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Cash

£635K

+108.2% highest in 3 filed years

Net assets

£26M

+2.9% vs 2024

Employees

69

-8% lowest in 3 filed years

Profit before tax

Period ending 2025-12-31

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Accounts

3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31 Δ vs prior
Turnover £4,416,000£4,569,000£5,579,000 +22.1%
Operating profit -£2,782,000-£1,781,000 +36%
Profit before tax
Net profit -£1,255,000-£1,479,000£739,000 +150%
Cash £200,000£305,000£635,000 +108.2%
Total assets less current liabilities £27,131,000£25,652,000£26,391,000 +2.9%
Net assets £27,131,000£25,652,000£26,391,000 +2.9%
Equity £27,131,000£25,652,000£26,391,000 +2.9%
Average employees 857569 -8%
Wages £3,552,000£3,518,000£3,230,000 -8.2%
Directors' remuneration £144,350£574,255£503,198 -12.4%

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show . About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Operating margin -60.9%-31.9%
Net margin -28.4%-32.4%13.2%
Return on capital employed -10.8%-6.7%
Gearing (liabilities / total assets) 1.5%1.1%1.4%
Current ratio 1.82x2.97x3.50x
Interest cover -24.62x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
HaysMac LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“After considering these factors, the Trustees have concluded that there are no material uncertainties, and the Charity has a reasonable expectation that there are adequate resources to continue in operational existence for the foreseeable future and so continue to prepare the financial statements on the going concern basis.”

Group structure

  1. THE CIVIL SERVICE BENEVOLENT FUND · parent
    1. CSBF Enterprises Limited 100% · England & Wales

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

12 active · 36 resigned

Name Role Appointed Born Nationality
HUGHES, Anna Louise Secretary 2026-03-05
BLAIR, Catherine Luise, Dr Director 2025-11-28 Aug 1983 British
BREMBER, Amrita Director 2025-07-25 Jun 1983 British
BROOK, Matthew David Director 2020-09-25 May 1973 British
MACDONALD, Angela Jane Director 2024-07-12 May 1970 British
NEBHRAJANI, Malin Director 2026-05-15 Jan 1969 British
PHIPPARD, Sonia Clare Director 2021-12-06 Jan 1960 British
SCHOFIELD, Peter Hugh Gordon Director 2019-04-23 Apr 1969 British
SMITH, Michael Jonathan Director 2022-07-08 May 1971 British
SPINALI, Anne Director 2025-11-28 May 1980 British
STOWE, Alban Director 2025-02-28 Oct 1988 British
TREADWELL, Luke John Director 2023-03-31 Jun 1992 British
Show 36 resigned officers
Name Role Appointed Resigned
DYMOND, Elizabeth Lucy Secretary 2016-04-18 2022-06-20
KINGHAM, Jemma Secretary 2022-07-04 2024-05-08
WILLIAMS, Verity Leah Secretary 2024-05-08 2026-03-05
ADDISON, Mark Eric Director 2016-06-16 2022-07-08
AISTON, Janet Mary Director 2013-06-20 2019-07-12
BELL, Catherine Elisabeth Dorcas, Dr Director 2010-12-07 2016-06-16
BENITA, Siobhan Director 2010-12-07 2014-01-14
BROWN, Selvin Director 2016-10-01 2023-07-07
BURTON, Barry Thomas Director 2013-06-20 2019-07-12
CAMPBELL, Ross Stuart Director 2018-07-13 2023-02-28
CLOHESSY-WARD, Maria Director 2016-06-16 2018-09-13
CONNOR, Peter John Director 2010-06-16 2013-06-20
CORDEN, Richard Andrew Vivian Director 2010-12-07 2016-06-16
DALLY, Joanna Mary, Dr Director 2019-07-12 2024-07-12
DEWS, Vivienne Margaret Director 2012-11-01 2019-07-12
DOUGLAS, Hilary Kay Director 2010-12-07 2013-06-20
ELLIS, Holly Director 2020-09-25 2021-10-27
FLESHER, Timothy James Director 2010-12-07 2016-06-16
FOX, Brian Michael Director 2010-12-07 2012-06-21
HATFIELD, Richard Paul Director 2010-12-07 2013-06-20
HENDERSON, Graeme Paul Director 2010-06-16 2013-06-20
HUGHES, Patrick John Director 2010-12-07 2016-06-16
KUENSSBERG, David Nicholas Director 2022-12-09 2026-01-14
LANE, Clara Angela Iris Director 2019-07-12 2025-07-25
LAWS, Stephen Director 2010-06-16 2012-03-30
LOUDON, Deborah Jane Director 2016-06-16 2022-07-08
O'BRIEN, Una Noelle Director 2012-03-30 2014-03-31
OWEN, Susan Jane, Dame Director 2014-04-01 2019-04-23
PROCTOR, Wendy Sara Coltman Director 2016-06-16 2022-07-08
RENWICK, James Stuart Director 2019-07-12 2025-07-25
RIMMER, Stephen John Director 2013-06-20 2017-06-16
ROOPRA, Jaspal Kaur Director 2022-07-08 2025-07-25
RUSSELL, Jonathan Michael Director 2014-06-18 2020-09-25
SADLER, Kevin Ian Director 2013-06-20 2019-07-12
SINGH, Mal Director 2018-09-19 2025-07-25
SOUTHALL, Anna Catherine Director 2010-12-07 2016-06-16

Ownership

Persons with significant control

No persons with significant control on record.

Filing timeline

Last 20 of 124 total filings

Date Type Category Description
2026-07-02 AP01 officers Appoint person director company with name date PDF
2026-06-21 AA accounts Accounts with accounts type full
2026-05-20 CS01 confirmation-statement Confirmation statement with no updates PDF
2026-05-13 AP01 officers Appoint person director company with name date PDF
2026-03-06 TM02 officers Termination secretary company with name termination date PDF
2026-03-06 AP03 officers Appoint person secretary company with name date PDF
2026-01-14 TM01 officers Termination director company with name termination date PDF
2026-01-06 AP01 officers Appoint person director company with name date PDF
2026-01-06 TM01 officers Termination director company with name termination date PDF
2026-01-06 TM01 officers Termination director company with name termination date PDF
2026-01-06 TM01 officers Termination director company with name termination date PDF
2026-01-06 TM01 officers Termination director company with name termination date PDF
2026-01-06 AP01 officers Appoint person director company with name date PDF
2025-07-28 AA accounts Accounts with accounts type full
2025-05-14 AP01 officers Appoint person director company with name date PDF
2025-04-29 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-03-31 AP01 officers Appoint person director company with name date PDF
2025-03-27 TM01 officers Termination director company with name termination date PDF
2024-10-04 AA accounts Accounts with accounts type full
2024-05-21 TM02 officers Termination secretary company with name termination date PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
14

last 12 months

Capital events
0

last 24 months

Officers appointed
5

last 12 months

Officers resigned
6

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page