XPS SIPP SERVICES LIMITED
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Cash
£2.1M
-13.9% vs 2024
Net assets
£9.1M
+9% vs 2024
Employees
109
+6.9% vs 2024
Profit before tax
£4.7M
+19.4% vs 2024
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · Δ = latest vs prior filed period · latest reflected 2025-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 | Δ vs prior |
|---|---|---|---|---|
| Turnover | £11,017,000 | £12,580,000 | +14.2% | |
| Operating profit | £3,622,000 | £4,365,000 | +20.5% | |
| Profit before tax | £3,967,000 | £4,736,000 | +19.4% | |
| Net profit | £3,033,000 | £3,551,000 | +17.1% | |
| Cash | £2,417,000 | £2,082,000 | -13.9% | |
| Total assets less current liabilities | £12,073,000 | £12,531,000 | +3.8% | |
| Net assets | £8,386,000 | £9,139,000 | +9% | |
| Equity | £8,386,000 | £9,139,000 | +9% | |
| Average employees | 102 | 109 | +6.9% | |
| Wages | £4,047,000 | £4,440,000 | +9.7% | |
| Directors' remuneration | £0 | £0 | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Operating margin | 32.9% | 34.7% | |
| Net margin | 27.5% | 28.2% | |
| Return on capital employed | 30.0% | 34.8% | |
| Gearing (liabilities / total assets) | 52.3% | 48.7% | |
| Current ratio | 2.26x | 2.45x | |
| Interest cover | 15.82x | 17.96x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 3 times since incorporation
- XPS SIPP SERVICES LIMITED 2021-03-26 → present
- XAFINITY SIPP SERVICES LIMITED 2008-10-14 → 2021-03-26
- HAZELL CARR PENSIONS SERVICES LIMITED 2003-03-07 → 2008-10-14
- SCOTTISH EQUITABLE TRUSTEES LIMITED 1979-08-14 → 2003-03-07
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- BDO LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the Directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. These financial statements have been prepared on a going concern basis as the Company has sufficient cash and cash generated from operating activities to discharge its liabilities.”
Group structure
- XPS SIPP SERVICES LIMITED · parent
- Hazell Carr (ES) Services Limited 100%
- Xafinity Pensions Trustees Limited 100%
- Hazell Carr (SA) Services Limited 100%
- Hazell Carr (SG) Services Limited 100%
- Hazell Carr (PN) Services Limited 100%
- Hazell Carr (AT) Services Limited 100%
- MJF Pension Trustees Limited 100%
- MJF SSAS Trustees Limited 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 38 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BOWSHER, Andrew Charles | Director | 2019-03-11 | Jan 1967 | British |
| BRAMHALL, Benjamin Oliver | Director | 2016-04-07 | May 1977 | British |
| CUFF, Paul Gareth | Director | 2017-03-27 | Aug 1976 | British |
| SHAH, Snehal | Director | 2019-07-15 | Oct 1975 | British |
Show 38 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ATHERTON, Sharon Anne | Secretary | 2008-04-02 | 2013-02-21 |
| COOPER, Timothy Alan | Secretary | 2007-12-18 | 2008-04-02 |
| DINNING, Madhukanta | Secretary | 2003-03-01 | 2005-09-23 |
| HULL, Joanne | Secretary | 2005-09-23 | 2006-08-14 |
| PATRICK, Roy | Secretary | — | 1998-06-30 |
| THOMAS, Stephen Jeremy | Secretary | 2006-08-14 | 2007-12-18 |
| YOUNG, Ian Gordon | Secretary | 1998-06-30 | 2003-02-28 |
| AINSLIE, Michael Robert Arthur | Director | 2015-11-01 | 2019-06-27 |
| BERNSTEIN, Jonathan Samuel | Director | 2017-03-27 | 2022-02-28 |
| BERRIDGE, David Anderson | Director | — | 1993-12-31 |
| BIRMINGHAM, Robert James | Director | 2008-09-25 | 2017-03-27 |
| BOULTON, Darryl Clive | Director | 2003-03-01 | 2006-07-31 |
| BRUNET, Maurice Clive | Director | 1999-11-30 | 2003-02-28 |
| BUCHANAN, John Frederick | Director | 1999-11-30 | 2001-01-19 |
| BURTON, Nigel Foster | Director | 2003-03-01 | 2003-06-12 |
| CARR, David Hugh | Director | 2007-04-06 | 2008-04-02 |
| COOK, Stanley Charles | Director | 1993-12-31 | 2003-02-28 |
| COOPER, Timothy Alan | Director | 2006-07-31 | 2007-05-09 |
| ELLIOTT, John George | Director | — | 1992-12-31 |
| GRACE, Paul Henry | Director | — | 1993-12-31 |
| HENDERSON, David Alexander | Director | 1991-03-21 | 1993-12-31 |
| HUNT, Jeffrey Peter | Director | 2013-07-01 | 2017-03-27 |
| KIRKPATRICK, David Jeffrey | Director | 1991-03-21 | 1993-12-31 |
| LAWRENCE, Andrew Mark | Director | 2003-03-01 | 2004-05-31 |
| MARCHANT, Andrew Paul | Director | 2001-10-01 | 2003-02-28 |
| MARNOCH, Alasdair | Director | 2008-04-02 | 2012-05-31 |
| MAYNE, Patrick Douglas | Director | 1993-12-31 | 1999-04-10 |
| MCGUIRE, Edward | Director | 2003-03-01 | 2004-06-15 |
| MOORE, Ian Robert | Director | 2013-02-21 | 2017-01-24 |
| NOBLE, Catherine Anne | Director | 2012-06-01 | 2015-11-21 |
| REDMAN, Colin | Director | 2003-03-01 | 2004-10-31 |
| RITCHIE, John Stewart Russell | Director | 1993-12-31 | 1999-11-30 |
| ROBINSON, Timothy Michael | Director | 2008-04-02 | 2010-04-19 |
| RUSSELL, Stuart | Director | 2007-05-09 | 2008-04-02 |
| SLEIGH, Charles Frederick | Director | — | 1993-12-31 |
| THOMPSON, Richard William | Director | 2013-02-21 | 2017-01-24 |
| WOOD, Brian Douglas | Director | 1993-12-31 | 1994-10-03 |
| HAZELL CARR PLC | Corporate Director | 2004-09-29 | 2008-04-02 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Xps Consulting Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 300 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-07-30 | AA | accounts | Accounts with accounts type full | |
| 2025-06-20 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-04-25 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-04-22 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-04-22 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-04-10 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-03-31 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-08-07 | AA | accounts | Accounts with accounts type full | |
| 2024-06-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-07-28 | AA | accounts | Accounts with accounts type full | |
| 2023-06-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-08-03 | AA | accounts | Accounts with accounts type full | |
| 2022-06-24 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-03-04 | TM01 | officers | Termination director company with name termination date | |
| 2022-01-14 | CH01 | officers | Change person director company with change date | |
| 2021-10-19 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2021-10-14 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2021-10-14 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2021-10-14 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2021-10-14 | MR04 | mortgage | Mortgage satisfy charge full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 1
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.