FINGASK UNDERWRITING LIMITED
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Cash
—
Latest balance sheet
Net assets
£614k
-8% lowest in 3 filed years
Employees
0
Average over period
Profit before tax
£239k
+98% highest in 3 filed years
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Confirmation statement overdue
Due 2026-10-21.
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Gross written premiums | £1,489,100 | £1,589,032 | £1,564,152 | -1.6% | |
| Net earned premiums | £1,053,404 | £1,170,970 | £1,124,604 | -4% | |
| Claims incurred | £497,012 | £624,794 | £518,118 | -17.1% | |
| Investment return | £52,920 | £79,890 | £159,612 | +99.8% | |
| Profit before tax | £184,513 | £120,626 | £238,852 | +98% | |
| Net profit | £132,475 | £96,671 | £177,079 | +83.2% | |
| Insurance contract liabilities | £2,651,739 | £2,950,297 | £2,911,344 | -1.3% | |
| Total assets | £3,828,342 | £4,165,246 | £4,294,447 | +3.1% | |
| Total liabilities | £3,103,520 | £3,497,752 | — | — | |
| Equity | £724,822 | £667,494 | £614,402 | -8% | |
| Average employees | — | 0 | 0 | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Gearing (liabilities / total assets) | 81.1% | 84.0% | 85.7% |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- FINGASK UNDERWRITING LIMITED 2013-10-22 → present
- MORVEN UNDERWRITING LIMITED 1998-09-16 → 2013-10-22
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“These Financial Statements have been prepared on a going concern basis.”
Significant events
- “During the year 216,404 Ordinary £1 shares were purchased for cancellation.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 2 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ARGENTA SECRETARIAT LIMITED | Corporate Secretary | 2002-08-08 | — | — |
| MOLCHANOFF, Helen | Director | 2023-01-26 | Jul 1958 | British |
| MURRAY THREIPLAND, Andrew | Director | 2012-12-21 | Mar 1942 | British |
Show 2 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| MGP MANAGEMENT LIMITED | Corporate Secretary | 1998-09-16 | 2002-08-08 |
| GEE, Michael Ivor | Director | 1998-09-16 | 2012-12-21 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Andrew Murray Threipland | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 241 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-07-17 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-29 | AA | accounts | Accounts with accounts type full | |
| 2025-10-17 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-09-22 | AA | accounts | Accounts with accounts type full | |
| 2025-07-17 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2025-07-17 | SH20 | capital | Legacy | |
| 2025-07-17 | CAP-SS | insolvency | Legacy | |
| 2025-07-17 | RESOLUTIONS | resolution | Resolution | |
| 2024-11-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-11-01 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2024-11-01 | CH01 | officers | Change person director company with change date | |
| 2024-10-04 | AA | accounts | Accounts with accounts type full | |
| 2023-10-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-10-06 | AA | accounts | Accounts with accounts type full | |
| 2023-01-26 | AP01 | officers | Appoint person director company with name date | |
| 2022-10-21 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-10-04 | AA | accounts | Accounts with accounts type full | |
| 2021-12-07 | SH01 | capital | Capital allotment shares | |
| 2021-11-17 | AA | accounts | Accounts with accounts type full | |
| 2021-10-07 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2021-01-12 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 2
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.