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Cash

—

Latest balance sheet

Net assets

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Equity attributable

Employees

—

Average over period

Profit before tax

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Period ending 2025-12-31

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Accounts

3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31 Δ vs prior
Gross written premiums £4,608,232£4,546,973£5,059,587 +11.3%
Net earned premiums £3,306,258£3,467,282£3,479,733 +0.4%
Claims incurred £1,486,337£1,708,064£1,562,258 -8.5%
Investment return £258,074£260,705£∞ +∞%
Profit before tax £853,338£573,685— —
Net profit £660,388£448,874— —
Insurance contract liabilities £5,609,405£8,189,382£8,318,800 +1.6%
Total assets £10,114,128£10,892,708— —
Total liabilities £9,527,850£10,003,149— —
Equity £586,278£889,559— —
Average employees 00— —

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Gearing (liabilities / total assets) 94.2%91.8%—

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
PKF Littlejohn LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“These Financial Statements have been prepared on a going concern basis.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

3 active · 1 resigned

Name Role Appointed Born Nationality
ARGENTA SECRETARIAT LIMITED Corporate Secretary 2001-09-24 — —
PALMER, Bernard Marriot Director 2004-08-30 Nov 1938 British
PALMER, Margaret Anne Director 2000-09-27 Sep 1948 British
Show 1 resigned officer
Name Role Appointed Resigned
GOOD, Ruth Secretary 2000-09-27 2001-09-24

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr Bernard Marriott Palmer Individual Shares 25–50%, Voting 25–50% 2016-04-06 Active
Mrs Margaret Anne Palmer Individual Shares 25–50%, Voting 25–50% 2016-04-06 Active

Filing timeline

Last 20 of 202 total filings

Date Type Category Description
2026-09-09 AA accounts Accounts with accounts type full
2025-10-02 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-10-02 AA accounts Accounts with accounts type full
2024-12-19 AA accounts Accounts with accounts type full
2024-10-11 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-10-09 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-09-22 AA accounts Accounts with accounts type full
2022-10-13 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-08-09 AA accounts Accounts with accounts type full
2021-10-12 CS01 confirmation-statement Confirmation statement with no updates PDF
2021-09-30 AA accounts Accounts with accounts type full
2020-10-02 CS01 confirmation-statement Confirmation statement with no updates PDF
2020-09-04 AA accounts Accounts with accounts type full
2019-10-08 CS01 confirmation-statement Confirmation statement with no updates PDF
2019-09-23 AA accounts Accounts with accounts type full
2019-06-05 CH01 officers Change person director company with change date PDF
2019-06-05 CH01 officers Change person director company with change date PDF
2019-06-05 PSC04 persons-with-significant-control Change to a person with significant control PDF
2019-06-05 PSC04 persons-with-significant-control Change to a person with significant control PDF
2018-10-11 CS01 confirmation-statement Confirmation statement with no updates PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
3

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page