FLECTAT 2 LTD
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Cash
—
Latest balance sheet
Net assets
£12m
USD 16,199,000
+20,405.1% highest in 3 filed years
Employees
—
Average over period
Profit before tax
£5.6m
USD 7,486,000
Period ending 2025-12-31
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Gross written premiums | — | — | £250,621,330 | — | |
| Net earned premiums | — | — | £76,820,513 | — | |
| Claims incurred | — | — | £44,277,220 | — | |
| Investment return | — | — | £483,092 | — | |
| Profit before tax | -£1,000 | £0 | £5,563,731 | — | |
| Net profit | -£1,000 | £0 | £11,980,676 | — | |
| Insurance contract liabilities | — | — | £184,046,080 | — | |
| Total assets | £64,000 | £58,714 | £247,418,060 | +421,295.3% | |
| Total liabilities | — | £0 | £235,378,670 | — | |
| Equity | £64,000 | £58,714 | £12,039,391 | +20,405.1% | |
| Average employees | 0 | 0 | — | — |
Figures converted to GBP from USD at 0.743 per USD (Frankfurter spot rate) — hover any figure for the original. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Gearing (liabilities / total assets) | 0.0% | 0.0% | 95.1% |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 5 times since incorporation
- FLECTAT 2 LTD 2019-10-25 → present
- AMTRUST CORPORATE MEMBER LIMITED 2013-12-30 → 2019-10-25
- SAGICOR CORPORATE CAPITAL LIMITED 2007-09-03 → 2013-12-30
- GERLING CORPORATE CAPITAL LIMITED 1999-09-07 → 2007-09-03
- OWL CORPORATE LIMITED 1998-10-09 → 1999-09-07
- PALEGROVE COMPUTERS LIMITED 1998-08-25 → 1998-10-09
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP (EY)
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have concluded that there are no material uncertainties that may cast significant doubt on the Company's financial ability to continue as a going concern and they have a reasonable expectation that the Company have adequate resources to continue in operational existence until at least 30 June 2027 and that therefore it is appropriate to adopt a going concern basis for the preparation of the financial statements.”
Significant events
- “On 1 January 2025 the Company commenced underwriting (re)insurance business through Syndicate 4444.”
- “On 1 January 2025 the functional currency of the company changed from Pound Sterling to US Dollar.”
- “The Board noted the resignation of Andrew Howarth effective 1 September 2025.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 54 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BETTERIDGE, Nicholas James, Mr. | Director | 2024-01-12 | May 1984 | British |
| LACY, Sheldon, Mr. | Director | 2019-10-03 | Aug 1976 | British |
| TIMMS, Adam, Mr. | Director | 2023-02-01 | Aug 1984 | British |
Show 54 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BARRETT, Donal Joseph Luke | Secretary | 2014-05-14 | 2018-01-01 |
| BLACKWELL, Gail Louise | Secretary | 2003-07-30 | 2003-08-31 |
| BRADBURY, Robert James | Secretary | 2005-04-28 | 2007-08-31 |
| COCKBURN, Pauline | Secretary | 2018-01-01 | 2019-10-02 |
| COX, Gerald | Secretary | 2003-09-01 | 2003-09-15 |
| HAYDAY, Terence John, Mr. | Secretary | 1998-09-24 | 1999-08-19 |
| MANTZ, John Martin | Secretary | 2003-09-15 | 2005-04-28 |
| REED, Duncan James | Secretary | 2007-08-31 | 2014-05-14 |
| ALPHA SECRETARIAL LIMITED | Corporate Nominee Secretary | 1998-08-25 | 1998-09-24 |
| GERLING UK LIMITED | Corporate Secretary | 1999-08-19 | 2003-07-30 |
| BARRETT, Donal Joseph Luke | Director | 2014-08-15 | 2016-11-08 |
| BREUER, Wolfgang Alexander, Dr | Director | 2005-09-19 | 2006-07-10 |
| CADLE, Jeremy Edward | Director | 2014-05-14 | 2019-10-02 |
| CONTRACTOR, Histasp Aspi | Director | 2002-07-04 | 2016-11-08 |
| COX, Gerald | Director | 2002-01-01 | 2004-04-13 |
| DEWEY, Peter | Director | 2014-07-14 | 2019-10-02 |
| DUFFY, Michael Patrick | Director | 2019-10-03 | 2022-12-31 |
| FRASER, William Roberton, Lord | Director | 1998-09-24 | 1999-08-19 |
| GLEISS, Reiner Karl | Director | 2001-07-01 | 2006-09-30 |
| GRUND, Frank, Dr | Director | 2000-11-27 | 2003-09-25 |
| HALPIN, Geoffrey Michael | Director | 2004-01-23 | 2014-01-16 |
| HAMILTON, Janice Marie | Director | 2016-12-08 | 2018-03-28 |
| HARLING, Adrian Charles | Director | 1999-08-19 | 2001-07-31 |
| HAYDAY, Terence John, Mr. | Director | 1998-09-24 | 1999-08-19 |
| HOWARTH, Andrew, Mr. | Director | 2023-02-01 | 2025-09-01 |
| JANSLI, Bjorn | Director | 2009-11-12 | 2016-11-08 |
| JANSLI, Bjorn | Director | 1999-08-19 | 2001-12-31 |
| JONES, Robert David | Director | 1998-09-24 | 1999-03-03 |
| JORISSEN, Hermann | Director | 1999-08-19 | 2000-11-27 |
| LANGE, Michael Clemens Anton, Mr. | Director | 2004-09-08 | 2005-01-12 |
| LUCIE-SMITH, William Peter | Director | 2009-11-12 | 2013-12-23 |
| MANNING, Michael Peter | Director | 1998-09-24 | 1999-08-19 |
| MANTZ, John Martin | Director | 2009-11-12 | 2014-04-07 |
| MANTZ, John Martin | Director | 2003-11-07 | 2006-11-24 |
| METZNER, Karl Gerhard | Director | 2005-09-19 | 2007-08-31 |
| MEYER, Nigel Sinclair, Mr. | Director | 2019-10-03 | 2021-12-31 |
| MIDDLETON, Peter | Director | 2002-01-01 | 2003-11-04 |
| MILLER, Dodridge Denton | Director | 2007-08-31 | 2013-12-23 |
| OSBORNE, Philip Neville Wayne | Director | 2007-08-31 | 2013-12-23 |
| OWEN, Colin Michael | Director | 1998-09-24 | 1999-08-19 |
| PHILLIPS, Gavin Mark, Mr. | Director | 2022-01-04 | 2022-01-04 |
| RAMBARRAN, Ravi Clifton | Director | 2007-08-31 | 2013-12-23 |
| REED, Duncan James | Director | 2009-11-12 | 2014-05-14 |
| ROSS, Gary Leonard | Director | 2004-08-02 | 2015-05-20 |
| SIBTHORPE, Michael Alan | Director | 2014-10-01 | 2016-11-08 |
| SWEATMAN, George | Director | 2009-11-12 | 2016-11-08 |
| TAYLOR, Richard Douglas | Director | 2005-11-25 | 2007-08-31 |
| TENENTI, Elisabetta | Director | 2009-11-12 | 2015-03-15 |
| WATSON, Michael Clive, Mr. | Director | 2019-10-03 | 2024-01-12 |
| WILBY, Peter Richard | Director | 1998-09-24 | 2001-12-31 |
| WOHLTHAT, Jens Holger | Director | 2006-08-22 | 2007-08-31 |
| WOLLSCHLAGER, Ulrich | Director | 2005-09-19 | 2007-08-31 |
| ZACCAR, Felix | Director | 1999-08-19 | 2001-06-30 |
| ALPHA DIRECT LIMITED | Corporate Nominee Director | 1998-08-25 | 1998-09-24 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Canopius Holdings Uk Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2020-01-07 | Active |
| Amtrust International Limited | Corporate entity | Shares 75–100% (as firm), Significant influence | 2016-04-06 | Ceased 2019-10-02 |
Filing timeline
Last 20 of 259 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-11 | AA | accounts | Accounts with accounts type full | |
| 2026-01-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-10-02 | TM01 | officers | Termination director company with name termination date | |
| 2025-07-08 | AA | accounts | Accounts with accounts type full | |
| 2025-01-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-11-28 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-09-29 | AA | accounts | Accounts with accounts type full | |
| 2024-01-24 | AP01 | officers | Appoint person director company with name date | |
| 2024-01-24 | TM01 | officers | Termination director company with name termination date | |
| 2024-01-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-07-07 | AA | accounts | Accounts with accounts type full | |
| 2023-02-20 | AP01 | officers | Appoint person director company with name date | |
| 2023-02-14 | AP01 | officers | Appoint person director company with name date | |
| 2023-01-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-01-03 | TM01 | officers | Termination director company with name termination date | |
| 2022-10-11 | AA | accounts | Accounts with accounts type full | |
| 2022-01-14 | TM01 | officers | Termination director company with name termination date | |
| 2022-01-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-01-07 | AP01 | officers | Appoint person director company with name date | |
| 2022-01-06 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.