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Cash

—

Latest balance sheet

Net assets

£3.5m

+55.8% highest in 3 filed years

Employees

0

Average over period

Profit before tax

£1.7m

+79.4% highest in 3 filed years

Accounts

3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31 Δ vs prior
Gross written premiums £6,732,672£7,544,723£9,421,657 +24.9%
Net earned premiums £4,851,608£5,613,006£6,321,513 +12.6%
Claims incurred £2,164,830£2,829,887£2,825,335 -0.2%
Investment return £449,236£528,884£641,127 +21.2%
Profit before tax £1,240,480£970,585£1,740,793 +79.4%
Net profit £937,389£731,985£1,320,320 +80.4%
Insurance contract liabilities —£12,783,802£14,237,294 +11.4%
Total assets £16,839,142£20,154,183£23,413,113 +16.2%
Total liabilities —£17,935,693£19,956,113 +11.3%
Equity £1,477,670£2,218,490£3,457,000 +55.8%
Average employees 000 —

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Gearing (liabilities / total assets) 91.2%89.0%85.2%

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
PKF Littlejohn LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 3 resigned

Name Role Appointed Born Nationality
ARGENTA SECRETARIAT LIMITED Corporate Secretary 2010-11-18 — —
MACEY, Derrick Victor Director 2015-06-16 Mar 1969 British
MACEY, Rebecca Elizabeth Director 2026-06-22 May 1981 British
MACEY, Terence James Director 2010-09-24 Jul 1948 British
Show 3 resigned officers
Name Role Appointed Resigned
HAMPDEN LEGAL PLC Corporate Secretary 2009-08-08 2010-10-26
EVANS, Jeremy Richard Holt Director 2009-08-08 2010-10-26
NOMINA PLC Corporate Director 2009-08-08 2010-10-26

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr Derrick Victor Macey Individual Shares 75–100%, Voting 75–100%, Appoints directors 2026-07-24 Active
Miss Rebecca Elizabeth Macey Individual Shares 75–100%, Voting 75–100%, Appoints directors 2026-07-24 Active
Mr Terence James Macey Individual Shares 75–100%, Shares 75–100% (as trust), Voting 75–100%, Voting 75–100% (as trust), Appoints directors, Appoints directors (as trust) 2016-04-06 Active

Filing timeline

Last 20 of 74 total filings

Date Type Category Description
2026-09-08 AA accounts Accounts with accounts type full
2026-08-12 AP01 officers Appoint person director company with name date PDF
2026-08-12 PSC04 persons-with-significant-control Change to a person with significant control PDF
2026-08-12 PSC01 persons-with-significant-control Notification of a person with significant control PDF
2026-08-12 PSC01 persons-with-significant-control Notification of a person with significant control PDF
2026-07-06 CS01 confirmation-statement Confirmation statement with no updates PDF
2026-06-30 CH01 officers Change person director company with change date PDF
2025-09-11 AA accounts Accounts with accounts type full
2025-06-25 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-06-25 CH01 officers Change person director company with change date PDF
2024-09-17 AA accounts Accounts with accounts type full
2024-06-20 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-06-20 CH01 officers Change person director company with change date PDF
2023-09-22 AA accounts Accounts with accounts type full
2023-08-25 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-10-26 AA accounts Accounts with accounts type full
2022-08-11 CS01 confirmation-statement Confirmation statement with no updates PDF
2021-10-07 AA accounts Accounts with accounts type full
2021-08-10 CS01 confirmation-statement Confirmation statement with no updates PDF
2021-02-03 AA accounts Accounts with accounts type full

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
7

last 12 months

Capital events
0

last 24 months

Officers appointed
1

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page