IN PARTNERSHIP FINANCIAL ADVISERS LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

1. IN PARTNERSHIP FINANCIAL ADVISERS LIMITED 2016-02-04 → present
2. INNOVATE MORTGAGES LTD 2006-07-06 → 2016-02-04

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

Menzies LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“Consequently, the directors are confident that the Company will have sufficient funds to continue in operational existence and to meet its liabilities as they fall due for at least 12 months from the date of approval of these financial statements; thus, they continue to adopt the going concern basis in preparing the annual financial statements.”

Group structure

1. IN PARTNERSHIP FINANCIAL ADVISERS LIMITED · parent
   1. Minshall Financial Services Limited 100% · UK · IFA business
   2. Gilbert Holding Co (Nottingham) Limited 100% · UK · holding company
   3. Gilbert Wealth Limited 100% · UK · IFA business

Significant events

• “During the year, the Company acquired the customer contracts from four self-employed advisers and two adviser firms as part of its growth strategy.”
• “On 17 April 2025, the Company purchased the entire share capital of Gilbert Holding Company (Nottingham) Limited ("GHC") and its subsidiary Gilbert Wealth Limited ("GWL"). GWL is an IFA business and GHC is a holding company that owned GWL.”
• “On 30 September 2025, the Company purchased the entire share capital of Minshall Financial Services Limited ("MFSL"), an IFA business. The customer contracts were then transferred to the Company on the date of the acquisition.”
• “In 2025, interest rates continued to decline. The Bank of England reduced the base rate to 4.50% in February, 4.25% in May, 4.00% in August, and ultimately 3.75% in December.”
• “Financial markets proved resilient despite wider economic and political uncertainty, with the FTSE 100 index rising by approximately 21.5% over the year, its strongest annual performance since 2009.”
• “During the year the Company changed its auditor and appointed Menzies LLP.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

4

last 12 months

Capital events

0

last 24 months

Officers appointed

1

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.