HCC UNDERWRITING AGENCY LTD
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Cash
£1.9M
+2.4% vs 2024
Net assets
£1.9M
+2.3% vs 2024
Employees
—
Average over period
Profit before tax
£52K
-77.7% lowest in 3 filed years
Profit before tax
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £763,155 | £276,262 | £150,839 | -45.4% | |
| Operating profit | £664,668 | £191,992 | £87,773 | -54.3% | |
| Profit before tax | £500,180 | £233,290 | £52,114 | -77.7% | |
| Net profit | £382,608 | £174,866 | £42,824 | -75.5% | |
| Cash | — | £1,820,489 | £1,865,007 | +2.4% | |
| Total assets less current liabilities | — | £1,841,315 | £1,884,139 | +2.3% | |
| Net assets | — | — | — | — | |
| Equity | — | £1,841,315 | £1,884,139 | +2.3% | |
| Average employees | — | — | — | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 87.1% | 69.5% | 58.2% | |
| Net margin | 50.1% | 63.3% | 28.4% | |
| Return on capital employed | — | 10.4% | 4.7% | |
| Current ratio | — | 51.68x | 42.98x | |
| Interest cover | 3.62x | — | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 4 times since incorporation
- HCC UNDERWRITING AGENCY LTD 2007-12-07 → present
- ILLIUM MANAGING AGENCY LIMITED 2003-10-02 → 2007-12-07
- ILLIUM CAPITAL LIMITED 2003-09-09 → 2003-10-02
- ILLIUM INSURANCE LIMITED 2003-03-31 → 2003-09-09
- MINMAR (644) LIMITED 2003-01-09 → 2003-03-31
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Considering the above, the Directors concluded that there were no material uncertainties that would cast doubt on the ability of the Company to continue as a going concern for at least 12 months from the date of approval of these accounts. Accordingly, they continue to adopt the going concern basis in preparing the accounts.”
Significant events
- “There have been no material events after the year end and up to the date of this report which require disclosure.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
15 active · 41 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| FELDMAN, David | Secretary | 2012-09-12 | — | — |
| HOLLIDAY, Jenna Louise | Secretary | 2015-05-01 | — | — |
| BARNES, Karen Lucinda | Director | 2025-05-23 | Jun 1974 | British |
| BURKE, Desmond Sean Edward | Director | 2024-06-05 | Jul 1968 | British |
| BUTTON, Simon | Director | 2013-07-26 | Mar 1965 | British |
| COOK, Barry John | Director | 2010-01-25 | Sep 1960 | British |
| DATTILO, Nadia | Director | 2024-07-17 | Jun 1970 | Canadian |
| FISCHBACH-ENGELBERG, Peter Martin | Director | 2023-01-01 | May 1960 | Swedish |
| HERVY, Thibaud Jacques Gerard | Director | 2012-05-01 | Jan 1974 | French |
| ISHERWOOD, Jonathan | Director | 2026-01-19 | Oct 1966 | English |
| NOMOTO, Masamitsu | Director | 2025-09-01 | Jan 1976 | Japanese |
| O'NEILL, Jean Margaret, Mrs. | Director | 2025-03-12 | Aug 1977 | Irish |
| SCARR, Craig Anthony | Director | 2015-06-12 | Jun 1962 | British |
| TAKAHIRO, Kazuya | Director | 2024-08-27 | Jun 1970 | Japanese |
| WHITE, Graham Richard Austen | Director | 2017-12-21 | Feb 1968 | British |
Show 41 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| FELDMAN, David Robert | Secretary | 2006-03-21 | 2010-01-01 |
| HEMING, Stephen John | Secretary | 2004-01-27 | 2005-12-31 |
| HUGHES, Rowland Lloyd | Secretary | 2010-01-01 | 2016-07-29 |
| ROGERS, Colin John | Secretary | 2005-12-31 | 2006-03-21 |
| CLYDE SECRETARIES LIMITED | Corporate Secretary | 2003-01-09 | 2004-01-27 |
| BAKER, Angela Michelle | Director | 2021-01-29 | 2024-09-30 |
| BAYNHAM, Paul, Mr. | Director | 2007-08-21 | 2010-03-02 |
| BENZIES, Russell James | Director | 2003-03-25 | 2008-07-31 |
| BISHOP, John Henry | Director | 2004-01-01 | 2014-03-31 |
| BURNISTON, Alban Denis | Director | 2003-05-01 | 2007-06-08 |
| COMRAS, Michael David | Director | 2003-03-31 | 2003-06-26 |
| CORDIER, Karen Jane | Director | 2012-08-21 | 2015-06-30 |
| CRAIG, John | Director | 2004-05-25 | 2008-01-31 |
| DAVIDSON, James Roger | Director | 2012-05-01 | 2014-06-30 |
| DAVIDSON, James Roger | Director | 2010-05-01 | 2010-05-01 |
| DUFFY, Christopher William | Nominee Director | 2003-01-09 | 2003-03-25 |
| FELDMAN, David Robert | Director | 2011-04-18 | 2012-08-01 |
| FELDMAN, David Robert | Director | 2011-04-06 | 2011-04-06 |
| FERGUSON, Duncan George Robin | Director | 2004-01-01 | 2005-12-21 |
| HATAKEYAMA, Kiichiro | Director | 2019-09-01 | 2021-03-31 |
| HUNTINGTON, Brad Scott | Director | 2003-12-31 | 2005-12-31 |
| HUSKES, Sebastian | Director | 2006-01-01 | 2006-11-30 |
| HUTTON PENMAN, Nicholas Ian | Director | 2008-07-01 | 2020-08-25 |
| INOUE, Dai | Director | 2024-07-17 | 2025-05-01 |
| ISHII, Hideyuki | Director | 2016-11-01 | 2019-03-31 |
| LETSINGER, Katherine Lee | Director | 2012-10-08 | 2024-12-31 |
| MANCHESTER, Charles Louis Colin | Director | 2007-08-21 | 2008-12-18 |
| MARSH, Nicholas Carl | Director | 2014-04-01 | 2025-12-31 |
| MERRIMAN, Brendan Richard Anthony, Mr | Director | 2010-07-30 | 2012-09-19 |
| MISHIMA, Hideki | Director | 2021-02-06 | 2024-04-04 |
| NEWBEGIN, John Llywelyn Tracy | Director | 2011-10-20 | 2015-06-30 |
| ONSLOW, Michael Leonard | Director | 2009-02-12 | 2010-11-08 |
| PAGE, David William | Nominee Director | 2003-01-09 | 2003-03-25 |
| ROGERS, Colin John | Director | 2003-05-01 | 2006-11-01 |
| ROHLF, Hans-Dieter | Director | 2014-01-16 | 2023-04-30 |
| SCHELL, Michael Jack | Director | 2011-01-27 | 2012-07-16 |
| SHEPHERD, John Robert Walkden | Director | 2007-08-21 | 2008-07-31 |
| SHIMIZU, Ko | Director | 2022-01-01 | 2024-04-04 |
| TAYLOR, William John, Mr. | Director | 2004-01-01 | 2013-04-30 |
| TREEN, William Raymond | Director | 2004-01-01 | 2016-03-31 |
| YOUNG, Andrew Skinner | Director | 2004-01-01 | 2005-12-21 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Tokio Marine Holdings, Inc. | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Ceased 2016-04-06 |
| Hcc Intermediate Holdings, Inc. | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Ceased 2016-04-06 |
| Hcc Intermediate Holdings, Inc. | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 193 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-04 | AA | accounts | Accounts with accounts type full | |
| 2026-05-28 | CH01 | officers | Change person director company with change date | |
| 2026-05-27 | CH01 | officers | Change person director company with change date | |
| 2026-03-16 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-01-20 | AP01 | officers | Appoint person director company with name date | |
| 2026-01-09 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-15 | AP01 | officers | Appoint person director company with name date | |
| 2025-06-13 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-06-06 | AA | accounts | Accounts with accounts type full | |
| 2025-06-02 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-05-23 | AP01 | officers | Appoint person director company with name date | |
| 2025-05-19 | TM01 | officers | Termination director company with name termination date | |
| 2025-03-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-03-12 | AP01 | officers | Appoint person director company with name date | |
| 2025-02-17 | CH01 | officers | Change person director company with change date | |
| 2025-01-24 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-18 | TM01 | officers | Termination director company with name termination date | |
| 2024-09-09 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-31 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-31 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.