GREAT LAKES INSURANCE UK LIMITED
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Cash
—
Latest balance sheet
Net assets
£281M
Equity attributable
Employees
58
Average over period
Profit before tax
-£22M
Period ending 2023-12-31
Net assets
1-year trend · vs Financials median
Accounts
1-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | Δ vs prior |
|---|---|---|---|
| Gross written premiums | £1,149,017,000 | — | |
| Net earned premiums | £463,299,000 | — | |
| Claims incurred | £332,432,000 | — | |
| Investment return | £15,975,000 | — | |
| Profit before tax | -£22,277,000 | — | |
| Net profit | -£16,989,000 | — | |
| Insurance contract liabilities | £890,723,000 | — | |
| Total assets | £1,629,964,000 | — | |
| Total liabilities | £1,348,668,000 | — | |
| Equity | £281,296,000 | — | |
| Average employees | 58 | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. Year-on-year comparison hidden: this filing's period length differs materially from the prior year. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 |
|---|---|---|
| Gearing (liabilities / total assets) | 82.7% |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- GREAT LAKES INSURANCE UK LIMITED 2022-10-28 → present
- GREAT LAKES SERVICES UK LIMITED 2021-06-03 → 2022-10-28
Audit & accounting basis
- Accounting basis
- FRS 102 / FRS 103
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the twelve months from the signing of these financial statements. Thus, they continue to adopt the going concern basis of accounting in preparing the annual financial statements.”
Significant events
- “There have been no adjusting or non-adjusting post balance sheet events”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 3 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HOW, Jana | Secretary | 2022-11-22 | — | — |
| AYLES, Tony George | Director | 2022-01-01 | Jun 1979 | British |
| BROWN, Nicolas | Director | 2022-09-01 | Nov 1961 | British |
| CARUS, Christoph Nicolas | Director | 2022-09-01 | May 1971 | German |
| COATES, Katherine Ann | Director | 2022-09-01 | Sep 1959 | British |
| CORAM, Anthony | Director | 2025-01-01 | Nov 1969 | British |
| SHI, Jingfang | Director | 2021-06-03 | Nov 1969 | Australian |
| WATKINS, Lesley Susan | Director | 2022-09-01 | May 1959 | British |
Show 3 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CARROLL, Timothy Joseph | Director | 2022-07-01 | 2025-12-31 |
| DEUTSCHER, Stephane Eugene | Director | 2021-06-03 | 2021-07-20 |
| WESTON, Claire Louise | Director | 2021-07-20 | 2024-09-01 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Munchener Ruckversicherungs-Gesellschaft Ag | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2021-06-03 | Active |
Filing timeline
Last 20 of 45 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-12-28 RESOLUTIONS Resolution
- 2025-12-28 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-28 | AA | accounts | Accounts with accounts type full | |
| 2026-01-05 | TM01 | officers | Termination director company with name termination date | |
| 2025-12-28 | RESOLUTIONS | resolution | Resolution | |
| 2025-12-28 | MA | incorporation | Memorandum articles | |
| 2025-12-15 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-04-03 | AA | accounts | Accounts with accounts type full | |
| 2025-03-09 | CH01 | officers | Change person director company with change date | |
| 2025-01-02 | CH03 | officers | Change person secretary company with change date | |
| 2025-01-01 | AP01 | officers | Appoint person director company with name date | |
| 2025-01-01 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-01-01 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-12-13 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-11-29 | SH01 | capital | Capital allotment shares | |
| 2024-09-03 | TM01 | officers | Termination director company with name termination date | |
| 2024-06-21 | SH01 | capital | Capital allotment shares | |
| 2024-05-18 | AA | accounts | Accounts with accounts type full | |
| 2024-05-10 | CH03 | officers | Change person secretary company with change date | |
| 2024-02-02 | CH01 | officers | Change person director company with change date | |
| 2023-12-15 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-11-24 | SH01 | capital | Capital allotment shares |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 1
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.