GM INSURANCE BROKERS LIMITED
Get an alert when GM INSURANCE BROKERS LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Cash
£1.1M
-24.4% vs 2024
Net assets
£905K
-6.6% vs 2024
Employees
15
0% vs 2024
Profit before tax
£793K
-10.4% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
5 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Net assets
6-year trend · vs Financials median
Accounts
6-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2021-03-31 | 2022-03-31 | 2023-03-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | £1,366,732 | £2,201,502 | £2,264,554 | +2.9% | |
| Operating profit | — | — | — | £483,140 | £865,075 | £776,016 | -10.3% | |
| Profit before tax | — | — | — | £494,230 | £885,414 | £793,346 | -10.4% | |
| Net profit | — | — | — | £472,585 | £870,354 | £785,903 | -9.7% | |
| Cash | £432,917 | £284,043 | £577,018 | £1,261,459 | £1,515,509 | £1,145,764 | -24.4% | |
| Total assets less current liabilities | £484,552 | £785,802 | £1,082,277 | £587,602 | £973,674 | £914,413 | -6.1% | |
| Net assets | £476,052 | £774,102 | £905,778 | £578,363 | £968,717 | £904,620 | -6.6% | |
| Equity | £476,052 | £774,102 | £905,778 | £578,363 | £968,717 | £904,620 | -6.6% | |
| Average employees | 11 | 13 | 16 | 14 | 15 | 15 | 0% | |
| Wages | — | — | — | £447,514 | £635,560 | £698,726 | +9.9% | |
| Directors' remuneration | — | — | — | £90,803 | £150,000 | £150,000 | 0% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2021-03-31 | 2022-03-31 | 2023-03-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|---|---|
| Operating margin | — | — | — | 35.4% | 39.3% | 34.3% | |
| Net margin | — | — | — | 34.6% | 39.5% | 34.7% | |
| Return on capital employed | — | — | — | 82.2% | 88.8% | 84.9% | |
| Current ratio | — | — | — | 1.47x | 1.93x | 1.64x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- Saffery LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Significant events
- “On 18 August 2025 GM Insurance Brokers Limited's parent AssuredPartners International Limited was acquired by Arthur J. Gallagher & Co. who is now the ultimate parent of GM Insurance Brokers Limited.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 6 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BREE, Michelle | Director | 2025-10-16 | Jun 1986 | Irish |
| COUSINS, David Michael Edwin | Director | 2025-10-16 | Jan 1973 | British |
| CRAWFORD, Charles Robertson | Director | 2025-11-03 | Mar 1964 | British |
| WHITTINGHAM, James Oliver | Director | 2025-11-28 | Aug 1977 | British |
Show 6 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| MEAD, Gavin Malcolm | Secretary | 2004-02-27 | 2025-11-06 |
| GALAN-DAVIS, Lee Charles | Director | 2004-02-27 | 2025-12-31 |
| GOUGH, Sean Nigel | Director | 2024-01-01 | 2024-04-18 |
| HEATHFIELD, David James | Director | 2024-01-01 | 2025-10-31 |
| MEAD, Gavin Malcolm | Director | 2004-02-27 | 2026-01-31 |
| QUILTER, Stuart James | Director | 2024-01-01 | 2026-04-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Assuredpartners International Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2023-06-01 | Active |
| Mr Gavin Malcolm Mead | Individual | Shares 25–50%, Voting 25–50% | 2017-02-27 | Ceased 2023-06-01 |
| Mr Lee Charles Galan-Davis | Individual | Voting 25–50% | 2017-02-27 | Ceased 2023-06-01 |
| Mrs Nicola Jane Mead | Individual | Shares 25–50% | 2016-04-06 | Ceased 2023-06-01 |
Filing timeline
Last 20 of 101 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-03-13 CC04 Statement of companys objects
- 2026-03-11 RESOLUTIONS Resolution
- 2026-03-11 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-22 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2026-06-09 | AA | accounts | Accounts with accounts type full | |
| 2026-05-01 | TM01 | officers | Termination director company with name termination date | |
| 2026-03-17 | AD01 | address | Change registered office address company with date old address new address | |
| 2026-03-13 | CC04 | change-of-constitution | Statement of companys objects | |
| 2026-03-11 | RESOLUTIONS | resolution | Resolution | |
| 2026-03-11 | MA | incorporation | Memorandum articles | |
| 2026-02-03 | TM01 | officers | Termination director company with name termination date | |
| 2026-01-23 | CH01 | officers | Change person director company with change date | |
| 2026-01-02 | TM01 | officers | Termination director company with name termination date | |
| 2025-12-03 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-13 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-11-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-11-04 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-31 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-16 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-16 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-30 | AA | accounts | Accounts with accounts type full | |
| 2025-02-14 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-09-22 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 18
- Capital events
- 0
- Officers appointed
- 4
- Officers resigned
- 5
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.