ENDURANCE BUSINESS SERVICES LIMITED
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Cash
£12m
USD 16,328,002
+21.1% vs 2024
Net assets
£11m
USD 14,755,208
-9.7% vs 2024
Employees
562
+13.8% highest in 3 filed years
Profit before tax
-£155k
USD -209,361
-103.4% lowest in 3 filed years
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
3 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £118,704,882 | £159,047,249 | £163,856,665 | +3% | |
| Operating profit | £2,643,360 | £4,159,745 | -£438,799 | -110.5% | |
| Profit before tax | £2,873,553 | £4,532,506 | -£155,370 | -103.4% | |
| Net profit | £1,961,089 | £3,085,203 | -£353,246 | -111.4% | |
| Cash | £12,653,052 | £10,008,726 | £12,117,256 | +21.1% | |
| Total assets less current liabilities | £8,907,247 | £12,122,896 | £58,855,302 | +385.5% | |
| Net assets | — | £12,122,896 | £10,950,062 | -9.7% | |
| Equity | £8,907,247 | £12,122,896 | £10,950,062 | -9.7% | |
| Average employees | 398 | 494 | 562 | +13.8% | |
| Wages | £79,502,533 | £107,805,762 | £104,056,329 | -3.5% | |
| Directors' remuneration | — | — | — | — |
Figures converted to GBP from USD at 0.742 per USD (Frankfurter spot rate) — hover any figure for the original. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 2.2% | 2.6% | -0.3% | |
| Net margin | 1.7% | 1.9% | -0.2% | |
| Return on capital employed | 29.7% | 34.3% | -0.7% | |
| Gearing (liabilities / total assets) | — | 81.5% | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- ENDURANCE BUSINESS SERVICES LIMITED 2016-05-24 → present
- MONTPELIER UNDERWRITING SERVICES LIMITED 2007-07-19 → 2016-05-24
- TIABAY LIMITED 2007-06-14 → 2007-07-19
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Forvis Mazars LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for a period of at least twelve months from date of approval of the financial statements. Thus, they continue to adopt the going concern basis of accounting...”
Significant events
- “On 24 February 2026, Sompo Holdings Inc. the ultimate parent of the Company announced the successful completion of its acquisition of Aspen Insurance Holdings Limited ('Aspen') through a wholly-owned subsidiary...”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 20 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| LURIE, Daniel Simeon | Secretary | 2016-11-07 | — | — |
| BRADBROOK, Paul Richard | Director | 2026-06-01 | Feb 1976 | British |
| STANFORD, Sarah Jane | Director | 2026-06-01 | Aug 1982 | British |
Show 20 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| FOX, Kim Theresa | Secretary | 2007-07-17 | 2009-01-01 |
| PHILLIPS, Gillian Heather | Secretary | 2009-01-01 | 2013-02-01 |
| TENNYSON, Graeme Stuart Gareth | Secretary | 2013-07-01 | 2016-11-02 |
| CLIFFORD CHANCE SECRETARIES LIMITED | Corporate Secretary | 2007-06-14 | 2007-07-17 |
| BUSHER, Thomas George Story | Director | 2007-07-17 | 2013-12-31 |
| CHATTOCK, Richard Michael Maguire | Director | 2007-07-17 | 2015-08-03 |
| EVANS, Graham Peter | Director | 2015-08-03 | 2020-03-31 |
| GIBBINS, Lance John | Director | 2013-01-31 | 2015-08-03 |
| GOLDING, Adam Jon | Director | 2021-01-25 | 2026-06-01 |
| HOUSLEY, Richard John Ronald | Director | 2015-08-03 | 2022-09-07 |
| JAMES, Julian Timothy | Director | 2020-03-23 | 2026-06-01 |
| LEVY, Adrian Joseph Morris | Director | 2007-06-14 | 2007-07-17 |
| NEWMAN-YOUNG, Nicholas John | Director | 2007-07-17 | 2009-04-30 |
| PERDONI, Giuseppe | Director | 2008-09-26 | 2012-03-08 |
| PUDGE, David John | Director | 2007-06-14 | 2007-07-17 |
| ROOKE, Philip Anthony | Director | 2015-08-03 | 2020-12-04 |
| SOUTHGATE, Michael John Scott | Director | 2014-01-01 | 2015-08-03 |
| STOKES, Anna Marie Ellen | Director | 2025-05-28 | 2026-09-25 |
| TAYLOR, Anthony | Director | 2007-07-17 | 2012-03-08 |
| TAYLOR, Matt | Director | 2014-01-01 | 2015-08-03 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Sompo Holdings, Inc. | Corporate entity | Significant influence | 2020-03-24 | Active |
| Sompo Holdings Uk Services Limited | Corporate entity | Shares 75–100%, Appoints directors (as firm), Significant influence (as firm) | 2017-04-10 | Active |
Filing timeline
Last 20 of 112 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-01 | AA | accounts | Accounts with accounts type full | |
| 2026-06-02 | AP01 | officers | Appoint person director company with name date | |
| 2026-06-02 | AP01 | officers | Appoint person director company with name date | |
| 2026-06-02 | TM01 | officers | Termination director company with name termination date | |
| 2026-06-02 | TM01 | officers | Termination director company with name termination date | |
| 2026-03-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-02-09 | AD01 | address | Change registered office address company with date old address new address | |
| 2026-02-09 | AD01 | address | Change registered office address company with date old address new address | |
| 2026-02-09 | AD01 | address | Change registered office address company with date old address new address | |
| 2026-02-09 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-08-26 | AA | accounts | Accounts with accounts type full | |
| 2025-08-21 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-05-29 | AP01 | officers | Appoint person director company with name date | |
| 2025-03-25 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-03-21 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2024-09-25 | AA | accounts | Accounts with accounts type full | |
| 2024-03-26 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-09-25 | AA | accounts | Accounts with accounts type full | |
| 2023-03-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-09-30 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 10
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 3
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.