ECLIPSE FINANCING LIMITED
The company operates as a special purpose financing vehicle registered at the offices of the UK mortgage lender Enra Specialist Finance.
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Cash
£0
-100% lowest in 3 filed years
Net assets
£46M
-42.2% lowest in 3 filed years
Employees
0
Average over period
Profit before tax
-£1.6M
+99.1% vs 2024
Net assets
4-year trend · vs Industrials median
Accounts
4-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2021-10-19 | 2022-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|---|
| Turnover | — | — | £8,707,125 | £8,134,638 | -6.6% | |
| Operating profit | — | — | -£180,632,829 | -£524,933 | +99.7% | |
| Profit before tax | — | £2,717,499 | -£180,690,134 | -£1,619,310 | +99.1% | |
| Net profit | — | £2,717,499 | -£180,690,134 | -£1,619,310 | +99.1% | |
| Cash | — | £12,928 | £33 | £0 | -100% | |
| Total assets less current liabilities | — | £433,420,282 | £281,826,632 | £271,330,868 | -3.7% | |
| Net assets | — | £246,794,092 | £80,105,005 | £46,337,777 | -42.2% | |
| Equity | — | £246,794,092 | £80,105,005 | £46,337,777 | -42.2% | |
| Average employees | 0 | 2 | 0 | 0 | — | |
| Wages | — | — | £0 | £0 | — | |
| Directors' remuneration | — | — | £0 | £0 | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2021-10-19 | 2022-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Operating margin | — | — | — | -6.5% | |
| Net margin | — | — | — | -19.9% | |
| Return on capital employed | — | — | -64.1% | -0.2% | |
| Gearing (liabilities / total assets) | — | — | 83.4% | 90.7% | |
| Current ratio | — | — | 3.30x | 16.12x | |
| Interest cover | — | — | -13.46x | -0.04x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Margin ratios are hidden where reported turnover is too small relative to profit to yield a meaningful figure — typical of holding companies whose income is mostly subsidiary dividends rather than trading revenue. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- ECLIPSE FINANCING LIMITED 2022-02-11 → present
- SPMCAB NO. 4 LIMITED 2021-10-20 → 2022-02-11
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors are satisfied that the Company has adequate resources to continue to operate as a going concern for a period in excess of 12 months from the date of this report and have prepared the financial statements on that basis.”
Group structure
- ECLIPSE FINANCING LIMITED · parent
- Aria Finance Limited 100%
- Enra GP Limited 100%
- Enra Specialist Finance Limited 100%
- West One Bridging Limited 100%
- West One Capital Limited 100%
- West One Development Finance Holdings Limited 100%
- West One Development Finance Limited 100%
- West One Development Finance MidCo Limited 100%
- West One Loan Limited 100%
- West One Secured Loans Holdings Limited 100%
- West One Secured Loans Limited 100%
- West One Commercial Mortgages Limited 100%
Significant events
- “During the year, the Company partly cancelled its share premium reserve, as part of a capital restructure. Following the creation of additional distributable reserves a dividend was paid out of the Company to Eclipse Midco Limited (the immediate parent).”
- “In the prior year, a group reconstruction was undertaken where intermediary holding companies were removed from the structure. This resulted in a number of exceptional transactions in the Company.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
2 active · 6 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| GESTETNER, Emily Henrietta | Director | 2022-09-02 | Apr 1967 | British |
| WATERS, Danny Stephen | Director | 2022-09-02 | Oct 1984 | British |
Show 6 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| APEX TRUST CORPORATE LIMITED | Corporate Secretary | 2022-02-11 | 2022-09-02 |
| BENFORD, Colin Arthur | Director | 2021-10-20 | 2022-02-11 |
| MARTIN, Sean Peter | Director | 2021-10-20 | 2022-03-04 |
| MONAHAN, Richard James | Director | 2022-03-03 | 2022-09-02 |
| APEX CORPORATE SERVICES (UK) LIMITED | Corporate Director | 2022-02-11 | 2022-03-04 |
| APEX TRUST CORPORATE LIMITED | Corporate Director | 2022-02-11 | 2022-03-04 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Eclipse Midco Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-02-25 | Active |
| Paul Singer | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-02-11 | Ceased 2022-02-25 |
| Apex Trust Nominees No. 1 Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2021-10-20 | Ceased 2022-02-11 |
Filing timeline
Last 20 of 42 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-09-25 RESOLUTIONS Resolution
- 2025-09-15 MA Memorandum articles
- 2025-09-15 RESOLUTIONS Resolution
- 2022-09-09 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-28 | AA | accounts | Accounts with accounts type full | |
| 2025-11-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-25 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2025-09-25 | SH20 | capital | Legacy | |
| 2025-09-25 | CAP-SS | insolvency | Legacy | |
| 2025-09-25 | RESOLUTIONS | resolution | Resolution | |
| 2025-09-16 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-09-15 | MA | incorporation | Memorandum articles | |
| 2025-09-15 | RESOLUTIONS | resolution | Resolution | |
| 2025-09-03 | AA | accounts | Accounts with accounts type full | |
| 2024-11-04 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-07-26 | AA | accounts | Accounts with accounts type full | |
| 2023-10-24 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-07-06 | AA | accounts | Accounts with accounts type full | |
| 2023-02-16 | AA01 | accounts | Change account reference date company previous shortened | |
| 2022-11-27 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-09-12 | SH01 | capital | Capital allotment shares | |
| 2022-09-09 | RESOLUTIONS | resolution | Resolution | |
| 2022-09-08 | AD01 | address | Change registered office address company with date old address new address | |
| 2022-09-08 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 10
- Capital events
- 2
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.