BUMPERCO LIMITED
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Cash
—
Latest balance sheet
Net assets
£1.7m
+20.7% highest in 3 filed years
Employees
0
Average over period
Profit before tax
£468k
+142.2% highest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Gross written premiums | £4,202,086 | £4,717,096 | £5,930,775 | +25.7% | |
| Net earned premiums | £2,929,140 | £3,510,583 | £4,191,219 | +19.4% | |
| Claims incurred | £1,479,524 | £1,806,135 | £1,967,024 | +8.9% | |
| Investment return | £58,796 | £223,649 | £296,930 | +32.8% | |
| Profit before tax | £112,229 | £193,144 | £467,766 | +142.2% | |
| Net profit | £76,721 | £138,911 | £337,790 | +143.2% | |
| Insurance contract liabilities | £4,020,793 | £7,847,369 | £8,865,228 | +13% | |
| Total assets | £6,126,969 | £10,787,547 | £11,976,606 | +11% | |
| Total liabilities | £4,825,400 | £9,343,619 | — | — | |
| Equity | £1,301,569 | £1,443,928 | £1,743,395 | +20.7% | |
| Average employees | — | 0 | 0 | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Gearing (liabilities / total assets) | — | 86.6% | 85.4% |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- BUMPERCO LIMITED 2023-02-02 → present
- NAMECO (NO. 1357) LIMITED 2021-02-10 → 2023-02-02
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors are of the opinion that the Company has adequate resources to meet its underwriting and other operational obligations for the foreseeable future. Accordingly, the going concern concept has been adopted in the preparation of the Financial Statements.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 1 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HAMPDEN LEGAL PLC | Corporate Secretary | 2021-02-10 | — | — |
| LIGHTBOWN, Philippa Jane | Director | 2025-11-05 | Apr 1975 | British |
| MILTON, Alan Christopher | Director | 2022-01-01 | Jul 1945 | British |
| MILTON, Charles Robert | Director | 2022-01-01 | Feb 1977 | British |
| MILTON-RAMSEY, Joanna Elizabeth Mary | Director | 2025-11-05 | Feb 1982 | British |
| TOTTMAN, Mark John | Director | 2023-07-31 | Jun 1964 | British |
| NOMINA PLC | Corporate Director | 2021-02-10 | — | — |
Show 1 resigned officer
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| EVANS, Jeremy Richard Holt | Director | 2021-02-10 | 2023-07-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Alan Christopher Milton | Individual | Shares 25–50%, Voting 25–50% | 2022-01-01 | Active |
| Nomina Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2021-02-10 | Ceased 2022-01-01 |
Filing timeline
Last 20 of 30 total filings
Material constitutional events — rename, articles re-file, resolution
- 2024-03-19 RESOLUTIONS Resolution
- 2023-02-02 CERTNM Certificate change of name company PDF
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-28 | AA | accounts | Accounts with accounts type full | |
| 2025-11-13 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-11-13 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2025-11-13 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-13 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-06 | AA | accounts | Accounts with accounts type full | |
| 2025-02-13 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-10-09 | AA | accounts | Accounts with accounts type full | |
| 2024-03-19 | SH02 | capital | Capital alter shares subdivision | |
| 2024-03-19 | RESOLUTIONS | resolution | Resolution | |
| 2024-02-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-09-15 | AA | accounts | Accounts with accounts type full | |
| 2023-07-31 | AP01 | officers | Appoint person director company with name date | |
| 2023-07-31 | TM01 | officers | Termination director company with name termination date | |
| 2023-02-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-02-02 | CERTNM | change-of-name | Certificate change of name company | |
| 2022-12-14 | CH01 | officers | Change person director company with change date | |
| 2022-12-14 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2022-09-23 | AA | accounts | Accounts with accounts type full | |
| 2022-07-05 | AA01 | accounts | Change account reference date company previous shortened |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.