ACCIDENT & HEALTH UNDERWRITING LIMITED
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Cash
£2.8m
+2.2% vs 2024
Net assets
—
Equity attributable
Employees
11
-15.4% lowest in 6 filed years
Profit before tax
£1.2m
+57.6% vs 2024
Net assets
6-year trend · vs Financials median
Accounts
6-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|---|---|---|
| Turnover | £2,118,902 | £1,712,988 | £2,692,166 | £2,268,553 | £2,200,928 | £2,260,638 | +2.7% | |
| Operating profit | £705,832 | £301,760 | £1,181,421 | £593,689 | £629,179 | £1,047,720 | +66.5% | |
| Profit before tax | £707,029 | £301,760 | £1,183,238 | £620,877 | £732,719 | £1,154,959 | +57.6% | |
| Net profit | £572,426 | £242,874 | £955,440 | £473,596 | £544,794 | £862,656 | +58.3% | |
| Cash | £2,823,553 | £2,565,712 | £2,362,477 | £3,080,542 | £2,699,535 | £2,759,082 | +2.2% | |
| Total assets less current liabilities | £3,367,398 | £3,609,004 | £4,563,953 | £5,037,788 | £5,584,870 | £6,446,621 | +15.4% | |
| Net assets | £3,365,049 | £3,607,923 | £4,563,363 | £5,036,959 | £5,581,752 | — | — | |
| Equity | £3,365,049 | £3,607,923 | £4,563,363 | £5,036,959 | £5,581,752 | — | — | |
| Average employees | 16 | 14 | 14 | 14 | 13 | 11 | -15.4% | |
| Wages | — | — | — | £1,165,106 | £1,080,568 | £893,995 | -17.3% | |
| Directors' remuneration | — | — | — | £767,038 | £731,598 | £627,475 | -14.2% | |
| Directors' pension contributions | — | — | — | £39,600 | £39,600 | £39,600 | 0% | |
| Highest paid director | — | — | — | £250,425 | £251,708 | £245,744 | -2.4% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|---|---|
| Operating margin | 33.3% | 17.6% | 43.9% | 26.2% | 28.6% | 46.3% | |
| Net margin | 27.0% | 14.2% | 35.5% | 20.9% | 24.8% | 38.2% | |
| Return on capital employed | 21.0% | 8.4% | 25.9% | 11.8% | 11.3% | 16.3% | |
| Gearing (liabilities / total assets) | 2.3% | 1.2% | 6.1% | 2.3% | 2.6% | — | |
| Current ratio | — | — | — | 43.01x | 38.67x | 25.05x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- ACCIDENT & HEALTH UNDERWRITING LIMITED 2000-03-16 → present
- TOPNEED LIMITED 2000-03-02 → 2000-03-16
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Moore NHC Audit Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 7 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BOSTWICK, Jordan Terry | Director | 2019-11-01 | Sep 1983 | British |
| BOYD, Charles David | Director | 2016-10-03 | Jul 1963 | British |
| BROTHERS, Neil Christopher | Director | 2016-10-03 | Jan 1978 | British |
| BURNHAM, John Richard | Director | 2001-07-01 | Mar 1966 | British |
| MAZALOVA, Ksenia | Director | 2025-01-01 | Jul 1980 | British |
| MILLER, David Robert | Director | 2019-11-01 | Jan 1973 | British |
Show 7 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| JONES, Roger Andrew | Secretary | 2009-02-06 | 2012-07-24 |
| KENT, Alan James | Secretary | 2002-12-31 | 2008-12-31 |
| PUROHIT, Bhasker | Secretary | 2000-03-16 | 2002-12-31 |
| SWIFT INCORPORATIONS LIMITED | Corporate Nominee Secretary | 2000-03-02 | 2000-03-16 |
| GREENMAN, Stephen Mark | Director | 2001-07-01 | 2014-06-25 |
| KENT, Simon | Director | 2000-03-16 | 2020-06-19 |
| INSTANT COMPANIES LIMITED | Corporate Nominee Director | 2000-03-02 | 2000-03-16 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| White Mountains Insurance Group, Ltd | Corporate entity | Shares 50–75%, Voting 50–75% | 2021-01-01 | Active |
| Group Ark Insurance Holdings Limied | Corporate entity | Shares 75–100% | 2016-10-03 | Ceased 2018-03-01 |
Filing timeline
Last 20 of 115 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-17 | AA | accounts | Accounts with accounts type full | |
| 2026-03-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-12-04 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-08-01 | AA | accounts | Accounts with accounts type full | |
| 2025-06-05 | CH01 | officers | Change person director company with change date | |
| 2025-06-05 | CH01 | officers | Change person director company with change date | |
| 2025-06-05 | CH01 | officers | Change person director company with change date | |
| 2025-03-28 | AP01 | officers | Appoint person director company with name date | |
| 2025-03-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-01-09 | CH01 | officers | Change person director company with change date | |
| 2025-01-09 | CH01 | officers | Change person director company with change date | |
| 2024-11-11 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-09-27 | AA | accounts | Accounts with accounts type full | |
| 2024-07-12 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2024-07-12 | PSC09 | persons-with-significant-control | Withdrawal of a person with significant control statement | |
| 2024-03-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-05-31 | AA | accounts | Accounts with accounts type small | |
| 2023-03-08 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-09-29 | AA | accounts | Accounts with accounts type small | |
| 2022-03-07 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.