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Cash

—

Latest balance sheet

Net assets

£224k

+59.2% vs 2024

Employees

0

Average over period

Profit before tax

£119k

+145.2% vs 2024

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Accounts

3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31 Δ vs prior
Gross written premiums £496,005£519,630£486,067 -6.5%
Net earned premiums £387,421£406,423£370,784 -8.8%
Claims incurred £191,661£218,363£172,532 -21%
Investment return £30,525£32,926£51,000 +54.9%
Profit before tax —£48,475£118,852 +145.2%
Net profit —£34,531£87,424 +153.2%
Insurance contract liabilities —£1,021,294£926,880 -9.2%
Total assets —£1,327,658£1,333,534 +0.4%
Total liabilities —£1,186,670£1,109,051 -6.5%
Equity —£140,988£224,483 +59.2%
Average employees —00 —

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Gearing (liabilities / total assets) —89.4%83.2%

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
PKF Littlejohn LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“These Financial Statements have been prepared on a going concern basis.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

5 active · 3 resigned

Name Role Appointed Born Nationality
ARGENTA SECRETARIAT LIMITED Corporate Secretary 2013-09-19 — —
BOWLES, David Charles Director 2022-08-15 Aug 1968 British
HUNT, Nicky Director 2013-09-19 May 1954 Irish
APCL CORPORATE DIRECTOR NO.1 LIMITED Corporate Director 2014-09-18 — —
APCL CORPORATE DIRECTOR NO.2 LIMITED Corporate Director 2014-09-18 — —
Show 3 resigned officers
Name Role Appointed Resigned
MACKAY, James Anthony Director 2016-04-07 2019-03-29
REAMES, David Peter Director 2014-09-18 2016-02-24
WEBB, Michael William Director 2019-03-29 2022-08-15

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr Nicky Hunt Individual Shares 75–100%, Voting 75–100%, Appoints directors 2016-04-06 Active

Filing timeline

Last 20 of 47 total filings

Date Type Category Description
2026-09-21 AA accounts Accounts with accounts type full
2025-10-08 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-07-23 AA accounts Accounts with accounts type full
2024-10-18 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-10-18 CH01 officers Change person director company with change date PDF
2024-10-18 PSC04 persons-with-significant-control Change to a person with significant control PDF
2024-09-03 AA accounts Accounts with accounts type full
2023-10-17 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-10-06 AA accounts Accounts with accounts type full
2022-10-17 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-10-01 AA accounts Accounts with accounts type full
2022-09-13 AP01 officers Appoint person director company with name date PDF
2022-08-19 TM01 officers Termination director company with name termination date PDF
2021-10-15 CS01 confirmation-statement Confirmation statement with no updates PDF
2021-09-30 AA accounts Accounts with accounts type full
2021-01-10 AA accounts Accounts with accounts type full
2020-10-04 CS01 confirmation-statement Confirmation statement with no updates PDF
2019-10-10 CS01 confirmation-statement Confirmation statement with no updates PDF
2019-09-11 AA accounts Accounts with accounts type full
2019-04-04 AP01 officers Appoint person director company with name date PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
2

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page