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Cash

Latest balance sheet

Net assets

£64M

+1.6% vs 2024

Employees

Average over period

Profit before tax

£7.2M

+100.7% vs 2024

Accounts

2-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2024-12-312025-12-31 Δ vs prior
Gross written premiums £1,646,000£1,666,000 +1.2%
Net earned premiums
Claims incurred £233,131,000£295,762,000 +26.9%
Investment return £51,320,000£149,536,000 +191.4%
Profit before tax £3,565,000£7,155,000 +100.7%
Net profit £1,091,000£960,000 -12%
Insurance contract liabilities £1,842,490,000£1,649,106,000 -10.5%
Total assets £3,796,038,000£3,409,463,000 -10.2%
Total liabilities £3,733,216,000£3,345,637,000 -10.4%
Equity £62,822,000£63,826,000 +1.6%
Average employees

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show . About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2024-12-312025-12-31
Gearing (liabilities / total assets) 98.3%98.1%

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Deloitte LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The directors are confident that the Company has adequate resources to continue in operational existence for the foreseeable future. As a result, they continue to adopt the going concern basis of accounting in preparing the financial statements.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

7 active · 1 resigned

Name Role Appointed Born Nationality
METLIFE EUROPE SERVICES LIMITED Corporate Secretary 2022-03-21
BATEMAN, Kathryn Louise Director 2023-04-17 May 1964 British
BISHOP, Paul Director 2023-06-22 Feb 1954 British
BUTLER, Barry James Director 2023-04-17 Jan 1967 British
GRINSTEAD, Dominic Peter Director 2022-03-21 Apr 1964 British
HAYTER, Nicolas John Director 2022-03-21 Feb 1965 British
NIBLOE, Andrew Phillip Director 2023-12-22 Dec 1970 British
Show 1 resigned officer
Name Role Appointed Resigned
BLAIR, Hayley Director 2022-03-21 2022-11-04

Ownership

Persons with significant control

No persons with significant control on record.

Filing timeline

Last 20 of 20 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2024-04-05 MA Memorandum articles
  • 2024-04-05 RESOLUTIONS Resolution
Date Type Category Description
2026-05-11 AA accounts Accounts with accounts type full
2026-04-24 CS01 confirmation-statement Confirmation statement with no updates PDF
2026-04-19 RP01AP01 officers Replacement filing of director appointment with name PDF
2025-09-01 AA accounts Accounts with accounts type full
2025-04-08 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-12-31 AA accounts Accounts with accounts type full
2024-04-08 CS01 confirmation-statement Confirmation statement with updates PDF
2024-04-05 MA incorporation Memorandum articles
2024-04-05 RESOLUTIONS resolution Resolution
2024-03-28 SH01 capital Capital allotment shares PDF
2024-01-24 AP01 officers Appoint person director company with name date PDF
2023-10-02 SH01 capital Capital allotment shares PDF
2023-09-26 AA accounts Accounts with accounts type dormant PDF
2023-06-27 AP01 officers Appoint person director company with name date PDF
2023-05-15 AP01 officers Appoint person director company with name date
2023-05-15 AP01 officers Appoint person director company with name date PDF
2023-04-17 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-12-08 TM01 officers Termination director company with name termination date PDF
2022-03-21 AA01 accounts Change account reference date company current shortened PDF
2022-03-21 NEWINC incorporation Incorporation company PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
4

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page