
- Carolant Underwriting LLP 100%
- Ashton Folio LLP 100%
Significant events
- “Following the closure of all years of account on which it participated, the dormant company Nameco (No. 420) Limited was sold by the Group on 14 April 2026. There are no other post balance sheet events to disclose.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 11 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HODGSON, Graham | Secretary | 1999-12-31 | — | English |
| BLUNDELL, John Giles | Director | 2024-04-26 | Nov 1963 | British |
| MONKSFIELD, David | Director | 1997-06-02 | Jun 1952 | British |
| SANDILANDS, Paul Francis | Director | 1997-06-02 | Oct 1946 | British |
Show 11 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BAILEY, Andrew John | Secretary | 1997-06-02 | 1999-12-31 |
| EXCELLET INVESTMENTS LIMITED | Corporate Secretary | 1997-05-21 | 1997-06-02 |
| HALLMARK SECRETARIES LIMITED | Corporate Nominee Secretary | 1997-05-14 | 1997-05-21 |
| BAILEY, Andrew John | Director | 1997-06-02 | 1999-03-17 |
| BIRD, Trevor Robert | Director | 1999-06-16 | 2003-09-19 |
| EATON, Robert Edward, Mr. | Director | 1999-06-16 | 2022-02-01 |
| STEEL, Peter Kenneth | Director | 1997-07-04 | 2025-06-13 |
| EXCELLET INVESTMENTS LIMITED | Corporate Director | 1997-05-21 | 1997-06-02 |
| HALLMARK REGISTRARS LIMITED | Corporate Nominee Director | 1997-05-14 | 1997-05-21 |
| HALLMARK SECRETARIES LIMITED | Corporate Director | 1997-05-14 | 1997-05-21 |
| QUICKNESS LIMITED | Corporate Director | 1997-05-21 | 1997-06-02 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 311 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-09-11 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-10 | AA | accounts | Accounts with accounts type group | |
| 2026-07-06 | SH07 | capital | Capital cancellation shares by plc | |
| 2026-07-06 | SH03 | capital | Capital return purchase own shares | |
| 2026-06-19 | SH01 | capital | Capital allotment shares | |
| 2026-06-19 | AP01 | officers | Appoint person director company with name date | |
| 2026-05-19 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-05-12 | SH01 | capital | Capital allotment shares | |
| 2026-04-23 | SH01 | capital | Capital allotment shares | |
| 2026-04-23 | SH01 | capital | Capital allotment shares | |
| 2025-12-29 | SH01 | capital | Capital allotment shares | |
| 2025-12-03 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-09-11 | RESOLUTIONS | resolution | Resolution | |
| 2025-09-08 | SH01 | capital | Capital allotment shares | |
| 2025-09-04 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-07-30 | SH07 | capital | Capital cancellation shares by plc | |
| 2025-07-30 | SH03 | capital | Capital return purchase own shares | |
| 2025-07-24 | SH01 | capital | Capital allotment shares | |
| 2025-07-18 | SH07 | capital | Capital cancellation shares by plc | |
| 2025-07-16 | SH01 | capital | Capital allotment shares | |
| 2025-07-15 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 14
- Capital events
- 13
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.