BANK OF BEIRUT (UK) LTD
Get an alert when BANK OF BEIRUT (UK) LTD files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Cash
—
Latest balance sheet
Net assets
£123M
+2.3% highest in 4 filed years
Employees
79
+12.9% highest in 3 filed years
Profit before tax
£10M
-21.4% vs 2024
Net assets
4-year trend · vs Financials median
Accounts
4-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|---|
| Net interest income | — | — | £17,955,373 | £15,920,781 | -11.3% | |
| Fee & commission income | — | — | £6,185,633 | £7,359,063 | +19% | |
| Operating income | — | — | £25,028,635 | £24,231,579 | -3.2% | |
| Impairment losses | — | — | -£241,166 | -£367,658 | -52.5% | |
| Profit before tax | £4,956,000 | £11,864,197 | £12,953,462 | £10,177,428 | -21.4% | |
| Net profit | £3,976,000 | £8,899,095 | £9,669,994 | £7,596,909 | -21.4% | |
| Loans & advances to customers | — | — | £121,490,730 | £144,331,382 | +18.8% | |
| Customer deposits | — | — | £167,963,433 | £167,175,217 | -0.5% | |
| Total assets | £406,004,000 | £367,528,644 | £482,771,375 | £502,093,745 | +4% | |
| Total liabilities | — | — | £362,557,000 | £379,117,458 | +4.6% | |
| Equity | £108,084,000 | £114,995,335 | £120,214,375 | £122,976,287 | +2.3% | |
| Average employees | — | 67 | 70 | 79 | +12.9% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Operating margin | — | 52.8% | 51.1% | — | |
| Net margin | 22.9% | 37.2% | 38.6% | — | |
| Return on capital employed | — | 9.6% | 9.3% | — | |
| Gearing (liabilities / total assets) | 73.4% | 68.7% | 75.1% | — | |
| Current ratio | — | 1.48x | 1.34x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- BANK OF BEIRUT (UK) LTD 2002-10-24 → present
- BANK OF BEIRUT UK LIMITED 2002-08-16 → 2002-10-24
- NAITELL LIMITED 2002-03-30 → 2002-08-16
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- MHA
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Bank's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Significant events
- “The Bank recognises the continuing impact of the US /Israel war with Iran and its effects on global energy prices combined with disruption to oil and gas supplies whilst at the same time are conscious of the spill over into renewed conflict between Israel and Hezbollah in Lebanon.”
- “The Board agreed and resolved at its Board Meeting of 20 April 2026 to the payment of a final dividend in 2026 to the Bank's shareholder equal to £3,798,455 (2025 - £4,834,997) representing 50% of the Bank's Annual Profit after Tax for 2025.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
10 active · 15 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CORNHILL SECRETARIES LIMITED | Corporate Secretary | 2019-12-20 | — | — |
| ARGYROU, Sophoklis | Director | 2015-03-24 | May 1973 | British |
| FLANNERY, Kevin John | Director | 2024-10-01 | Dec 1958 | Irish |
| LLOYD, Jane Mary | Director | 2024-05-01 | Nov 1962 | British |
| LYAN, Mounir | Director | 2023-02-14 | Oct 1951 | French |
| NABOULSI, Fawaz Mohamad Hachem | Director | 2002-08-14 | Jul 1950 | Lebanese |
| OSBORNE, Martin John | Director | 2016-08-18 | Jul 1967 | British |
| SALIBA, Ramzi Nabil | Director | 2015-06-03 | Mar 1953 | Lebanese |
| SAMIA, Antoun | Director | 2016-08-23 | Jun 1974 | Lebanese |
| SFEIR, Salim Georges | Director | 2002-08-14 | Sep 1944 | Lebanese |
Show 15 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| COMAT CONSULTING SERVICES LIMITED | Corporate Secretary | 2002-08-14 | 2018-01-30 |
| COMBINED SECRETARIAL SERVICES LIMITED | Corporate Nominee Secretary | 2002-03-30 | 2002-08-14 |
| ALOUF, Elias Sami | Director | 2015-04-22 | 2016-04-30 |
| AUCOTT, Matthew Russell | Director | 2002-03-30 | 2002-08-14 |
| BIRD, Keith Christopher | Director | 2002-08-14 | 2015-06-30 |
| BUSH, Anthony John | Director | 2014-05-06 | 2025-03-31 |
| DZIENGELESKI, Robert Chester | Director | 2010-07-19 | 2015-03-24 |
| DZIENGELESKI, Robert Chester | Director | 2004-08-23 | 2009-12-17 |
| MASSIH, Antoine Abdo Abdul | Director | 2002-08-14 | 2014-03-04 |
| MCCANNAH, Ian James | Director | 2002-08-14 | 2014-12-31 |
| OSMAN, Sobhi Mohamad | Director | 2002-10-24 | 2016-01-12 |
| TAMIM, Sami Baha Eddine | Director | 2003-08-01 | 2004-07-09 |
| TARGETT, Stephen Craig | Director | 2009-12-18 | 2010-06-30 |
| TRENCH, Marcus John Sewell | Director | 2014-04-16 | 2025-03-31 |
| WISHART, Alexander William | Director | 2002-08-14 | 2003-07-01 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 140 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-05-13 | AA | accounts | Accounts with accounts type full | |
| 2026-05-01 | CH01 | officers | Change person director company with change date | |
| 2026-02-03 | CH01 | officers | Change person director company with change date | |
| 2025-06-23 | AUD | auditors | Auditors resignation company | |
| 2025-05-08 | AA | accounts | Accounts with accounts type full | |
| 2025-04-15 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-04-15 | TM01 | officers | Termination director company with name termination date | |
| 2025-04-15 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-22 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-30 | AUD | auditors | Auditors resignation company | |
| 2024-06-05 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-08 | AA | accounts | Accounts with accounts type full | |
| 2024-04-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-05-09 | AA | accounts | Accounts with accounts type full | |
| 2023-04-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-04-05 | AP01 | officers | Appoint person director company with name date | |
| 2022-07-14 | CH01 | officers | Change person director company with change date | |
| 2022-07-14 | CH01 | officers | Change person director company with change date | |
| 2022-07-14 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.