365 BUSINESS FINANCE LIMITED
Get an alert when 365 BUSINESS FINANCE LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Cash
£7m
+73.3% highest in 3 filed years
Net assets
£16m
+23.4% highest in 3 filed years
Employees
69
+13.1% highest in 3 filed years
Profit before tax
£6.4m
+50.4% highest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £17,207,210 | £31,811,741 | £40,919,903 | +28.6% | |
| Operating profit | £3,607,907 | £9,205,449 | £12,784,229 | +38.9% | |
| Profit before tax | £685,775 | £4,229,869 | £6,360,870 | +50.4% | |
| Net profit | £635,212 | £3,362,619 | £5,007,799 | +48.9% | |
| Cash | £4,217,827 | £4,044,981 | £7,010,151 | +73.3% | |
| Total assets less current liabilities | £52,584,479 | £12,827,998 | £91,789,032 | +615.5% | |
| Net assets | £9,621,539 | £12,783,224 | £15,776,820 | +23.4% | |
| Equity | £9,621,539 | £12,783,224 | £15,776,820 | +23.4% | |
| Average employees | 60 | 61 | 69 | +13.1% | |
| Wages | £3,609,819 | £5,250,020 | £6,459,290 | +23% | |
| Directors' remuneration | £604,166 | £648,676 | £656,800 | +1.3% | |
| Directors' pension contributions | — | £2,642 | £4,403 | +66.7% | |
| Highest paid director | — | £206,875 | £261,087 | +26.2% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 21.0% | 28.9% | 31.2% | |
| Net margin | 3.7% | 10.6% | 12.2% | |
| Return on capital employed | 6.9% | 71.8% | 13.9% | |
| Gearing (liabilities / total assets) | 82.3% | 81.0% | 83.3% | |
| Current ratio | 29.34x | 1.23x | 34.18x | |
| Interest cover | 1.23x | 1.81x | 1.96x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- 365 BUSINESS FINANCE LIMITED 2013-10-02 → present
- HIGH STREET CAPITAL LIMITED 2013-03-15 → 2013-10-02
- BRENT STREET LIMITED 2012-10-25 → 2013-03-15
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- Grant Thornton
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have not identified any material uncertainties that may cast significant doubt on the Group's or Company's ability to continue as a going concern. Accordingly, the financial statements have been prepared on the going concern basis.”
Group structure
- 365 BUSINESS FINANCE LIMITED · parent
- 365 Business Finance Sub Limited 100%
- Rev&U Europe Limited 100%
Significant events
- “The completion of a structured repurchase of 277 ordinary shares from an existing shareholder, for a total consideration of £1,513,217, payable in five instalments between January and October 2025.”
- “On 20 January 2026, the Company's CEO, Mr W Abbey, was appointed to the Board of Directors.”
- “On 9 April 2026, the Company registered a branch of 365 Business Finance Limited in South Africa to support its operational activities in that jurisdiction.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 1 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ABBEY, Warren Robert | Director | 2026-01-20 | Apr 1985 | British |
| FISHER, Allan Brian Henry, Mr. | Director | 2020-08-12 | Oct 1942 | British |
| GISHEN, Bradley Grant, Mr. | Director | 2020-08-12 | Jul 1972 | South African |
| KURLAND, Grant Colin | Director | 2021-10-18 | Mar 1971 | Australian |
| POLATINSKY, Rafael | Director | 2020-08-12 | Apr 1977 | British |
| RAPHAELY, Andrew David | Director | 2012-10-25 | Jan 1972 | British |
Show 1 resigned officer
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| RAPHAELY, Anthony Gilcape | Director | 2015-12-03 | 2022-09-17 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Ashton Advisors (Uk) Llp | Corporate entity | Voting 25–50% | 2016-10-26 | Ceased 2020-07-17 |
| Mr Andrew David Raphaely | Individual | Voting 25–50% | 2016-04-06 | Ceased 2022-11-16 |
Filing timeline
Last 20 of 127 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-08-21 RESOLUTIONS Resolution
- 2026-08-21 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-30 | AA | accounts | Accounts with accounts type group | |
| 2026-08-25 | SH01 | capital | Capital allotment shares | |
| 2026-08-21 | RESOLUTIONS | resolution | Resolution | |
| 2026-08-21 | MA | incorporation | Memorandum articles | |
| 2026-01-22 | AP01 | officers | Appoint person director company with name date | |
| 2026-01-22 | SH01 | capital | Capital allotment shares | |
| 2025-12-23 | SH01 | capital | Capital allotment shares | |
| 2025-12-19 | RP01CS01 | confirmation-statement | Replacement filing of confirmation statement with made up date | |
| 2025-12-03 | SH06 | capital | Capital cancellation shares | |
| 2025-12-03 | SH03 | capital | Capital return purchase own shares | |
| 2025-11-28 | CS01 | confirmation-statement | Confirmation statement | |
| 2025-11-06 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-11-06 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-09-02 | SH06 | capital | Capital cancellation shares | |
| 2025-09-02 | SH03 | capital | Capital return purchase own shares | |
| 2025-07-08 | AA | accounts | Accounts with accounts type group | |
| 2025-06-30 | SH03 | capital | Capital return purchase own shares | |
| 2025-06-27 | SH06 | capital | Capital cancellation shares | |
| 2025-05-29 | SH06 | capital | Capital cancellation shares | |
| 2025-05-29 | SH03 | capital | Capital return purchase own shares |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 13
- Capital events
- 11
- Officers appointed
- 1
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.