DEMICA FINANCE LIMITED
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Cash
£2.8M
+292.4% highest in 3 filed years
Net assets
£6.6M
+5,147.4% highest in 3 filed years
Employees
15
-16.7% vs 2024
Profit before tax
£2.4M
+227.8% highest in 3 filed years
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
3 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
-
1 PSC ceased in last 24 months
Significant control changed hands — see the Ownership section.
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £2,224,193 | £1,588,441 | £11,790,115 | +642.2% | |
| Operating profit | -£679,749 | -£1,871,954 | £2,421,170 | +229.3% | |
| Profit before tax | -£685,485 | -£1,897,236 | £2,423,829 | +227.8% | |
| Net profit | -£685,485 | -£1,897,236 | £4,352,847 | +329.4% | |
| Cash | £319,117 | £707,184 | £2,775,047 | +292.4% | |
| Total assets less current liabilities | £35,867 | -£131,189 | £6,621,658 | +5,147.4% | |
| Net assets | £35,867 | -£131,189 | £6,621,658 | +5,147.4% | |
| Equity | £35,866 | -£131,189 | £6,621,658 | +5,147.4% | |
| Average employees | — | 18 | 15 | -16.7% | |
| Wages | — | £2,619,790 | £2,108,224 | -19.5% | |
| Directors' remuneration | — | £602,684 | £717,854 | +19.1% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | -30.6% | -117.8% | 20.5% | |
| Net margin | -30.8% | -119.4% | 36.9% | |
| Return on capital employed | -1895.2% | — | 36.6% | |
| Current ratio | — | 0.90x | 1.29x | |
| Interest cover | — | -74.04x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- KPMG LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have prepared the financial statements on the going concern basis as they do not intend to liquidate the Company or to cease its operations, and as they have concluded that the Company's financial position means that this is realistic. They have also concluded that there are no material uncertainties that could have cast significant doubt over its ability to continue as a going concern for at least a year from the date of approval of the financial statements ("the going concern period").”
Significant events
- “On 31st December 2024, Demica Holdings Limited (parent company) was acquired by Fidelity Information Services, LLC, which resulted in a change in the ultimate parent company from Demica Jersey Limited to Fidelity National Information Services, Inc.”
- “On Aug 01, 2025, Demica Holdings Limited distributed its investment in Demica Finance Limited to FIS ACE LLC, leading to change in ownership from Demica Holdings Limited to FIS ACE LLC.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 8 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BENISTY, Maurice | Director | 2020-12-09 | Aug 1970 | British |
| TERRADE, Francois | Director | 2019-08-15 | Feb 1968 | French |
| VOGEL, Michael Francis | Director | 2025-12-01 | Aug 1967 | American |
Show 8 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| MCGRORY, Susan Margaret | Secretary | 2015-09-03 | 2022-05-20 |
| DAVIES, Timothy Michael | Director | 2016-08-03 | 2019-02-08 |
| EASTWOOD, Hayden Mathew | Director | 2023-04-05 | 2025-07-29 |
| NADER, Joanna Elizabeth | Director | 2015-09-03 | 2016-08-03 |
| RYAN, Andrew Patrick | Director | 2019-08-15 | 2022-04-05 |
| SAHNI, Dipali | Director | 2019-08-15 | 2025-07-30 |
| SUGARMAN, Peter Michael | Director | 2015-09-03 | 2015-12-15 |
| WREFORD, Matthew Thomas Yardley | Director | 2015-09-03 | 2025-10-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Fidelity National Information Services, Inc. | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2024-12-31 | Active |
| Mr Sanjeev Gupta | Individual | Significant influence | 2018-01-08 | Ceased 2020-03-16 |
| Mr Matthew Thomas Yardley Wreford | Individual | Significant influence (as firm) | 2016-04-06 | Ceased 2024-12-31 |
| Mr Noam Gottesman | Individual | Significant influence | 2016-04-06 | Ceased 2020-03-16 |
| Mr Eric Schwartz | Individual | Significant influence (as trust) | 2016-04-06 | Ceased 2020-03-16 |
| Mrs Erica Schwartz | Individual | Significant influence (as trust) | 2016-04-06 | Ceased 2020-03-16 |
| Dem Acquisition Limited | Corporate entity | Significant influence | 2016-04-06 | Ceased 2020-03-16 |
Filing timeline
Last 20 of 84 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-03-20 RESOLUTIONS Resolution
- 2025-03-20 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-10 | AA | accounts | Accounts with accounts type full | |
| 2026-01-06 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-18 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-01 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-07-30 | TM01 | officers | Termination director company with name termination date | |
| 2025-07-30 | TM01 | officers | Termination director company with name termination date | |
| 2025-05-09 | SH01 | capital | Capital allotment shares | |
| 2025-04-28 | AA | accounts | Accounts with accounts type full | |
| 2025-03-20 | RESOLUTIONS | resolution | Resolution | |
| 2025-03-20 | MA | incorporation | Memorandum articles | |
| 2025-03-03 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-01-14 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2025-01-14 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2025-01-07 | SH01 | capital | Capital allotment shares | |
| 2024-12-20 | SH01 | capital | Capital allotment shares | |
| 2024-10-03 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-10-02 | AA | accounts | Accounts with accounts type full | |
| 2024-08-28 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-08-28 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-07-19 | SH01 | capital | Capital allotment shares |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 4
- Officers appointed
- 1
- Officers resigned
- 3
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.