LLOYDS WEALTH MANAGEMENT (ACD) LIMITED
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Cash
£64M
+11% highest in 3 filed years
Net assets
£220M
+10.4% highest in 3 filed years
Employees
—
Average over period
Profit before tax
£28M
+82.7% highest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £38,142,000 | £60,484,000 | £96,740,000 | +59.9% | |
| Operating profit | £3,314,000 | £13,193,000 | — | — | |
| Profit before tax | £3,948,000 | £15,156,000 | £27,696,000 | +82.7% | |
| Net profit | £3,021,000 | £11,367,000 | £20,772,000 | +82.7% | |
| Cash | £37,441,000 | £57,736,000 | £64,085,000 | +11% | |
| Total assets less current liabilities | £215,426,000 | £210,230,000 | — | — | |
| Net assets | £202,930,000 | £199,297,000 | — | — | |
| Equity | £202,930,000 | £199,297,000 | £220,069,000 | +10.4% | |
| Average employees | — | — | — | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | £1,048,000 | £1,114,000 | £1,162,000 | +4.3% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 8.7% | 21.8% | — | |
| Net margin | 7.9% | 18.8% | 21.5% | |
| Return on capital employed | 1.5% | 6.3% | — | |
| Gearing (liabilities / total assets) | 13.0% | 22.9% | — | |
| Current ratio | 3.02x | 3.06x | 2.64x | |
| Interest cover | 52.60x | — | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- LLOYDS WEALTH MANAGEMENT (ACD) LIMITED 2026-05-05 → present
- SCOTTISH WIDOWS SCHRODER PERSONAL WEALTH (ACD) LIMITED 2019-08-15 → 2026-05-05
- RED BOX ACD LIMITED 2018-12-11 → 2019-08-15
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements have been prepared on the basis that the Company will continue to be a going concern for a period of at least 12 months from the date of this report. As a result of these assessments the Directors consider it appropriate to conclude that the Company is a going concern and will continue in business for at least the next 12 months.”
Significant events
- “On 9 October 2025, Lloyds Banking Group plc ("LBG") and Schroders plc ended their joint venture through a share exchange. LBG transferred its 19.1% interest in Cazenove Capital to Schroders plc and, in return, received Schroders plc's 49.9% interest in SPW. Following this transaction, SPW became fully owned by LBG Equity Investments Limited ("LEIL"), making LBG the sole shareholder of SPW. No cash consideration was involved.”
- “On 5 December 2025, the FCA approved change of control to Scottish Widows Group Limited. This was executed on 2 February 2026 when SWG took 100% ownership of SPW. The ultimate owner of SPW and SWG is LBG.”
- “During the forthcoming months, SPW will transition to its new brand, LW. This rebranding represents a significant milestone in the development of the business and reflects LBG's ambition to establish a differentiated, end to end wealth proposition under the Lloyds brand”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 11 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| RAMAN, Krishna Venkata | Secretary | 2019-09-24 | — | — |
| BRUMPTON, Dena Jane | Director | 2019-10-04 | Dec 1963 | British |
| GODFREY, Gemma Claire | Director | 2024-07-01 | Sep 1983 | British |
| GOODMAN, Alan | Director | 2023-11-15 | Jan 1975 | British |
| LAMBERT, Richard James | Director | 2026-04-10 | Aug 1976 | British |
| NOLAN, Jenna | Director | 2025-02-13 | Nov 1984 | British |
| SHERIDAN, Dominic Paul | Director | 2023-04-03 | Jan 1962 | British |
| SIMPSON, Paul Robert | Director | 2022-10-07 | Sep 1958 | British |
Show 11 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| GITTINS, Paul | Secretary | 2018-12-11 | 2019-09-24 |
| BLACK, James Masson | Director | 2020-04-02 | 2024-01-24 |
| BROOKES, Marcus Kenneth | Director | 2019-10-04 | 2022-02-28 |
| DUCKWORTH, Mark | Director | 2020-11-02 | 2023-09-01 |
| HETHERINGTON, Peter Geoffrey | Director | 2019-11-29 | 2020-06-17 |
| MORRISON, Christopher Patrick | Director | 2025-02-13 | 2025-10-24 |
| RAINBOW, James Conrad Ian | Director | 2020-06-25 | 2020-09-25 |
| RAINBOW, James Conrad Ian | Director | 2018-12-11 | 2019-11-29 |
| RIPLEY, Joel Charles | Director | 2018-12-11 | 2024-10-14 |
| SEALE, Adam | Director | 2019-10-04 | 2024-01-15 |
| WALKER-HAZELL, Julian | Director | 2019-12-05 | 2025-02-13 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Scottish Widows Schroder Wealth Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2018-12-11 | Active |
Filing timeline
Last 20 of 77 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-05-20 RESOLUTIONS Resolution
- 2026-05-05 CERTNM Certificate change of name company PDF
- 2025-10-21 MA Memorandum articles
- 2025-10-21 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-24 | AA | accounts | Accounts with accounts type full | |
| 2026-05-20 | RESOLUTIONS | resolution | Resolution | |
| 2026-05-05 | CERTNM | change-of-name | Certificate change of name company | |
| 2026-04-23 | AP01 | officers | Appoint person director company with name date | |
| 2025-12-19 | CH01 | officers | Change person director company with change date | |
| 2025-12-19 | CH01 | officers | Change person director company with change date | |
| 2025-12-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-12-15 | CH03 | officers | Change person secretary company with change date | |
| 2025-10-27 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-21 | MA | incorporation | Memorandum articles | |
| 2025-10-21 | RESOLUTIONS | resolution | Resolution | |
| 2025-10-03 | AA | accounts | Accounts with accounts type full | |
| 2025-02-14 | TM01 | officers | Termination director company with name termination date | |
| 2025-02-13 | AP01 | officers | Appoint person director company with name date | |
| 2025-02-13 | AP01 | officers | Appoint person director company with name date | |
| 2024-12-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-10-17 | TM01 | officers | Termination director company with name termination date | |
| 2024-09-27 | CH01 | officers | Change person director company with change date | |
| 2024-09-27 | CH01 | officers | Change person director company with change date | |
| 2024-09-27 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 12
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.