LEGACY RENEWAL COMPANY LIMITED
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Cash
—
Latest balance sheet
Net assets
—
Equity attributable
Employees
—
Average over period
Profit before tax
—
Period ending 2025-12-31
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
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Accounts not prepared on a going-concern basis
In preparing these financial statements, the Directors have determined that it is inappropriate to adopt the going concern basis of accounting. This decision has been made in light of the Directors' intention to place the Company into liquidation. Accordingly, the financial statements have been prepared on a basis other than that of going concern.
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Going-concern uncertainty disclosed
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | — | — | — | — | |
| Operating profit | — | — | — | — | |
| Profit before tax | £1,000 | £0 | — | — | |
| Net profit | £1,000 | £0 | — | — | |
| Cash | £0 | £0 | — | — | |
| Total assets less current liabilities | £868,000 | £869,000 | — | — | |
| Net assets | £869,000 | £869,000 | — | — | |
| Equity | £869,000 | £869,000 | — | — | |
| Average employees | 0 | 0 | — | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | £0 | £0 | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Gearing (liabilities / total assets) | 0.0% | 0.0% | — |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- LEGACY RENEWAL COMPANY LIMITED 2012-12-07 → present
- BANK OF SCOTLAND INDEPENDENT FINANCIAL ADVISERS LIMITED 1989-11-03 → 2012-12-07
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Not a going concern (break-up basis)
“In preparing these financial statements, the Directors have determined that it is inappropriate to adopt the going concern basis of accounting. This decision has been made in light of the Directors' intention to place the Company into liquidation. Accordingly, the financial statements have been prepared on a basis other than that of going concern.”
Significant events
- “The Company was previously regulated by the Financial Conduct Authority (FCA), but became de-authorised on 1 August 2019. The Company stopped accepting renewal commission at this point, and returned any monies received post this date. The Directors intend to liquidate the Company at the earliest opportunity.”
- “It is the intention of the Directors to place the Company into voluntary liquidation as soon as practicable.”
- “The Group has an open matter in relation to a claim for group relief of losses incurred in its former Irish banking subsidiary, which ceased trading on 31 December 2010. ... In January 2025, the First Tier Tribunal concluded in favour of HMRC. The Group appealed to the Upper Tier Tax Tribunal.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 51 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MCKAY, Karen Joanne | Secretary | 2019-12-31 | — | — |
| BEZUIDENHOUT, Jacques Lodewickus | Director | 2024-11-27 | Jan 1975 | British |
| MESSENGER, Rachel Anne | Director | 2024-11-27 | May 1982 | British |
Show 51 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BLACK, Lysanne Jane Warren | Secretary | 1996-02-15 | 2000-09-01 |
| BOTHWELL, Karen Margaret | Secretary | 1993-01-08 | 1995-09-04 |
| BUTLER, John Michael | Secretary | 2003-03-01 | 2009-10-16 |
| CLARKE, David | Secretary | 2018-06-11 | 2018-09-10 |
| DONALDSON, Graeme John | Secretary | 2016-08-11 | 2018-06-11 |
| HANKIN, Christina Ann | Secretary | 2018-09-10 | 2019-12-31 |
| HUNTER, John Stewart | Secretary | 1995-09-04 | 1996-02-15 |
| LAKIN, Helen Mary | Secretary | 2000-09-01 | 2001-11-07 |
| MACRAE, Alistair Ian | Secretary | — | 1993-01-08 |
| MCKAY, Karen Joanne | Secretary | 2009-10-16 | 2016-08-11 |
| MOORHOUSE, Robert Keith | Secretary | 2001-11-07 | 2003-03-01 |
| ABERCROMBY, Keith William | Director | 2002-03-27 | 2003-06-12 |
| BETCHLEY, Andrew Robert | Director | 2001-05-08 | 2001-10-12 |
| BLACK, James Masson | Director | 2014-03-20 | 2016-09-21 |
| BORTHWICK, Thomas | Director | 1993-01-11 | 1998-02-27 |
| CLARK, Gordon Matthew | Director | 2000-04-10 | 2001-06-29 |
| CURRIE, John David | Director | — | 2000-05-02 |
| DAWSON, Joanne | Director | 2003-06-27 | 2004-02-16 |
| DONALD, John William | Director | 1993-08-16 | 2000-05-02 |
| FLETCHER, Robert William | Director | 2010-06-23 | 2014-04-16 |
| FRANKLAND, Nicholas Goodwin | Director | 2009-07-17 | 2010-06-23 |
| GRANT, Philip Robert | Director | 2016-09-21 | 2022-11-10 |
| HARLEY, Robert Sincalir | Director | 1996-03-14 | 1996-09-15 |
| HARRISON, Alex | Director | 2007-05-22 | 2009-07-15 |
| HORN, Graham Alistair | Director | 2003-06-12 | 2007-05-21 |
| JONES, Richard Andrew | Director | 2012-06-18 | 2015-12-07 |
| LENDON, Matt | Director | 2022-12-31 | 2024-04-30 |
| LOWTHER, Sean William | Director | 2017-04-10 | 2022-12-31 |
| MACDONALD, Alasdair Dewar | Director | — | 1993-01-11 |
| MACHRAY, Neil Lindsay Nicholson | Director | 2010-06-24 | 2013-03-31 |
| MACKAY, Helena Mary | Director | 2000-03-29 | 2002-03-31 |
| MACNAB, Robert Watt | Director | — | 1996-03-14 |
| MASSEY, Simon David | Director | 2013-07-11 | 2014-03-20 |
| MAZZOCCHI, Mario Emanuele | Director | 2015-12-09 | 2018-07-20 |
| MCCALLUM, Stewart | Director | 1996-10-04 | 1998-04-08 |
| MILNE, Raymond John Hildreth | Director | 2000-05-17 | 2009-07-15 |
| MYERS, Richard George | Director | 2002-03-27 | 2003-06-12 |
| PARSONS, Andrew Mark | Director | 2015-04-02 | 2015-06-16 |
| RICE, Susan Ilene, Lady, Cbe | Director | 2000-03-27 | 2000-07-20 |
| ROBERTSON, Colin Mcgregor | Director | — | 1993-08-16 |
| SCOTT, Iain William St Clair | Director | 1996-03-14 | 2000-05-02 |
| SHEARER, Christopher Allardice | Director | 2000-03-27 | 2002-03-31 |
| SMITH, Gordon Shaw | Director | 2000-04-03 | 2000-12-14 |
| SPARLING, David James | Director | 2000-09-04 | 2001-05-08 |
| STAPLES, Martin Kenneth | Director | 2024-04-30 | 2024-11-27 |
| TAYLOR, Ronald Frank Cameron | Director | 2014-04-16 | 2017-12-31 |
| VALLERY, David Stephen | Director | 2003-06-12 | 2005-05-16 |
| WARBUTON, John | Director | 2009-07-15 | 2010-06-24 |
| WATKINS, Emma Jayne | Director | 2024-02-05 | 2024-11-27 |
| WILSON, Mark | Director | 2022-11-10 | 2023-11-30 |
| YOUNG, Hugh Kenneth | Director | — | 1996-03-15 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Halifax Financial Services (Holdings) Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2018-08-17 | Active |
| Bank Of Scotland Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2018-08-17 |
Filing timeline
Last 20 of 205 total filings
Material constitutional events — rename, articles re-file, resolution
- 2024-12-11 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-09 | AA | accounts | Accounts with accounts type full | |
| 2025-11-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-10-06 | RP01CS01 | confirmation-statement | Replacement filing of confirmation statement with made up date | |
| 2025-08-18 | CH01 | officers | Change person director company with change date | |
| 2025-05-13 | AA | accounts | Accounts with accounts type full | |
| 2025-03-05 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-12-11 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2024-12-11 | SH20 | capital | Legacy | |
| 2024-12-11 | CAP-SS | insolvency | Legacy | |
| 2024-12-11 | RESOLUTIONS | resolution | Resolution | |
| 2024-12-03 | CH03 | officers | Change person secretary company with change date | |
| 2024-12-02 | AP01 | officers | Appoint person director company with name date | |
| 2024-12-02 | AP01 | officers | Appoint person director company with name date | |
| 2024-11-29 | TM01 | officers | Termination director company with name termination date | |
| 2024-11-29 | TM01 | officers | Termination director company with name termination date | |
| 2024-08-14 | AA | accounts | Accounts with accounts type full | |
| 2024-04-30 | AP01 | officers | Appoint person director company with name date | |
| 2024-04-30 | TM01 | officers | Termination director company with name termination date | |
| 2024-02-26 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-02-21 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 2
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.