ATRIUM INSURANCE AGENCY LIMITED
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Cash
£1.2m
USD 1,639,421
-29.2% lowest in 3 filed years
Net assets
£200k
USD 269,131
-74% lowest in 3 filed years
Employees
—
Average over period
Profit before tax
-£761k
USD -1,023,291
-636.4% lowest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £2,434,167 | £985,538 | £1,512,703 | +53.5% | |
| Operating profit | £1,234,461 | -£197,060 | -£811,527 | -311.8% | |
| Profit before tax | £1,285,515 | -£103,273 | -£760,528 | -636.4% | |
| Net profit | £983,419 | -£77,762 | -£570,427 | -633.6% | |
| Cash | £2,432,352 | £1,721,892 | £1,218,447 | -29.2% | |
| Total assets less current liabilities | — | — | — | — | |
| Net assets | £1,591,431 | £770,450 | £200,023 | -74% | |
| Equity | £1,591,431 | £770,450 | £200,023 | -74% | |
| Average employees | — | — | — | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | £420,142 | £399,402 | £428,421 | +7.3% |
Figures converted to GBP from USD at 0.743 per USD (Frankfurter spot rate) — hover any figure for the original. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 50.7% | -20.0% | -53.6% | |
| Net margin | 40.4% | -7.9% | -37.7% | |
| Current ratio | 2.66x | 1.79x | 1.17x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- KPMG LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for at least a twelve month period from the date of issue of these financial statements. For this reason they continue to adopt the going concern basis in preparing the financial statements.”
Significant events
- “Subsequent to the balance sheet date, on 17 February 2026 the Board of AUGL approved the provision of a $3.0 million subordinated loan to AIAL.”
- “The loan was executed on 23 February 2026. It has a two-year term and bears a fixed interest rate of 6%, payable quarterly. The terms of the facility are aligned with arm's-length pricing for comparable subordinated intragroup financing arrangements.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 13 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| SGH COMPANY SECRETARIES LIMITED | Corporate Secretary | 2024-03-31 | — | — |
| BOWLES, Joanna | Director | 2026-03-16 | May 1984 | British |
| COX, James Malcolm | Director | 2025-01-01 | Jul 1979 | British |
| STEWARD, Kirsty Helen | Director | 2020-03-15 | Aug 1977 | British |
| WADE, David Ian | Director | 2012-07-30 | Feb 1969 | British |
Show 13 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BALICAO, Marla | Secretary | 2012-06-29 | 2014-04-07 |
| BRUCE, Martha Blanche Waymark | Secretary | 2014-04-07 | 2024-03-31 |
| BRUCE, Martha Blanche Waymark | Secretary | 2006-11-09 | 2012-06-29 |
| SLC REGISTRARS LIMITED | Corporate Secretary | 2006-11-09 | 2006-11-09 |
| BADDELEY, Andrew Martin | Director | 2008-03-28 | 2013-02-06 |
| COOK, Steven James | Director | 2006-11-09 | 2016-01-01 |
| COOPER, Simon David | Director | 2006-11-09 | 2012-05-31 |
| DANDRIDGE, Christine Elaine | Director | 2006-11-09 | 2007-12-31 |
| HARGRAVE, Peter John | Director | 2012-07-20 | 2022-03-31 |
| HARRIES, Richard De Winton Wilkin | Director | 2008-01-01 | 2023-06-30 |
| LEE, James Robert Francis | Director | 2006-11-09 | 2024-12-31 |
| MERRIMAN, Brendan Richard Anthony, Mr | Director | 2014-07-08 | 2017-09-01 |
| SLC CORPORATE SERVICES LIMITED | Corporate Director | 2006-11-09 | 2006-11-09 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Atrium Underwriting Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 124 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-07 | AA | accounts | Accounts with accounts type full | |
| 2026-07-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-03-18 | AP01 | officers | Appoint person director company with name date | |
| 2026-01-27 | CH04 | officers | Change corporate secretary company with change date | |
| 2025-06-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-07 | AA | accounts | Accounts with accounts type full | |
| 2025-01-07 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-07 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-04-04 | AA | accounts | Accounts with accounts type full | |
| 2024-03-31 | AP04 | officers | Appoint corporate secretary company with name date | |
| 2024-03-31 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-12-01 | CH01 | officers | Change person director company with change date | |
| 2023-12-01 | CH01 | officers | Change person director company with change date | |
| 2023-12-01 | CH01 | officers | Change person director company with change date | |
| 2023-10-30 | AD01 | address | Change registered office address company with date old address new address | |
| 2023-10-30 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2023-07-02 | TM01 | officers | Termination director company with name termination date | |
| 2023-06-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-05-18 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.