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Cash

—

Latest balance sheet

Net assets

—

Equity attributable

Employees

—

Average over period

Profit before tax

—

Period ending 2025-12-31

Accounts

3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31 Δ vs prior
Gross written premiums £1,232,698£1,253,276£1,247,235 -0.5%
Net earned premiums £921,488£984,347£914,439 -7.1%
Claims incurred £425,948£504,534£410,201 -18.7%
Investment return £147,120£138,856£133,380,504,278,102,390,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000 +96,056,709,308,998,090,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000%
Profit before tax £230,827£212,459— —
Net profit £130,724£170,041— —
Insurance contract liabilities £2,009,238£2,209,635£2,141,048 -3.1%
Total assets £3,245,999£3,774,911— —
Total liabilities £2,414,615£2,771,393— —
Equity £831,384£1,003,518— —
Average employees 00— —

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Gearing (liabilities / total assets) 74.4%73.4%—

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
PKF Littlejohn LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“These Financial Statements have been prepared on a going concern basis.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

3 active · 4 resigned

Name Role Appointed Born Nationality
ARGENTA SECRETARIAT LIMITED Corporate Secretary 2001-09-17 — —
MASSEY, Archie Edmonds Director 2007-09-10 May 1977 British
MASSEY, Joanna Claire Director 2021-11-16 Nov 1981 British
Show 4 resigned officers
Name Role Appointed Resigned
GOOD, Ruth Secretary 2000-06-19 2001-09-17
HUMPHRIES, Sheila Elaine Director 2000-06-19 2006-12-19
KNIGHT, Sheila Margaret Director 2007-02-14 2007-09-10
ROWLANDS, John Lloyd Director 2000-06-19 2020-04-08

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Zog Holdings Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2023-01-17 Active
Mr Archie Edmonds Massey Individual Shares 75–100%, Voting 75–100%, Appoints directors 2021-11-16 Ceased 2023-01-17
Mr John Lloyd Rowlands Individual Shares 75–100%, Voting 75–100%, Appoints directors 2016-04-06 Ceased 2021-11-16

Filing timeline

Last 20 of 240 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2022-11-14 RESOLUTIONS Resolution
Date Type Category Description
2026-09-14 AA accounts Accounts with accounts type full
2026-04-22 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-09-19 AA accounts Accounts with accounts type full
2025-02-18 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-02-18 PSC05 persons-with-significant-control Change to a person with significant control PDF
2024-11-28 AA accounts Accounts with accounts type full
2024-02-19 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-02-19 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2024-02-19 CH01 officers Change person director company with change date PDF
2023-10-12 AA accounts Accounts with accounts type full
2023-07-06 PSC02 persons-with-significant-control Notification of a person with significant control PDF
2023-05-16 RP04CS01 confirmation-statement Second filing of confirmation statement with made up date PDF
2023-02-14 CS01 confirmation-statement Confirmation statement with updates
2022-11-14 SH19 capital Capital statement capital company with date currency figure
2022-11-14 RESOLUTIONS resolution Resolution
2022-11-14 CAP-SS insolvency Legacy
2022-11-14 SH20 capital Legacy
2022-10-03 AA accounts Accounts with accounts type full
2022-07-04 CS01 confirmation-statement Confirmation statement with updates PDF
2021-11-17 CH01 officers Change person director company with change date PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
2

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page