UNION BANK OF INDIA (UK) LIMITED
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Cash
—
Latest balance sheet
Net assets
£84m
USD 113,446,000
+1.7% vs 2025
Employees
38
-2.6% vs 2025
Profit before tax
£181k
USD 243,000
+103.7% first positive since 2025
Profit before tax
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2026-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 | Δ vs prior |
|---|---|---|---|---|---|
| Net interest income | — | £9,151,245 | £9,028,614 | -1.3% | |
| Fee & commission income | — | £433,296 | £12,635 | -97.1% | |
| Operating income | — | £9,904,868 | £8,774,433 | -11.4% | |
| Impairment losses | — | £7,614,270 | £1,045,708 | -86.3% | |
| Profit before tax | £1,105,909 | -£4,911,185 | £180,602 | +103.7% | |
| Net profit | £1,105,909 | -£4,911,185 | £180,602 | +103.7% | |
| Loans & advances to customers | — | £253,016,722 | £258,975,102 | +2.4% | |
| Customer deposits | — | £259,110,368 | £257,394,277 | -0.7% | |
| Total assets | £378,672,612 | £357,500,557 | £414,463,768 | +15.9% | |
| Total liabilities | — | £274,557,414 | £330,148,644 | +20.2% | |
| Equity | £86,869,565 | £82,943,144 | £84,315,124 | +1.7% | |
| Average employees | 34 | 39 | 38 | -2.6% |
Figures converted to GBP from USD at 0.743 per USD (Frankfurter spot rate) — hover any figure for the original. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|
| Operating margin | 42.3% | 27.0% | — | |
| Net margin | 9.1% | -49.6% | — | |
| Interest cover | 22.88x | 7.71x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- UNION BANK OF INDIA (UK) LIMITED 2013-09-18 → present
- UBI (UK) LTD 2011-06-01 → 2013-09-18
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Forvis Mazars LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Bank has prepared its financial statement on the basis that it will continue to operate as a going concern for at least 12 months from the date of approval of these financial statements, and for the foreseeable future.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 33 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BROWN, Dawn Heather | Director | 2024-09-26 | Jul 1967 | British |
| KUMAR, Rahul | Director | 2024-03-06 | Jan 1985 | Indian |
| LIOW YUNE LOY, Joseph Jerry | Director | 2023-10-26 | Mar 1969 | British |
| PANDEY, Asheesh | Director | 2025-10-20 | Jun 1971 | Indian |
| SANKARNARAYNAN, Ramasubramanian | Director | 2025-09-01 | Jun 1967 | Indian |
| TANTA, Syam Sunder Tantassery Sivaraman | Director | 2025-07-21 | May 1972 | Indian |
Show 33 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BHAGANI, Bharatkumar | Secretary | 2017-04-20 | 2017-07-24 |
| DALE, John Leonard | Secretary | 2015-12-15 | 2017-04-20 |
| NATARAJAN, Theyagarajan | Secretary | 2013-06-26 | 2014-01-02 |
| POUDEL, Kishor | Secretary | 2014-08-21 | 2015-12-17 |
| RAMANATHAN, Sendhil | Secretary | 2014-01-02 | 2014-09-02 |
| RAMANATHAN, Sendhil | Secretary | 2011-06-01 | 2013-06-25 |
| BISWAL, Manas Ranjan | Director | 2019-05-01 | 2022-04-30 |
| CHITTARI AMARAVATI, Kalyan Varma | Director | 2019-10-02 | 2022-12-09 |
| CHOUDHARY, Arbind | Director | 2022-08-23 | 2025-11-14 |
| DAYANANDA SHETTY, Natesh Kumar | Director | 2021-12-22 | 2023-10-23 |
| DWIVEDI, Pankaj | Director | 2024-05-13 | 2025-06-24 |
| KARNATAK, Rajneesh | Director | 2022-05-26 | 2023-04-29 |
| KERR, John | Director | 2013-11-14 | 2021-11-30 |
| KHANNA, Vinod Kumar | Director | 2011-06-01 | 2011-12-31 |
| KUMAR, Anand, Dr | Director | 2013-07-10 | 2025-06-30 |
| LAL, Kundan | Director | 2021-02-26 | 2021-07-23 |
| MAHESHWARAN, Ramamoorthy | Director | 2012-07-06 | 2013-02-28 |
| MANIMEKHALAI, Arumugam | Director | 2022-06-28 | 2025-06-02 |
| MHATRE, Vivek Jayawant | Director | 2013-03-01 | 2015-04-01 |
| MHATRE, Vivek Jayawant | Director | 2012-02-08 | 2012-07-05 |
| MISHRA, Loknath | Director | 2025-05-28 | 2026-03-31 |
| MORGAN, Charlotte Elisabeth Diana | Director | 2021-11-03 | 2024-01-31 |
| NAIR, Mavila Vishwanathan | Director | 2011-06-01 | 2012-03-31 |
| QUINN, Patrick Joseph | Director | 2013-06-01 | 2025-02-28 |
| RADHAKRISHNAN, Viswesvaran | Director | 2018-04-26 | 2021-05-31 |
| RAI, Rajkiran Gundyadka | Director | 2017-11-15 | 2022-05-31 |
| RAMANATHAN, Sendhil | Director | 2011-06-01 | 2015-04-22 |
| SARKAR, Debabrata | Director | 2012-04-13 | 2013-11-30 |
| SAXENA, Nidhu | Director | 2023-08-03 | 2024-03-28 |
| SETHI, Rakesh | Director | 2015-11-04 | 2016-06-30 |
| SHARMA, Brajeshwar | Director | 2015-03-25 | 2018-05-01 |
| TIWARI, Arun | Director | 2013-12-30 | 2017-06-30 |
| VERMA, Raj Kamal | Director | 2018-01-15 | 2019-02-28 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Union Bank Of India | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 128 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-11 | AA | accounts | Accounts with accounts type full | |
| 2026-06-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-04-01 | TM01 | officers | Termination director company with name termination date | |
| 2025-11-19 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-24 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-29 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-11 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-21 | AA | accounts | Accounts with accounts type full | |
| 2025-07-01 | TM01 | officers | Termination director company with name termination date | |
| 2025-07-01 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-09 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-09 | AP01 | officers | Appoint person director company with name date | |
| 2025-05-28 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-03-20 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-01 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-11 | AA | accounts | Accounts with accounts type full | |
| 2024-06-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-05-31 | AP01 | officers | Appoint person director company with name date | |
| 2024-04-04 | TM01 | officers | Termination director company with name termination date | |
| 2024-03-15 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.