EVERYDAY LOANS LIMITED
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Cash
£250K
-8.8% lowest in 3 filed years
Net assets
£463K
0% vs 2024
Employees
0
Average over period
Profit before tax
£0
Period ending 2025-12-31
Net assets
3-year trend · vs Industrials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | — | — | — | — | |
| Operating profit | — | £0 | £0 | — | |
| Profit before tax | — | £0 | £0 | — | |
| Net profit | -£3,000 | £3,000 | £0 | -100% | |
| Cash | £343,000 | £274,000 | £250,000 | -8.8% | |
| Total assets less current liabilities | — | — | — | — | |
| Net assets | £460,000 | £463,000 | — | — | |
| Equity | £460,000 | £463,000 | £463,000 | 0% | |
| Average employees | — | 0 | 0 | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Gearing (liabilities / total assets) | 0.0% | 0.0% | — |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- EVERYDAY LOANS LIMITED 2006-02-08 → present
- CLOTHCO 05004 LIMITED 2005-08-15 → 2006-02-08
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Given the strong balance sheet and funding position the Directors have a reasonable expectation that the Group and Company have sufficient liquidity to continue to operate for the foreseeable future. Therefore, a going concern basis has been adopted in the preparation of the financial statements.”
Group structure
- EVERYDAY LOANS LIMITED · parent
- Everyday Lending Limited 100%
- George Banco Limited 100%
Significant events
- “A subsequent event, since the year ended 31 December 2025, relevant to its subsidiary Everyday Lending Limited and in respect of additional funding secured from the existing lenders to support the continued growth of the branch-based lending loan book, has been disclosed within both the ELL company and Clareant Lending Holdco Limited group financial statements (2024: no subsequent events).”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 32 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CUTTER, Christian | Director | 2022-10-04 | Dec 1978 | British |
| GILLESPIE, Jonathan Richard | Director | 2019-12-17 | Nov 1972 | British |
| PEARSON, Christopher John | Director | 2023-02-01 | Jun 1982 | British |
Show 32 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ANDERSON, Christopher Geoffrey | Secretary | 2013-10-01 | 2016-07-28 |
| ANDERSON, Christopher | Secretary | 2006-07-11 | 2008-11-30 |
| BROADHURST, Philip William | Secretary | 2006-02-03 | 2006-05-05 |
| HOLE, Jonathan | Secretary | 2017-12-01 | 2019-01-04 |
| MALONE, Daniel Martin | Secretary | 2012-11-01 | 2013-09-30 |
| MALONE, Daniel Martin | Secretary | 2006-05-05 | 2006-07-11 |
| NORRIS, Charlotte Anne | Secretary | 2022-10-04 | 2024-03-28 |
| PATEL, Reena | Secretary | 2019-01-23 | 2022-08-12 |
| WAXLER, Raquel | Secretary | 2008-12-01 | 2012-10-31 |
| WHITE, Steven Douglas | Secretary | 2016-07-28 | 2017-12-01 |
| HAY & KILNER SECRETARIES LIMITED | Corporate Secretary | 2005-08-15 | 2006-02-03 |
| ANDERSON, Christopher Geoffrey | Director | 2013-07-15 | 2016-08-02 |
| BOVINGTON, Jason | Director | 2022-10-04 | 2024-02-20 |
| BOWERS, Jonathan Miles | Director | 2012-06-08 | 2016-04-13 |
| CRESSWELL-TURNER, Miles Marius | Director | 2016-06-20 | 2019-10-21 |
| DE BLOCQ VAN KUFFELER, John Philip | Director | 2020-05-19 | 2021-08-31 |
| FLINT, Mareena | Director | 2019-05-01 | 2021-07-15 |
| FORSYTH, Andrew James | Director | 2021-03-26 | 2023-11-07 |
| GILL, Paul | Director | 2019-01-23 | 2022-03-31 |
| GREGSON, Charles Henry | Director | 2022-10-04 | 2023-06-23 |
| HERRATT, Francesca | Director | 2019-05-01 | 2020-12-16 |
| HOWELLS, Marc Richard | Director | 2018-10-17 | 2019-10-01 |
| MALONE, Daniel Martin | Director | 2006-02-03 | 2017-05-12 |
| MARROW, Paul | Director | 2012-06-08 | 2016-04-13 |
| REYNOLDS, Peter Forbes Michael | Director | 2017-10-02 | 2022-05-06 |
| RIDLINGTON, Mark Edward | Director | 2006-04-21 | 2017-05-31 |
| SLADE, Dominic James Haviland | Director | 2006-03-02 | 2006-07-13 |
| TEUNON, Nicholas John | Director | 2016-06-20 | 2020-04-30 |
| WHITE, Steven Douglas | Director | 2016-07-28 | 2020-10-31 |
| WIGGINS, Jonathan Christopher | Director | 2017-06-01 | 2022-06-24 |
| WILLIAMS, Terence Ivan | Director | 2006-04-21 | 2013-07-01 |
| HAY & KILNER DIRECTORS LIMITED | Corporate Director | 2005-08-15 | 2006-02-03 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Daniel Martin Malone | Individual | Significant influence, Significant influence (as firm) | 2016-08-15 | Ceased 2016-08-15 |
| Mr Steven Douglas White | Individual | Significant influence, Significant influence (as firm) | 2016-08-15 | Ceased 2016-08-15 |
| Mr Miles Marius Cresswell-Turner | Individual | Significant influence, Significant influence (as firm) | 2016-08-15 | Ceased 2016-08-15 |
| Mr John Nicholas Teunon | Individual | Significant influence, Significant influence (as firm) | 2016-08-15 | Ceased 2016-08-15 |
| Mr Mark Edward Ridlington | Individual | Significant influence, Significant influence (as firm) | 2016-08-15 | Ceased 2016-08-15 |
| Everyday Loans Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-08-15 | Active |
Filing timeline
Last 20 of 198 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-14 | AA | accounts | Accounts with accounts type full | |
| 2026-04-08 | AD01 | address | Change registered office address company with date old address new address | |
| 2026-04-08 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-08-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-06-03 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-06-03 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-04-25 | AA | accounts | Accounts with accounts type full | |
| 2024-12-16 | CH01 | officers | Change person director company with change date | |
| 2024-08-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-05-09 | AA | accounts | Accounts with accounts type full | |
| 2024-04-02 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-02-28 | TM01 | officers | Termination director company with name termination date | |
| 2023-11-22 | TM01 | officers | Termination director company with name termination date | |
| 2023-10-10 | AA | accounts | Accounts with accounts type full | |
| 2023-08-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-08-17 | CH01 | officers | Change person director company with change date | |
| 2023-08-17 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2023-07-07 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2023-06-29 | TM01 | officers | Termination director company with name termination date | |
| 2023-02-16 | RP04AP01 | officers | Second filing of director appointment with name |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.