STREAMBANK PLC
Get an alert when STREAMBANK PLC files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Cash
—
Latest balance sheet
Net assets
£32m
-8.1% lowest in 4 filed years
Employees
54
+22.7% highest in 3 filed years
Profit before tax
-£3.8m
-416% lowest in 3 filed years
Net assets
4-year trend · vs Financials median
Accounts
4-year trend · Δ = latest vs prior filed period · latest reflected 2026-03-31
| Metric | Trend | 2023-03-31 | 2024-03-31 | 2025-03-31 | 2026-03-31 | Δ vs prior |
|---|---|---|---|---|---|---|
| Net interest income | — | — | £11,259,300 | £11,579,400 | +2.8% | |
| Fee & commission income | — | — | £121,300 | £450,400 | +271.3% | |
| Operating income | — | — | £11,380,600 | £12,029,800 | +5.7% | |
| Impairment losses | — | — | £1,678,400 | £6,414,600 | +282.2% | |
| Profit before tax | — | -£3,418,100 | £1,217,300 | -£3,847,200 | -416% | |
| Net profit | — | -£2,395,000 | £908,300 | -£2,901,700 | -419.5% | |
| Loans & advances to customers | — | — | £156,706,300 | £154,981,900 | -1.1% | |
| Customer deposits | — | — | £173,512,600 | £163,123,000 | -6% | |
| Total assets | — | £185,251,300 | £210,383,400 | £196,350,800 | -6.7% | |
| Total liabilities | — | — | £175,173,900 | £163,976,000 | -6.4% | |
| Equity | £33,437,800 | £34,227,200 | £35,209,500 | £32,374,800 | -8.1% | |
| Average employees | — | 36 | 44 | 54 | +22.7% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-03-31 | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|---|
| Operating margin | — | 98.2% | 101.1% | — | |
| Net margin | — | -44.8% | 8.1% | — | |
| Gearing (liabilities / total assets) | — | 81.5% | 83.3% | 83.5% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- STREAMBANK PLC 2022-07-19 → present
- ACTIVTRADES LOANS PLC 2019-05-14 → 2022-07-19
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have not identified any material uncertainties that may cast significant doubt on the Bank's ability to continue as a going concern. Based on this assessment the Board is satisfied that the business can continue for the foreseeable future, even under stressed scenarios, and the going concern basis is appropriate.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 4 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CHARALAMBOUS, Mirela | Secretary | 2022-06-17 | — | — |
| CLOWES, Steve | Director | 2019-05-14 | Jul 1960 | British |
| FLAIS, Jean-Pierre Louis | Director | 2021-07-27 | Dec 1962 | British,French |
| HUDSON, Michael Edward | Director | 2025-11-25 | Jun 1965 | British |
| KIRSOPP, Michael James | Director | 2022-03-21 | Dec 1958 | British |
| LINDLEY, Simon Richard | Director | 2025-11-25 | Sep 1966 | British |
| PUSCO, Alexandre | Director | 2019-05-14 | Jul 1965 | Swiss |
| TREBLE, Nicholas John | Director | 2024-11-26 | Aug 1959 | British |
Show 4 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| SILVESTER, Jonathan | Secretary | 2019-05-14 | 2022-06-17 |
| PATEMAN, Stephen James | Director | 2021-07-27 | 2023-12-11 |
| REED, John | Director | 2022-03-21 | 2025-11-25 |
| SCARABINO, Juan | Director | 2019-05-14 | 2019-09-25 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Alexandre Pusco | Individual | Shares 75–100% | 2019-12-09 | Active |
| Activtrades Plc | Corporate entity | Shares 75–100% | 2019-05-14 | Ceased 2019-12-09 |
| Mr Alexandre Pusco | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2019-05-14 | Ceased 2019-05-14 |
Filing timeline
Last 20 of 47 total filings
Material constitutional events — rename, articles re-file, resolution
- 2022-09-12 NM06 Change of name request comments
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-31 | AA | accounts | Accounts with accounts type full | |
| 2026-02-24 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-11-28 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-27 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-26 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-17 | AA | accounts | Accounts with accounts type full | |
| 2025-03-13 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-03-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-01-06 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-12-02 | AP01 | officers | Appoint person director company with name date | |
| 2024-09-25 | AA | accounts | Accounts with accounts type full | |
| 2024-05-01 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-03-13 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-01-31 | SH01 | capital | Capital allotment shares | |
| 2023-12-12 | TM01 | officers | Termination director company with name termination date | |
| 2023-07-13 | AA | accounts | Accounts with accounts type full | |
| 2023-03-02 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-12-12 | SH01 | capital | Capital allotment shares | |
| 2022-11-30 | AA01 | accounts | Change account reference date company current extended | |
| 2022-09-12 | NM06 | change-of-name | Change of name request comments |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.