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Cash

—

Latest balance sheet

Net assets

£787k

+21.2% highest in 3 filed years

Employees

—

Average over period

Profit before tax

£433k

+54.4% highest in 3 filed years

Accounts

3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31 Δ vs prior
Gross written premiums £2,762,461£2,967,247£3,404,917 +14.8%
Net earned premiums £1,982,055£2,158,741£2,293,143 +6.2%
Claims incurred £977,054£1,123,261£1,029,588 -8.3%
Investment return £171,334£175,508£212,588 +21.1%
Profit before tax £329,774£280,369£432,890 +54.4%
Net profit £249,008£223,726£343,351 +53.5%
Insurance contract liabilities £5,052,805£5,666,893£5,821,059 +2.7%
Total assets £6,313,578£7,303,393£7,859,107 +7.6%
Total liabilities £5,815,246£6,653,692£7,071,765 +6.3%
Equity £498,332£649,701£787,342 +21.2%
Average employees ——— —

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Gearing (liabilities / total assets) 92.1%91.1%90.0%

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
PKF Littlejohn LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Financial Statements have been prepared on a going concern basis, under the historical cost basis of accounting, as modified by the revaluation of certain financial instruments measured at fair value through profit or loss.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

3 active · 1 resigned

Name Role Appointed Born Nationality
HAMPDEN LEGAL PLC Corporate Secretary 2011-09-01 — —
TOTTMAN, Mark John Director 2023-07-31 Jun 1964 British
NOMINA PLC Corporate Director 2011-09-01 — —
Show 1 resigned officer
Name Role Appointed Resigned
EVANS, Jeremy Richard Holt Director 2011-09-01 2023-07-31

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr Christopher Harvey Hall Individual Shares 75–100%, Voting 75–100%, Appoints directors 2016-04-06 Active

Filing timeline

Last 20 of 49 total filings

Date Type Category Description
2026-09-22 AA accounts Accounts with accounts type full
2026-08-05 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-09-25 AA accounts Accounts with accounts type full
2025-08-13 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-10-13 AA accounts Accounts with accounts type full
2024-08-09 CS01 confirmation-statement Confirmation statement with updates PDF
2023-09-15 AA accounts Accounts with accounts type full
2023-08-14 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-08-02 AP01 officers Appoint person director company with name date PDF
2023-08-02 TM01 officers Termination director company with name termination date PDF
2022-09-23 AA accounts Accounts with accounts type full
2022-08-15 CS01 confirmation-statement Confirmation statement with no updates PDF
2021-09-15 AA accounts Accounts with accounts type full
2021-08-12 CS01 confirmation-statement Confirmation statement with no updates PDF
2020-09-30 AA accounts Accounts with accounts type full
2020-08-07 CS01 confirmation-statement Confirmation statement with no updates PDF
2019-09-24 AA accounts Accounts with accounts type full
2019-08-09 CS01 confirmation-statement Confirmation statement with updates PDF
2018-09-17 AA accounts Accounts with accounts type full
2018-08-08 CS01 confirmation-statement Confirmation statement with updates PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
2

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page