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Cash

£4

0% vs 2024

Net assets

£2m

+152% vs 2024

Employees

Average over period

Profit before tax

£1.2m

+115.8% vs 2024

Accounts

3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31 Δ vs prior
Turnover £2,197,842£2,837,456£2,472,597 -12.9%
Operating profit
Profit before tax £1,991,213£548,386£1,183,282 +115.8%
Net profit £2,053,913£548,386£1,183,282 +115.8%
Cash £4£4£4 0%
Total assets less current liabilities
Net assets £778,531£1,961,813 +152%
Equity £3,583,929£778,531£1,961,813 +152%
Average employees
Wages
Directors' remuneration

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show . About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Net margin 93.5%19.3%47.9%
Gearing (liabilities / total assets) 86.8%45.4%
Current ratio 0.06x0.20x0.00x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 1 time since incorporation

  1. LONDON & COLONIAL HOLDINGS LIMITED 2008-12-15 → present
  2. OPEN ANNUITIES LIMITED 2000-10-16 → 2008-12-15

Audit & accounting basis

Accounting basis
IFRS
Reporting scope
Standalone (parent only)
Auditor
Grant Thornton
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“These financial statements have been prepared on a going concern basis, as it is the Directors' opinion that the Company will be able to meet all liabilities as they fall due. This opinion is derived at from financial and cash projections for the forthcoming twelve months from the date that these accounts are signed.”

Group structure

  1. LONDON & COLONIAL HOLDINGS LIMITED · parent
    1. Options Corporate Pensions UK Ltd 100% · corporate pensions
    2. London & Colonial Central Services 100% · central services
    3. London & Colonial Assurance PCC 100% · assurance
    4. London & Colonial (Trustee Services) Ltd 100% · trustee services
    5. GPC Premier SSAS Ltd 100% · SSAS
    6. Albion EBC Limited 100% · EBC

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

1 active · 17 resigned

Name Role Appointed Born Nationality
MACDONALD, David Ian Director 2026-04-09 May 1971 British
Show 17 resigned officers
Name Role Appointed Resigned
BRIGHT, Linda Anne Secretary 2001-05-21 2016-05-27
MAWLAW SECRETARIES LIMITED Corporate Secretary 2000-10-16 2001-05-21
BEALE, David Director 2009-09-09 2017-02-09
CARY ELWES, Charles Gervase Rundle Director 2000-10-19 2017-01-17
COLL, Nicole Director 2021-10-01 2022-10-14
DOBIE, Christopher John Fraser Director 2001-11-20 2008-01-29
ELLISON, Robin Charles Director 2000-10-19 2017-01-17
HANDLEY, William John Director 2001-11-20 2017-02-03
HOGG, Kenneth Duncan Director 2025-05-15 2026-04-02
HUMPHREY, Charles Director 2005-01-20 2009-07-29
KENTISH, Alan Roy Director 2017-01-17 2025-05-15
NAHON, Leon Rodolfo Director 2001-11-20 2005-01-20
NEISH, Therese Gemma Director 2022-10-14 2024-05-31
NEISH, Therese Gemma Director 2017-01-17 2021-10-01
PLUMMER, Elizabeth Anne Director 2017-01-17 2019-12-05
WRENCH, Kenneth John Vincent Director 2000-10-19 2016-12-30
MAWLAW CORPORATE SERVICES LIMITED Corporate Director 2000-10-16 2000-10-19

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Stm Group Plc Legal person Shares 75–100% 2016-10-20 Active

Filing timeline

Last 20 of 145 total filings

Date Type Category Description
2026-07-17 AA accounts Accounts with accounts type full
2026-06-19 CH01 officers Change person director company with change date PDF
2026-06-08 AD01 address Change registered office address company with date old address new address PDF
2026-05-12 CH01 officers Change person director company with change date PDF
2026-04-29 AP01 officers Appoint person director company with name date PDF
2026-04-29 TM01 officers Termination director company with name termination date PDF
2025-10-21 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-10-02 AA accounts Accounts with accounts type full
2025-08-08 MR04 mortgage Mortgage satisfy charge full PDF
2025-05-28 TM01 officers Termination director company with name termination date PDF
2025-05-27 AP01 officers Appoint person director company with name date PDF
2024-10-31 AD01 address Change registered office address company with date old address new address PDF
2024-10-18 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-10-18 AD02 address Change sail address company with old address new address PDF
2024-10-18 AD02 address Change sail address company with old address new address PDF
2024-07-26 AA accounts Accounts with accounts type full
2024-06-11 TM01 officers Termination director company with name termination date PDF
2023-11-17 AA accounts Accounts with accounts type full
2023-11-08 CH01 officers Change person director company with change date PDF
2023-10-16 CS01 confirmation-statement Confirmation statement with no updates PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
9

last 12 months

Capital events
0

last 24 months

Officers appointed
1

last 12 months

Officers resigned
1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page