EC INSURANCE HOLDINGS LIMITED
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Cash
£36k
+76.1% highest in 3 filed years
Net assets
£131k
+14.6% highest in 3 filed years
Employees
—
Average over period
Profit before tax
£1.6m
+8.7% highest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | — | — | — | — | |
| Operating profit | -£7,780 | -£8,653 | -£4,470 | +48.3% | |
| Profit before tax | £1,367,220 | £1,486,347 | £1,615,530 | +8.7% | |
| Net profit | £1,369,050 | £1,488,510 | £1,616,648 | +8.6% | |
| Cash | £11,703 | £20,673 | £36,410 | +76.1% | |
| Total assets less current liabilities | £105,680 | £114,190 | £130,838 | +14.6% | |
| Net assets | £105,680 | £114,190 | £130,838 | +14.6% | |
| Equity | £105,680 | £114,190 | £130,838 | +14.6% | |
| Average employees | — | — | — | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Return on capital employed | -7.4% | -7.6% | -3.4% | |
| Gearing (liabilities / total assets) | 6.9% | 7.0% | 4.9% | |
| Current ratio | 1.72x | 2.64x | 5.61x |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- EC INSURANCE HOLDINGS LIMITED 2008-10-16 → present
- EC INSURANCE MANAGEMENT HOLDINGS LIMITED 2008-08-22 → 2008-10-16
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Azets Audit Services
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After making enquiries, the directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the accounts.”
Group structure
- EC INSURANCE HOLDINGS LIMITED · parent
- EC Insurance Services Limited 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 32 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| FOREMAN, Terence David | Secretary | 2017-11-28 | — | — |
| BRATT, Stephen John | Director | 2010-12-20 | Apr 1964 | British |
| FEARN, Garry Michael | Director | 2013-12-30 | Oct 1950 | British |
| FOREMAN, Terence David | Director | 2017-12-15 | Feb 1966 | British |
Show 32 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BROMLEY, Diane | Secretary | 2015-06-26 | 2017-11-28 |
| BURNLEY, Martyn James | Secretary | 2009-06-15 | 2011-03-07 |
| HUDSON, Roger William | Secretary | 2011-03-07 | 2014-02-28 |
| LUXTON, Jack Reginald Wynne | Secretary | 2008-08-22 | 2009-03-16 |
| CS SECRETARIES LIMITED | Corporate Secretary | 2014-08-05 | 2015-06-26 |
| ELEMENTAL COSEC LIMITED | Corporate Secretary | 2014-02-28 | 2014-08-05 |
| ELEMENTAL COSEC LIMITED | Corporate Secretary | 2014-02-28 | 2014-02-28 |
| ABLETT, Timothy Andrew, The Estate Of Mr | Director | 2012-04-27 | 2013-05-28 |
| BROOKS, Stephen Thomas | Director | 2015-01-21 | 2016-12-31 |
| BROWN, Roger Stewart | Director | 2009-02-23 | 2016-03-31 |
| BURNLEY, Martyn James | Director | 2011-03-07 | 2022-12-31 |
| CRILLEY, Mark Stewart | Director | 2012-11-20 | 2014-10-28 |
| FORREST SMITH, Richard David | Director | 2009-06-15 | 2009-10-09 |
| FORREST-SMITH, Richard David | Director | 2016-07-25 | 2017-11-28 |
| FORREST-SMITH, Richard | Director | 2010-12-20 | 2013-04-18 |
| GUIRY, Paul Philip | Director | 2015-11-04 | 2017-11-28 |
| HALL, Robert Michael | Director | 2009-06-15 | 2011-07-13 |
| HANNAN, John Stephen | Director | 2009-02-23 | 2010-08-31 |
| HOPE, Alastair Robert | Director | 2008-08-22 | 2012-10-26 |
| HUMPHREYS, Peter David | Director | 2009-06-15 | 2009-10-09 |
| HURSTHOUSE, Trevoe George | Director | 2008-10-30 | 2012-10-26 |
| LUXTON, Jack Reginald Wynne | Director | 2008-08-22 | 2011-06-22 |
| MARCH, John David | Director | 2015-11-04 | 2016-09-06 |
| MCKENZIE, Malcolm Gordon | Director | 2009-06-15 | 2012-06-15 |
| METCALF, David Felton James | Director | 2013-01-01 | 2015-06-29 |
| POLLOCK, David Raymond John | Director | 2009-06-15 | 2010-09-30 |
| RHODES, Charles Joseph | Director | 2009-06-15 | 2011-07-13 |
| RICHARDSON, Gavin Austin | Director | 2012-10-26 | 2015-10-06 |
| SALTER, David | Director | 2018-08-22 | 2020-02-05 |
| SHARPE, David Victor | Director | 2009-06-15 | 2011-11-24 |
| TORBET, Alastair | Director | 2010-12-20 | 2011-06-02 |
| WEBB, Michael David | Director | 2012-10-26 | 2017-11-28 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Electrical Contractors Association Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors, Significant influence | 2016-04-06 | Active |
Filing timeline
Last 20 of 120 total filings
Material constitutional events — rename, articles re-file, resolution
- 2023-01-10 RESOLUTIONS Resolution
- 2023-01-07 MA Memorandum articles
- 2023-01-07 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-10 | AA | accounts | Accounts with accounts type full | |
| 2026-08-24 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-16 | AA | accounts | Accounts with accounts type full | |
| 2025-08-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-10 | AA | accounts | Accounts with accounts type full | |
| 2024-08-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-09-21 | AA | accounts | Accounts with accounts type full | |
| 2023-08-24 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-01-10 | RESOLUTIONS | resolution | Resolution | |
| 2023-01-07 | MA | incorporation | Memorandum articles | |
| 2023-01-07 | RESOLUTIONS | resolution | Resolution | |
| 2023-01-04 | TM01 | officers | Termination director company with name termination date | |
| 2022-08-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-05-10 | AA | accounts | Accounts with accounts type full | |
| 2021-08-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-07-04 | AA | accounts | Accounts with accounts type full | |
| 2020-08-24 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-06-05 | AA | accounts | Accounts with accounts type full | |
| 2020-02-05 | TM01 | officers | Termination director company with name termination date | |
| 2019-08-22 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.