GGFI LIMITED
Get an alert when GGFI LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Cash
£4.3M
-5.8% vs 2024
Net assets
£2.7M
+1.2% vs 2024
Employees
11
+37.5% highest in 6 filed years
Profit before tax
£18K
-96% lowest in 6 filed years
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
3 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Net assets
6-year trend · vs Financials median
Accounts
6-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|---|---|---|
| Turnover | £1,395,377 | £1,616,750 | £1,917,602 | £1,895,363 | £1,682,081 | £1,488,008 | -11.5% | |
| Operating profit | £866,399 | £1,044,829 | £1,139,663 | £1,037,603 | £349,599 | -£47,650 | -113.6% | |
| Profit before tax | £867,988 | £1,045,154 | £1,142,154 | £1,115,978 | £458,741 | £18,379 | -96% | |
| Net profit | — | — | — | £852,417 | £287,570 | £32,422 | -88.7% | |
| Cash | £3,207,078 | £3,335,541 | £3,589,650 | £4,246,570 | £4,609,071 | £4,341,762 | -5.8% | |
| Total assets less current liabilities | £2,986,806 | £3,307,860 | £3,629,287 | £3,970,739 | £4,375,317 | £4,202,989 | -3.9% | |
| Net assets | £2,978,246 | £3,302,268 | £3,628,322 | £2,348,161 | £2,635,731 | £2,668,153 | +1.2% | |
| Equity | £2,978,246 | £3,302,268 | £3,628,322 | £2,348,161 | £2,635,731 | £2,668,153 | +1.2% | |
| Average employees | 5 | 5 | 5 | 6 | 8 | 11 | +37.5% | |
| Wages | — | — | — | — | — | — | — | |
| Directors' remuneration | — | — | — | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|---|---|
| Operating margin | 62.1% | 64.6% | 59.4% | 54.7% | 20.8% | -3.2% | |
| Net margin | — | — | — | 45.0% | 17.1% | 2.2% | |
| Return on capital employed | 29.0% | 31.6% | 31.4% | 26.1% | 8.0% | -1.1% | |
| Current ratio | — | — | — | 6.28x | 5.90x | 7.73x | |
| Interest cover | — | — | — | — | 54.45x | -5.10x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 3 times since incorporation
- GGFI LIMITED 2007-06-28 → present
- GGF INSURANCE SERVICES LIMITED 2006-03-27 → 2007-06-28
- BOROUGH INSURANCE SERVICES LIMITED 2005-01-11 → 2006-03-27
- WB CO (1342) LIMITED 2004-10-13 → 2005-01-11
Audit & accounting basis
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- Kreston Reeves Audit LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the Directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Significant events
- “Work on reviewing these cases has commenced in Q3 2025 and whist every effort will be made to review all cases in 2025 some may spill into 2026.”
- “In relation to the historic policies cancelled for nonpayment, FENSA, has confirmed that they will cover the cost of the repair works up to the contract value with the processing of claims provided by Installsure. Going forward, all policies will be put in place for homeowners regardless of whether paid for or not.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 23 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| DUGGAL, Jananee | Director | 2026-01-29 | May 1983 | British |
| LITTLE, Natalie Jane | Director | 2022-06-22 | Aug 1982 | British |
| MACPHERSON, Christopher Antony Somerled | Director | 2026-01-29 | Feb 1978 | British |
| SIMMONS, Timothy Paul | Director | 2025-11-03 | Aug 1965 | British |
Show 23 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| AGNEW, William John | Secretary | 2024-07-16 | 2025-09-15 |
| HARDACRE, Eian Clark | Secretary | 2007-02-21 | 2013-07-30 |
| MCCALLION, Jane | Secretary | 2015-12-24 | 2017-08-21 |
| MORGAN, Anthony Gerald | Secretary | 2017-08-21 | 2018-01-02 |
| PYNDIAH, Ashabye | Secretary | 2018-02-28 | 2024-07-16 |
| PYNDIAH, Ashabye | Secretary | 2013-07-30 | 2013-09-16 |
| REES, Nigel Denton | Secretary | 2005-08-09 | 2007-02-21 |
| BREAMS REGISTRARS AND NOMINEES LIMITED | Corporate Nominee Secretary | 2004-10-13 | 2005-08-09 |
| AGNEW, William John | Director | 2021-06-21 | 2025-09-15 |
| AKPOJARO, Irene Okiemute | Director | 2024-06-20 | 2025-02-27 |
| ALLAIN, Frank Xavier | Director | 2017-08-21 | 2020-10-30 |
| GREGORY, Anda Jane | Director | 2018-03-20 | 2023-01-31 |
| HACKER, Mark Andrew | Director | 2025-05-15 | 2025-12-31 |
| HARDACRE, Eian Clark | Director | 2012-10-24 | 2013-07-30 |
| HINETT, Graham Berverley | Director | 2005-08-09 | 2012-05-31 |
| JONES, Gareth Edwin | Director | 2017-09-01 | 2020-09-09 |
| MCCALLION, Jane | Director | 2016-01-26 | 2017-08-21 |
| PLUCK, Phillip Edward | Director | 2017-08-21 | 2018-04-12 |
| REES, Nigel Denton | Director | 2005-08-09 | 2016-12-21 |
| SELLMAN, Richard John, Mr. | Director | 2020-09-30 | 2022-09-21 |
| VANSTONE, Jonathan Edward | Director | 2010-04-22 | 2011-05-01 |
| VANSTONE, Jonathan Edward | Director | 2010-04-22 | 2017-08-21 |
| BREAMS REGISTRARS AND NOMINEES LIMITED | Corporate Nominee Director | 2004-10-13 | 2005-08-09 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Glass & Glazing Federation | Corporate entity | Shares 75–100% | 2016-11-28 | Active |
Filing timeline
Last 20 of 103 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-25 | AA | accounts | Accounts with accounts type full | |
| 2026-02-02 | AP01 | officers | Appoint person director company with name date | |
| 2026-02-02 | AP01 | officers | Appoint person director company with name date | |
| 2026-01-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-01-05 | TM01 | officers | Termination director company with name termination date | |
| 2025-11-26 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-26 | AA | accounts | Accounts with accounts type full | |
| 2025-09-15 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-15 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-05-15 | AP01 | officers | Appoint person director company with name date | |
| 2025-02-27 | TM01 | officers | Termination director company with name termination date | |
| 2024-12-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-08-28 | AA | accounts | Accounts with accounts type full | |
| 2024-07-25 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-07-25 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-06-21 | AP01 | officers | Appoint person director company with name date | |
| 2023-11-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-08-29 | AA | accounts | Accounts with accounts type full | |
| 2023-02-01 | TM01 | officers | Termination director company with name termination date | |
| 2022-11-28 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 9
- Capital events
- 0
- Officers appointed
- 3
- Officers resigned
- 3
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.